Postal Codes

77414 ZIP Code

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ZIP code 77414 covers Bay City, Texas, with a population of about 23,879 and a median household income of $57,545.

Population
23,87943 per square mile
Median age
362.7 points below the US average
Median household income
$57,54525% below the Texas median
Poverty rate
23.7%11.3 points above the US average
Typical home value
$203,033up 14.2% in five years
Median rent
$99126% below the Texas median
Degree or higher
23.7%11.3 points below the US average
Homeownership
61.6%3.4 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
506

Where 77414 is

Bay City, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,879
Median age36
Family households63.9%
Born outside the US12%
Speaks a language other than English at home28.6%
White (non-Hispanic)38.6%
Black (non-Hispanic)13.2%
Asian (non-Hispanic)1.6%
Hispanic or Latino43.5%
Veterans8.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$57,545
Income per person$30,182
Poverty rate23.7%
Households on SNAP or cash assistance19%

Household income distribution

Under $10k9.3%
$10–15k7.7%
$15–20k4.6%
$20–25k3.4%
$25–30k2.7%
$30–35k4.3%
$35–40k5.7%
$40–45k3.5%
$45–50k2.9%
$50–60k8.7%
$60–75k8.8%
$75–100k15.3%
$100–125k8.0%
$125–150k4.3%
$150–200k5.0%
$200k or more5.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed9,250
Mean adjusted gross income$65,762
Returns declaring $200,000 or more4.2%
Returns, under $25k34.5%
Returns, $25k–$50k23.2%
Returns, $50k–$75k13.6%
Returns, $75k–$100k8.5%
Returns, $100k–$200k15.9%
Returns, $200k or more4.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$166,100
Median gross rent$991
Rent as a share of household income33.5%
Owner-occupied61.6%
Vacant homes19.1%
Median year built1978

What the homes are

Detached house64.7%
Attached house3.9%
2 to 4 units7.4%
5 to 19 units9.4%
20 or more units4.2%
Mobile home9.6%
Boat, RV or van0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$203,033as of 2026-07
Typical home value, 1 yearup 0.9%
Typical home value, 5 yearsup 14.2%
Typical home value, 10 yearsup 41.6%
Typical asking rent$806as of 2026-07
Typical asking rent, 1 yearup 0.1%
Typical home value since 2000
200920172026$203,033$118,105

$122,370 in 2009 to $203,033 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate9.5%
Bachelor's degree or higher23.7%
High school diploma or higher84.9%
Works from home4.6%
Drives to work alone80.8%
Takes public transport0%
Commutes 45 minutes or more15.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.6% 7.2 pts above the national average of 33.4%
Diagnosed diabetes16.8% 4.8 pts above the national average of 12%
Currently smokes16.4% 3.2 pts above the national average of 13.2%
High blood pressure40.3% 6.2 pts above the national average of 34.1%
Fair or poor general health28.9% 8.6 pts above the national average of 20.3%
No health insurance (18–64)23.2% 11.9 pts above the national average of 11.3%
Depression22.5% 0.6 pts above the national average of 21.9%
No leisure-time physical activity35% 9.6 pts above the national average of 25.4%
Arthritis27.4% 2.3 pts above the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication77.9% 3.2 pts above the national average of 74.7%
Cancer (non-skin)7.2% 0.5 pts below the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year75% 1.7 pts below the national average of 76.7%
Cholesterol screening84.1% 1.8 pts below the national average of 85.9%
Cognitive disability17.9% 3.1 pts above the national average of 14.8%
Colorectal screening58.5% 5.8 pts below the national average of 64.3%
COPD8.8% 2.2 pts above the national average of 6.6%
Visited a dentist47.6% 13.7 pts below the national average of 61.3%
Any disability38.5% 7.8 pts above the national average of 30.7%
Hearing disability8.4% 1.7 pts above the national average of 6.7%
High cholesterol38.5% 2.3 pts above the national average of 36.2%
Independent living disability11.2% 2.8 pts above the national average of 8.4%
Mammography use70.7% 5.2 pts below the national average of 75.9%
Poor mental health (14+ days)18.2% 1.4 pts above the national average of 16.8%
Mobility disability20% 6 pts above the national average of 14%
Poor physical health (14+ days)16.7% 3.2 pts above the national average of 13.5%
Self-care disability6% 2 pts above the national average of 4%
Sleeps under 7 hours40.6% 4.2 pts above the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost19.1% 6.1 pts above the national average of 13%
Vision disability8.7% 3.1 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments506
People employed5,592
Annual payroll$343,950,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 86.7% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 12 census tracts this ZIP code covers
Expected annual loss80.6 out of 100
Community resilience42.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane97.6Very High at its worst in this ZIP code
Drought93.3Relatively High at its worst in this ZIP code
Wildfire86.6Relatively Moderate at its worst in this ZIP code
Coastal flooding80.8Relatively High at its worst in this ZIP code
Lightning69.7Relatively High at its worst in this ZIP code
Heat wave64.4Relatively High at its worst in this ZIP code
Cold wave63.3Relatively High at its worst in this ZIP code
Hail61.2Relatively Moderate at its worst in this ZIP code
River flooding58.6Relatively High at its worst in this ZIP code
Tornado56.8Relatively High at its worst in this ZIP code
Landslide53.1Very Low at its worst in this ZIP code
Ice storm51.8Relatively Moderate at its worst in this ZIP code
Strong wind39.5Relatively Moderate at its worst in this ZIP code
Winter weather20.4Relatively Low at its worst in this ZIP code
Earthquake9.5Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$57,545$76,292$78,538
Income per person$30,182$39,446$43,289
Poverty rate23.7%13.8%12.4%
Median home value$166,100$260,400$303,400
Median gross rent$991$1,339$1,348
Homeownership61.6%62.6%65%
Bachelor's degree or higher23.7%33.1%35%
Unemployment rate9.5%5.1%5.2%
Works from home4.6%12.8%13.5%
Born outside the US12%17.2%13.9%
Median age3635.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBAY CITY WTR WKS, TX US14.1 km away
Rain in a year49 in

Average high and low by month

January63.2°F / 42.7°F3.76 in rain
February66.6°F / 47.1°F2.53 in rain
March72.2°F / 52.9°F3.03 in rain
April77.6°F / 58.9°F3.24 in rain
May83.5°F / 66.1°F4.44 in rain
June88.8°F / 71.5°F5.69 in rain
July90.6°F / 72.8°F4.51 in rain
August91.4°F / 72.8°F4.27 in rain
September88.1°F / 68.6°F5.79 in rain
October81.4°F / 60.3°F4.24 in rain
November72.2°F / 51.4°F4 in rain
December65.3°F / 45.1°F3.56 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket46% of this ZIP code's area
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarket9% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Van Vleck Independent School District44.2% of this ZIP code's land area
Bay City Independent School District28% of this ZIP code's land area
Tidehaven Independent School District21.9% of this ZIP code's land area
Matagorda Independent School District4.3% of this ZIP code's land area
Palacios Independent School District1.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status60more vulnerable than 60% of US census tracts
Household characteristics64more vulnerable than 64% of US census tracts
Racial and ethnic minority status49more vulnerable than 49% of US census tracts
Housing type and transport37more vulnerable than 37% of US census tracts
Walkability4.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

77483 Wadsworth, TX4.4 km away
77404 Bay City, TX14.2 km away
77482 Van Vleck, TX17.1 km away
77415 Cedar Lane, TX19.5 km away
77457 Matagorda, TX19.8 km away
77456 Markham, TX19.9 km away
77440 Elmaton, TX21.8 km away
77480 Sweeny, TX28.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Matagorda County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area555.12 sq mi
Water area19.87 sq mi
Population density43 people per sq mi
Latitude, longitude28.8636, -95.9173

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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