Postal Codes

76710 ZIP Code

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ZIP code 76710 covers Waco, Texas, with a population of about 23,270 and a median household income of $53,304.

Population
23,2702,494 per square mile
Median age
38.7about the US average
Median household income
$53,30430% below the Texas median
Poverty rate
12.4%about the US average
Typical home value
$249,594up 17.7% in five years
Median rent
$1,09818% below the Texas median
Degree or higher
32.1%2.9 points below the US average
Homeownership
46.5%18.5 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,257

Where 76710 is

Waco, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,270
Median age38.7
Family households52%
Born outside the US4.7%
Speaks a language other than English at home15.8%
White (non-Hispanic)55.4%
Black (non-Hispanic)15%
Asian (non-Hispanic)0.6%
Hispanic or Latino26.1%
Veterans9.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$53,304
Income per person$38,752
Poverty rate12.4%
Households on SNAP or cash assistance10.2%

Household income distribution

Under $10k5.2%
$10–15k3.2%
$15–20k6.3%
$20–25k4.7%
$25–30k5.5%
$30–35k4.1%
$35–40k6.4%
$40–45k6.6%
$45–50k4.5%
$50–60k10.0%
$60–75k10.5%
$75–100k10.2%
$100–125k6.9%
$125–150k4.0%
$150–200k4.5%
$200k or more7.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,320
Mean adjusted gross income$80,779
Returns declaring $200,000 or more5.7%
Returns, under $25k30.7%
Returns, $25k–$50k29.7%
Returns, $50k–$75k15.1%
Returns, $75k–$100k8.0%
Returns, $100k–$200k11.0%
Returns, $200k or more5.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$229,000
Median gross rent$1,098
Rent as a share of household income32.8%
Owner-occupied46.5%
Vacant homes12.5%
Median year built1969

What the homes are

Detached house55.2%
Attached house3.3%
2 to 4 units10.5%
5 to 19 units19%
20 or more units11%
Mobile home1.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$249,594as of 2026-07
Typical home value, 1 yeardown 0.4%
Typical home value, 5 yearsup 17.7%
Typical home value, 10 yearsup 101.6%
Typical asking rent$1,171as of 2026-07
Typical asking rent, 1 yearup 3.7%
Typical home value since 2000
200920172026$257,306$104,664

$110,912 in 2009 to $249,594 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher32.1%
High school diploma or higher92.3%
Works from home8.9%
Drives to work alone79.1%
Takes public transport0%
Commutes 45 minutes or more4.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.1% 1.7 pts above the national average of 33.4%
Diagnosed diabetes13.1% 1.1 pts above the national average of 12%
Currently smokes12.9% same as the national average of 13.2%
High blood pressure36.9% 2.8 pts above the national average of 34.1%
Fair or poor general health22.1% 1.8 pts above the national average of 20.3%
No health insurance (18–64)16.2% 4.9 pts above the national average of 11.3%
Depression22.7% 0.8 pts above the national average of 21.9%
No leisure-time physical activity27.8% 2.4 pts above the national average of 25.4%
Arthritis26.4% 1.3 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication77.6% 2.9 pts above the national average of 74.7%
Cancer (non-skin)8.1% same as the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year76.3% same as the national average of 76.7%
Cholesterol screening86% same as the national average of 85.9%
Cognitive disability15.1% same as the national average of 14.8%
Colorectal screening63.8% 0.5 pts below the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist54.4% 6.9 pts below the national average of 61.3%
Any disability32.9% 2.2 pts above the national average of 30.7%
Hearing disability7.5% 0.8 pts above the national average of 6.7%
High cholesterol35.4% 0.8 pts below the national average of 36.2%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Mammography use73.4% 2.5 pts below the national average of 75.9%
Poor mental health (14+ days)17.2% same as the national average of 16.8%
Mobility disability15.8% 1.8 pts above the national average of 14%
Poor physical health (14+ days)14% 0.5 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Sleeps under 7 hours38.6% 2.2 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost11.8% 1.2 pts below the national average of 13%
Vision disability6% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,257
People employed21,319
Annual payroll$911,112,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 63.8% of US census tracts
FEMA ratingVery Low to Relatively High across the 10 census tracts this ZIP code covers
Expected annual loss56.6 out of 100
Community resilience70.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado97.3Very High at its worst in this ZIP code
Lightning89.7Very High at its worst in this ZIP code
Cold wave88.2Very High at its worst in this ZIP code
Heat wave86.3Relatively High at its worst in this ZIP code
Hail77.1Relatively Moderate at its worst in this ZIP code
Hurricane65.2Relatively Low at its worst in this ZIP code
Strong wind50.7Relatively Moderate at its worst in this ZIP code
Ice storm50.2Relatively Low at its worst in this ZIP code
Wildfire48.6Relatively Low at its worst in this ZIP code
River flooding45.5Relatively Moderate at its worst in this ZIP code
Landslide45.4Very Low at its worst in this ZIP code
Winter weather41.2Relatively Moderate at its worst in this ZIP code
Earthquake32.1Very Low at its worst in this ZIP code
Drought2.4Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$53,304$76,292$78,538
Income per person$38,752$39,446$43,289
Poverty rate12.4%13.8%12.4%
Median home value$229,000$260,400$303,400
Median gross rent$1,098$1,339$1,348
Homeownership46.5%62.6%65%
Bachelor's degree or higher32.1%33.1%35%
Unemployment rate4.8%5.1%5.2%
Works from home8.9%12.8%13.5%
Born outside the US4.7%17.2%13.9%
Median age38.735.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWACO DAM, TX US7.7 km away
Rain in a year38 in

Average high and low by month

January58.5°F / 35.7°F2.72 in rain
February61.9°F / 40°F2.69 in rain
March68.4°F / 47.6°F3.51 in rain
April76.1°F / 54.3°F3.16 in rain
May82.9°F / 64.2°F4.39 in rain
June90.5°F / 71.8°F3.61 in rain
July94.5°F / 75°F1.85 in rain
August95.3°F / 74.9°F2.44 in rain
September89.2°F / 67.6°F3.15 in rain
October79.7°F / 56.7°F4.3 in rain
November68.1°F / 46.2°F2.93 in rain
December59.8°F / 38.5°F2.76 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket28% of this ZIP code's area
Far from a supermarket77% of this ZIP code's area
No vehicle and far from a supermarket46% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Waco Independent School District98.9% of this ZIP code's land area
Midway Independent School District1.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability60more vulnerable than 60% of US census tracts
Socioeconomic status67more vulnerable than 67% of US census tracts
Household characteristics61more vulnerable than 61% of US census tracts
Racial and ethnic minority status61more vulnerable than 61% of US census tracts
Housing type and transport45more vulnerable than 45% of US census tracts
Walkability8.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

76703 Waco, TX2.4 km away
76714 Waco, TX2.4 km away
76715 Waco, TX2.4 km away
76716 Waco, TX2.4 km away
76797 Waco, TX2.4 km away
76799 Waco, TX2.8 km away
76707 Waco, TX3.5 km away
76711 Waco, TX3.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

McLennan County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area9.33 sq mi
Water area1.98 sq mi
Population density2,494 people per sq mi
Latitude, longitude31.5350, -97.1899

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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