Postal Codes

76681 ZIP Code

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ZIP code 76681 covers Richland, Texas.

Poverty rate
6.1%6.3 points below the US average
Typical home value
$217,455
Degree or higher
12.1%22.9 points below the US average
Homeownership
90.5%25.5 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
5

Where 76681 is

Richland, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Family households76.2%
Born outside the US16.4%
Speaks a language other than English at home38.1%
White (non-Hispanic)41.7%
Black (non-Hispanic)7.4%
Asian (non-Hispanic)0%
Hispanic or Latino44.3%
Veterans6.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$17,376
Poverty rate6.1%
Households on SNAP or cash assistance13.4%

Household income distribution

Under $10k3.5%
$10–15k3.9%
$15–20k4.3%
$20–25k2.6%
$25–30k19.9%
$30–35k7.8%
$35–40k5.2%
$40–45k6.5%
$45–50k0.4%
$50–60k1.3%
$60–75k19.5%
$75–100k6.5%
$100–125k12.6%
$125–150k4.3%
$150–200k1.7%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed230
Mean adjusted gross income$40,491
Returns declaring $200,000 or more0%
Returns, under $25k34.8%
Returns, $25k–$50k30.4%
Returns, $50k–$75k17.4%
Returns, $75k–$100k17.4%
Returns, $100k–$200k0.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$104,600
Owner-occupied90.5%
Vacant homes31.5%
Median year built1979

What the homes are

Detached house80.4%
Attached house0.9%
Mobile home17.2%
Boat, RV or van1.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$217,455as of 2026-07
Typical home value, 1 yearup 5.3%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.7%
Bachelor's degree or higher12.1%
High school diploma or higher63.2%
Works from home22.3%
Drives to work alone77%
Takes public transport0%
Commutes 45 minutes or more12%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.6% 4.2 pts above the national average of 33.4%
Diagnosed diabetes16.7% 4.7 pts above the national average of 12%
Currently smokes17.1% 3.9 pts above the national average of 13.2%
High blood pressure40.4% 6.3 pts above the national average of 34.1%
Fair or poor general health27.9% 7.6 pts above the national average of 20.3%
No health insurance (18–64)20.4% 9.1 pts above the national average of 11.3%
Depression23.2% 1.3 pts above the national average of 21.9%
No leisure-time physical activity34.1% 8.7 pts above the national average of 25.4%
Arthritis29.1% 4 pts above the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication78.8% 4.1 pts above the national average of 74.7%
Cancer (non-skin)8.2% 0.5 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease8.7% 2.5 pts above the national average of 6.2%
Routine check-up in past year75.5% 1.2 pts below the national average of 76.7%
Cholesterol screening85.1% 0.8 pts below the national average of 85.9%
Cognitive disability17.8% 3 pts above the national average of 14.8%
Colorectal screening57.4% 6.9 pts below the national average of 64.3%
COPD9.5% 2.9 pts above the national average of 6.6%
Visited a dentist50.7% 10.6 pts below the national average of 61.3%
Any disability38.8% 8.1 pts above the national average of 30.7%
Hearing disability9.4% 2.7 pts above the national average of 6.7%
High cholesterol40.1% 3.9 pts above the national average of 36.2%
Independent living disability11% 2.6 pts above the national average of 8.4%
Mammography use69.1% 6.8 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability20.2% 6.2 pts above the national average of 14%
Poor physical health (14+ days)17.1% 3.6 pts above the national average of 13.5%
Self-care disability5.8% 1.8 pts above the national average of 4%
Sleeps under 7 hours39.1% 2.7 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost21.1% 8.1 pts above the national average of 13%
Vision disability7.9% 2.3 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments5
People employed13
Annual payroll$878,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.9% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss69 out of 100
Community resilience23.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado96.6Very High at its worst in this ZIP code
Wildfire93.5Relatively Moderate at its worst in this ZIP code
Drought93.4Relatively Moderate at its worst in this ZIP code
Strong wind90.9Relatively High at its worst in this ZIP code
Lightning87.8Relatively High at its worst in this ZIP code
Cold wave87.4Relatively High at its worst in this ZIP code
Hail86.8Relatively Moderate at its worst in this ZIP code
Ice storm86.5Relatively Moderate at its worst in this ZIP code
Heat wave81.8Relatively Moderate at its worst in this ZIP code
Landslide67.3Very Low at its worst in this ZIP code
River flooding61.5Relatively Moderate at its worst in this ZIP code
Hurricane61Relatively Low at its worst in this ZIP code
Winter weather58.1Relatively Moderate at its worst in this ZIP code
Earthquake32.8Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$76,292$78,538
Income per person$17,376$39,446$43,289
Poverty rate6.1%13.8%12.4%
Median home value$104,600$260,400$303,400
Median gross rent$1,339$1,348
Homeownership90.5%62.6%65%
Bachelor's degree or higher12.1%33.1%35%
Unemployment rate0.7%5.1%5.2%
Works from home22.3%12.8%13.5%
Born outside the US16.4%17.2%13.9%
Median age35.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCORSICANA CAMPBELL FLD, TX US14.8 km away
Rain in a year39 in

Average high and low by month

January58.5°F / 37.5°F2.76 in rain
February62.5°F / 41.3°F2.67 in rain
March69.8°F / 48.2°F3.58 in rain
April77°F / 55.1°F3.48 in rain
May84.1°F / 64.1°F4.42 in rain
June91.2°F / 71.2°F3.82 in rain
July95.1°F / 74°F2.28 in rain
August96°F / 73.7°F2.28 in rain
September89.6°F / 67.5°F2.53 in rain
October79.8°F / 57.2°F5.1 in rain
November67.8°F / 46.9°F3.18 in rain
December59.9°F / 39.4°F3.23 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Corsicana Independent School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability71more vulnerable than 71% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics83more vulnerable than 83% of US census tracts
Racial and ethnic minority status46more vulnerable than 46% of US census tracts
Housing type and transport66more vulnerable than 66% of US census tracts
Walkability3.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

75109 Corsicana, TX10.3 km away
76693 Wortham, TX12.9 km away
75859 Streetman, TX13.2 km away
76679 Purdon, TX14.9 km away
75848 Kirvin, TX18.1 km away
75151 Corsicana, TX18.2 km away
76686 Tehuacana, TX19.5 km away
75110 Corsicana, TX20.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Navarro County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area25.85 sq mi
Water area0.24 sq mi
Latitude, longitude31.9018, -96.4373

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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