Postal Codes

76645 ZIP Code

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ZIP code 76645 covers Hillsboro, Texas, with a population of about 11,321 and a median household income of $61,792.

Population
11,32160 per square mile
Median age
37.71 points below the US average
Median household income
$61,79219% below the Texas median
Poverty rate
15.8%3.4 points above the US average
Typical home value
$210,077up 22.1% in five years
Median rent
$94130% below the Texas median
Degree or higher
18.8%16.2 points below the US average
Homeownership
64.7%about the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
299

Where 76645 is

Hillsboro, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,321
Median age37.7
Family households65.2%
Born outside the US11.3%
Speaks a language other than English at home27%
White (non-Hispanic)52.4%
Black (non-Hispanic)10.1%
Asian (non-Hispanic)0.3%
Hispanic or Latino33.8%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,792
Income per person$28,159
Poverty rate15.8%
Households on SNAP or cash assistance16.6%

Household income distribution

Under $10k6.1%
$10–15k5.6%
$15–20k3.5%
$20–25k5.0%
$25–30k4.6%
$30–35k3.5%
$35–40k3.5%
$40–45k5.4%
$45–50k3.3%
$50–60k7.2%
$60–75k14.8%
$75–100k13.1%
$100–125k11.8%
$125–150k3.8%
$150–200k5.6%
$200k or more3.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,140
Mean adjusted gross income$59,386
Returns declaring $200,000 or more2.9%
Returns, under $25k33.5%
Returns, $25k–$50k27.8%
Returns, $50k–$75k16.3%
Returns, $75k–$100k8.8%
Returns, $100k–$200k10.7%
Returns, $200k or more2.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$154,800
Median gross rent$941
Rent as a share of household income30.5%
Owner-occupied64.7%
Vacant homes12.5%
Median year built1977

What the homes are

Detached house71.9%
Attached house1%
2 to 4 units4.4%
5 to 19 units7.7%
20 or more units4.9%
Mobile home9.3%
Boat, RV or van0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$210,077as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 22.1%
Typical home value, 10 yearsup 119.2%
Typical home value since 2000
201020182026$217,867$81,320

$83,224 in 2010 to $210,077 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.1%
Bachelor's degree or higher18.8%
High school diploma or higher84.2%
Works from home3.5%
Drives to work alone81.4%
Takes public transport0%
Commutes 45 minutes or more16.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.3% 3.9 pts above the national average of 33.4%
Diagnosed diabetes14.3% 2.3 pts above the national average of 12%
Currently smokes14.4% 1.2 pts above the national average of 13.2%
High blood pressure37.8% 3.7 pts above the national average of 34.1%
Fair or poor general health24.7% 4.4 pts above the national average of 20.3%
No health insurance (18–64)20.7% 9.4 pts above the national average of 11.3%
Depression22.2% same as the national average of 21.9%
No leisure-time physical activity31.6% 6.2 pts above the national average of 25.4%
Arthritis26.8% 1.7 pts above the national average of 25.1%
Binge drinking15.9% same as the national average of 16%
Taking blood pressure medication77.6% 2.9 pts above the national average of 74.7%
Cancer (non-skin)8% same as the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year75.2% 1.5 pts below the national average of 76.7%
Cholesterol screening85.3% 0.6 pts below the national average of 85.9%
Cognitive disability16.3% 1.5 pts above the national average of 14.8%
Colorectal screening61.6% 2.7 pts below the national average of 64.3%
COPD7.5% 0.9 pts above the national average of 6.6%
Visited a dentist52.9% 8.4 pts below the national average of 61.3%
Any disability35.8% 5.1 pts above the national average of 30.7%
Hearing disability7.9% 1.2 pts above the national average of 6.7%
High cholesterol37.8% 1.6 pts above the national average of 36.2%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Mammography use71.6% 4.3 pts below the national average of 75.9%
Poor mental health (14+ days)17.5% 0.7 pts above the national average of 16.8%
Mobility disability17.3% 3.3 pts above the national average of 14%
Poor physical health (14+ days)15.3% 1.8 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Sleeps under 7 hours41.2% 4.8 pts above the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost15.4% 2.4 pts above the national average of 13%
Vision disability6.8% 1.2 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments299
People employed4,843
Annual payroll$240,947,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 75% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 9 census tracts this ZIP code covers
Expected annual loss73.1 out of 100
Community resilience26.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave98.3Very High at its worst in this ZIP code
Drought96.6Relatively Moderate at its worst in this ZIP code
Tornado93.5Very High at its worst in this ZIP code
Lightning89.7Very High at its worst in this ZIP code
Wildfire89Relatively Moderate at its worst in this ZIP code
Ice storm87Relatively High at its worst in this ZIP code
Hail86.7Relatively High at its worst in this ZIP code
Landslide85.9Relatively Moderate at its worst in this ZIP code
Strong wind78.5Relatively High at its worst in this ZIP code
Heat wave73.2Relatively High at its worst in this ZIP code
Hurricane63.9Relatively Low at its worst in this ZIP code
River flooding34.8Relatively Moderate at its worst in this ZIP code
Winter weather32.1Relatively Low at its worst in this ZIP code
Earthquake26.9Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$61,792$76,292$78,538
Income per person$28,159$39,446$43,289
Poverty rate15.8%13.8%12.4%
Median home value$154,800$260,400$303,400
Median gross rent$941$1,339$1,348
Homeownership64.7%62.6%65%
Bachelor's degree or higher18.8%33.1%35%
Unemployment rate5.1%5.1%5.2%
Works from home3.5%12.8%13.5%
Born outside the US11.3%17.2%13.9%
Median age37.735.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHILLSBORO, TX US1 km away
Rain in a year39 in
Snow in a year1 in

Average high and low by month

January59°F / 33.9°F2.74 in rain, 0.1 in snow
February62.7°F / 37.8°F2.77 in rain, 0.3 in snow
March69.5°F / 44.9°F3.57 in rain, 0.1 in snow
April77.1°F / 53°F3.68 in rain
May84.1°F / 62.1°F4.51 in rain
June91.5°F / 70°F3.61 in rain
July96°F / 72.8°F1.65 in rain
August97°F / 72.8°F2.18 in rain
September90.5°F / 66°F3.15 in rain
October80.3°F / 55.2°F5.05 in rain
November68.8°F / 43.9°F2.73 in rain
December60.4°F / 36.1°F3.1 in rain, 0.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket46% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Hillsboro Independent School District64.4% of this ZIP code's land area
Bynum Independent School District16.3% of this ZIP code's land area
Itasca Independent School District7.3% of this ZIP code's land area
Abbott Independent School District6.5% of this ZIP code's land area
Covington Independent School District2.7% of this ZIP code's land area
Milford Independent School District2.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability71more vulnerable than 71% of US census tracts
Socioeconomic status59more vulnerable than 59% of US census tracts
Household characteristics66more vulnerable than 66% of US census tracts
Racial and ethnic minority status41more vulnerable than 41% of US census tracts
Housing type and transport81more vulnerable than 81% of US census tracts
Walkability5.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

76631 Bynum, TX13.1 km away
76621 Abbott, TX14.6 km away
76628 Brandon, TX15.4 km away
76055 Itasca, TX16.7 km away
76622 Aquilla, TX20 km away
76636 Covington, TX20.8 km away
76666 Mertens, TX20.9 km away
76670 Milford, TX21 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hill County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area187.5 sq mi
Water area4.12 sq mi
Population density60 people per sq mi
Latitude, longitude32.0149, -97.1198

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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