Postal Codes

76524 ZIP Code

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ZIP code 76524 covers Eddy, Texas, with a population of about 3,855 and a median household income of $74,671.

Population
3,85563 per square mile
Median age
45.77 points above the US average
Median household income
$74,671about the Texas median
Poverty rate
28.8%16.4 points above the US average
Typical home value
$262,627up 17.5% in five years
Median rent
$1,13815% below the Texas median
Degree or higher
19%16 points below the US average
Homeownership
84.4%19.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
22

Where 76524 is

Eddy, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,855
Median age45.7
Family households84.1%
Born outside the US10%
Speaks a language other than English at home15.2%
White (non-Hispanic)66.4%
Black (non-Hispanic)2.1%
Asian (non-Hispanic)0.7%
Hispanic or Latino27.3%
Veterans15.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$74,671
Income per person$47,039
Poverty rate28.8%
Households on SNAP or cash assistance5.2%

Household income distribution

Under $10k3.0%
$10–15k10.3%
$15–20k10.8%
$20–25k4.0%
$25–30k0.5%
$30–35k2.5%
$35–40k0.5%
$40–45k4.2%
$45–50k2.0%
$50–60k4.0%
$60–75k8.3%
$75–100k7.7%
$100–125k13.1%
$125–150k9.2%
$150–200k3.1%
$200k or more16.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,290
Mean adjusted gross income$66,264
Returns declaring $200,000 or more3.1%
Returns, under $25k25.6%
Returns, $25k–$50k25.6%
Returns, $50k–$75k16.3%
Returns, $75k–$100k13.2%
Returns, $100k–$200k16.3%
Returns, $200k or more3.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$200,000
Median gross rent$1,138
Rent as a share of household income51%
Owner-occupied84.4%
Vacant homes9%
Median year built1986

What the homes are

Detached house66.1%
20 or more units0.3%
Mobile home33.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$262,627as of 2026-07
Typical home value, 1 yearup 1%
Typical home value, 5 yearsup 17.5%
Typical home value, 10 yearsup 93%
Typical home value since 2000
200920172026$267,805$112,737

$116,043 in 2009 to $262,627 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher19%
High school diploma or higher84%
Works from home9.7%
Drives to work alone79.5%
Takes public transport0%
Commutes 45 minutes or more13.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.1% 3.7 pts above the national average of 33.4%
Diagnosed diabetes15.1% 3.1 pts above the national average of 12%
Currently smokes18% 4.8 pts above the national average of 13.2%
High blood pressure39.6% 5.5 pts above the national average of 34.1%
Fair or poor general health26.2% 5.9 pts above the national average of 20.3%
No health insurance (18–64)16.1% 4.8 pts above the national average of 11.3%
Depression25.4% 3.5 pts above the national average of 21.9%
No leisure-time physical activity31.1% 5.7 pts above the national average of 25.4%
Arthritis29.9% 4.8 pts above the national average of 25.1%
Binge drinking15.9% same as the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)8.5% 0.8 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year75.2% 1.5 pts below the national average of 76.7%
Cholesterol screening84.9% 1 pts below the national average of 85.9%
Cognitive disability17.5% 2.7 pts above the national average of 14.8%
Colorectal screening60.9% 3.4 pts below the national average of 64.3%
COPD9.9% 3.3 pts above the national average of 6.6%
Visited a dentist48.9% 12.4 pts below the national average of 61.3%
Any disability36.9% 6.2 pts above the national average of 30.7%
Hearing disability8.7% 2 pts above the national average of 6.7%
High cholesterol38.8% 2.6 pts above the national average of 36.2%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Mammography use69.5% 6.4 pts below the national average of 75.9%
Poor mental health (14+ days)19% 2.2 pts above the national average of 16.8%
Mobility disability19.1% 5.1 pts above the national average of 14%
Poor physical health (14+ days)17% 3.5 pts above the national average of 13.5%
Self-care disability5.5% 1.5 pts above the national average of 4%
Sleeps under 7 hours38.7% 2.3 pts above the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost18.1% 5.1 pts above the national average of 13%
Vision disability7% 1.4 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments22
People employed89
Annual payroll$2,906,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 39.2% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 2 census tracts this ZIP code covers
Expected annual loss39.7 out of 100
Community resilience36.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought92.4Relatively Moderate at its worst in this ZIP code
Wildfire87.4Relatively Moderate at its worst in this ZIP code
Lightning87.2Relatively High at its worst in this ZIP code
Tornado86.6Very High at its worst in this ZIP code
Hail81Relatively Moderate at its worst in this ZIP code
Cold wave73Relatively High at its worst in this ZIP code
Hurricane69.8Relatively Low at its worst in this ZIP code
Heat wave65.9Relatively Moderate at its worst in this ZIP code
Winter weather62.1Relatively Moderate at its worst in this ZIP code
Strong wind61.1Relatively Moderate at its worst in this ZIP code
Landslide60.9Very Low at its worst in this ZIP code
Ice storm46.9Relatively Low at its worst in this ZIP code
River flooding24.9Relatively Low at its worst in this ZIP code
Earthquake14.9Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$74,671$76,292$78,538
Income per person$47,039$39,446$43,289
Poverty rate28.8%13.8%12.4%
Median home value$200,000$260,400$303,400
Median gross rent$1,138$1,339$1,348
Homeownership84.4%62.6%65%
Bachelor's degree or higher19%33.1%35%
Unemployment rate2.4%5.1%5.2%
Works from home9.7%12.8%13.5%
Born outside the US10%17.2%13.9%
Median age45.735.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMCGREGOR, TX US18.3 km away
Rain in a year38 in
Snow in a year0 in

Average high and low by month

January58.5°F / 33.8°F2.6 in rain, 0.1 in snow
February62.4°F / 37.6°F2.65 in rain
March68.9°F / 44.6°F3.42 in rain
April76.5°F / 51.5°F3.03 in rain
May83.4°F / 61°F4.85 in rain
June90.7°F / 69.3°F3.69 in rain
July95.1°F / 71.5°F2.32 in rain
August96°F / 71.7°F2.23 in rain
September89.7°F / 65°F3.13 in rain
October80°F / 54.7°F4.56 in rain
November67.9°F / 44.4°F2.8 in rain
December60.5°F / 35.5°F2.78 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Bruceville-Eddy Independent School District65% of this ZIP code's land area
Chilton Independent School District33.3% of this ZIP code's land area
Rosebud-Lott Independent School District1.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability77more vulnerable than 77% of US census tracts
Socioeconomic status81more vulnerable than 81% of US census tracts
Household characteristics85more vulnerable than 85% of US census tracts
Racial and ethnic minority status61more vulnerable than 61% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability3.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

76630 Bruceville, TX4.6 km away
76655 Lorena, TX12 km away
76557 Moody, TX14 km away
76564 Pendleton, TX14.3 km away
76579 Troy, TX14.8 km away
76632 Chilton, TX17.8 km away
76643 Hewitt, TX18.3 km away
76657 Mc Gregor, TX18.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Falls County80.4% of this ZIP code's land area
McLennan County19.6% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area60.99 sq mi
Water area0.35 sq mi
Population density63 people per sq mi
Latitude, longitude31.3088, -97.2774

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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