Postal Codes

76522 ZIP Code

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ZIP code 76522 covers Copperas Cove, Texas, with a population of about 41,895 and a median household income of $70,629.

Population
41,895364 per square mile
Median age
33.94.8 points below the US average
Median household income
$70,6297% below the Texas median
Poverty rate
8.7%3.7 points below the US average
Typical home value
$225,938up 23.2% in five years
Median rent
$1,02923% below the Texas median
Degree or higher
20.5%14.5 points below the US average
Homeownership
61.5%3.5 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
443

Where 76522 is

Copperas Cove, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population41,895
Median age33.9
Family households69.6%
Born outside the US6.8%
Speaks a language other than English at home15%
White (non-Hispanic)53%
Black (non-Hispanic)13.6%
Asian (non-Hispanic)1.9%
Hispanic or Latino20.6%
Veterans25.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,629
Income per person$33,135
Poverty rate8.7%
Households on SNAP or cash assistance11.6%

Household income distribution

Under $10k3.0%
$10–15k3.4%
$15–20k2.3%
$20–25k3.6%
$25–30k4.0%
$30–35k4.1%
$35–40k5.0%
$40–45k3.8%
$45–50k3.1%
$50–60k9.3%
$60–75k11.7%
$75–100k17.0%
$100–125k11.8%
$125–150k6.3%
$150–200k6.1%
$200k or more5.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,360
Mean adjusted gross income$53,128
Returns declaring $200,000 or more1.4%
Returns, under $25k29.4%
Returns, $25k–$50k30.7%
Returns, $50k–$75k18.0%
Returns, $75k–$100k9.2%
Returns, $100k–$200k11.3%
Returns, $200k or more1.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$174,000
Median gross rent$1,029
Rent as a share of household income26.3%
Owner-occupied61.5%
Vacant homes5.4%
Median year built1991

What the homes are

Detached house70.8%
Attached house1.9%
2 to 4 units14.1%
5 to 19 units6.3%
20 or more units3%
Mobile home3.8%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$225,938as of 2026-07
Typical home value, 1 yeardown 0.3%
Typical home value, 5 yearsup 23.2%
Typical home value, 10 yearsup 84.9%
Typical asking rent$1,240as of 2026-07
Typical asking rent, 1 yearup 0.4%
Typical asking rent, 5 yearsup 23.4%
Typical asking rent, 10 yearsup 65.3%
Typical home value since 2000
200920172026$230,901$117,475

$124,747 in 2009 to $225,938 in 2026.

Typical asking rent
201520202026$1,240$745

$745 in 2015 to $1,240 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.4%
Bachelor's degree or higher20.5%
High school diploma or higher94%
Works from home10.1%
Drives to work alone76.2%
Takes public transport0.1%
Commutes 45 minutes or more20.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.5% 4.1 pts above the national average of 33.4%
Diagnosed diabetes11.5% 0.5 pts below the national average of 12%
Currently smokes13.8% 0.6 pts above the national average of 13.2%
High blood pressure32.6% 1.5 pts below the national average of 34.1%
Fair or poor general health20.1% same as the national average of 20.3%
No health insurance (18–64)14% 2.7 pts above the national average of 11.3%
Depression23.9% 2 pts above the national average of 21.9%
No leisure-time physical activity26.4% 1 pts above the national average of 25.4%
Arthritis23.8% 1.3 pts below the national average of 25.1%
Binge drinking17.7% 1.7 pts above the national average of 16%
Taking blood pressure medication73.9% 0.8 pts below the national average of 74.7%
Cancer (non-skin)6.2% 1.5 pts below the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease5.3% 0.9 pts below the national average of 6.2%
Routine check-up in past year74.6% 2.1 pts below the national average of 76.7%
Cholesterol screening84.2% 1.7 pts below the national average of 85.9%
Cognitive disability15.8% 1 pts above the national average of 14.8%
Colorectal screening61.8% 2.5 pts below the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist55.9% 5.4 pts below the national average of 61.3%
Any disability31% same as the national average of 30.7%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol32.9% 3.3 pts below the national average of 36.2%
Independent living disability8.6% same as the national average of 8.4%
Mammography use72.4% 3.5 pts below the national average of 75.9%
Poor mental health (14+ days)19.1% 2.3 pts above the national average of 16.8%
Mobility disability13.2% 0.8 pts below the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Sleeps under 7 hours41.7% 5.3 pts above the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost12.7% same as the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments443
People employed5,480
Annual payroll$154,815,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 57.8% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 13 census tracts this ZIP code covers
Expected annual loss58.6 out of 100
Community resilience15.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire92.4Relatively High at its worst in this ZIP code
Lightning91.8Very High at its worst in this ZIP code
Tornado86.5Very High at its worst in this ZIP code
Hail83.9Relatively High at its worst in this ZIP code
Winter weather83.9Relatively High at its worst in this ZIP code
Cold wave74.1Relatively High at its worst in this ZIP code
Drought73.5Relatively Moderate at its worst in this ZIP code
Landslide66.5Very Low at its worst in this ZIP code
River flooding65.2Relatively Moderate at its worst in this ZIP code
Strong wind60.3Relatively Moderate at its worst in this ZIP code
Heat wave54.2Relatively Moderate at its worst in this ZIP code
Hurricane52.1Relatively Low at its worst in this ZIP code
Ice storm38Relatively Low at its worst in this ZIP code
Earthquake5.9Very Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$70,629$76,292$78,538
Income per person$33,135$39,446$43,289
Poverty rate8.7%13.8%12.4%
Median home value$174,000$260,400$303,400
Median gross rent$1,029$1,339$1,348
Homeownership61.5%62.6%65%
Bachelor's degree or higher20.5%33.1%35%
Unemployment rate7.4%5.1%5.2%
Works from home10.1%12.8%13.5%
Born outside the US6.8%17.2%13.9%
Median age33.935.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationKILLEEN, TX US27.3 km away
Rain in a year35 in

Average high and low by month

January59.5°F / 36.1°F2.45 in rain
February63.1°F / 39.9°F2.16 in rain
March69.8°F / 47.1°F3.27 in rain
April77°F / 53.6°F2.15 in rain
May83.8°F / 63°F4.7 in rain
June92.2°F / 69.7°F3.21 in rain
July95.7°F / 72.3°F2.74 in rain
August96.6°F / 72.7°F1.64 in rain
September89.6°F / 66.7°F3.89 in rain
October79.7°F / 56.4°F3.42 in rain
November69.4°F / 45.8°F2.72 in rain
December60.4°F / 38.1°F2.4 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket5% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Copperas Cove Independent School District42.5% of this ZIP code's land area
Gatesville Independent School District31% of this ZIP code's land area
Lampasas Independent School District23.6% of this ZIP code's land area
Evant Independent School District2.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status49more vulnerable than 49% of US census tracts
Household characteristics73more vulnerable than 73% of US census tracts
Racial and ethnic minority status43more vulnerable than 43% of US census tracts
Housing type and transport44more vulnerable than 44% of US census tracts
Walkability3.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

76539 Kempner, TX14.8 km away
76544 Fort Hood, TX16.5 km away
76540 Killeen, TX21.5 km away
76547 Killeen, TX21.5 km away
76541 Killeen, TX21.5 km away
76549 Killeen, TX23.4 km away
76596 Gatesville, TX24.3 km away
76597 Gatesville, TX24.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Coryell County80.3% of this ZIP code's land area
Lampasas County19.7% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area114.99 sq mi
Water area0.03 sq mi
Population density364 people per sq mi
Latitude, longitude31.2029, -97.9301

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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