Postal Codes

76384 ZIP Code

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ZIP code 76384 covers Vernon, Texas, with a population of about 12,239 and a median household income of $51,582.

Population
12,23926 per square mile
Median age
39.50.8 points above the US average
Median household income
$51,58232% below the Texas median
Poverty rate
18.9%6.5 points above the US average
Typical home value
$103,871down 7.1% in five years
Median rent
$85936% below the Texas median
Degree or higher
17%18 points below the US average
Homeownership
62.3%2.7 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
276

Where 76384 is

Vernon, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population12,239
Median age39.5
Family households56.6%
Born outside the US5.4%
Speaks a language other than English at home19.2%
White (non-Hispanic)54.5%
Black (non-Hispanic)6.3%
Asian (non-Hispanic)3%
Hispanic or Latino30.5%
Veterans8.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,582
Income per person$28,939
Poverty rate18.9%
Households on SNAP or cash assistance15.6%

Household income distribution

Under $10k4.9%
$10–15k4.4%
$15–20k11.0%
$20–25k6.3%
$25–30k4.4%
$30–35k4.9%
$35–40k2.2%
$40–45k7.1%
$45–50k3.1%
$50–60k6.7%
$60–75k7.5%
$75–100k14.9%
$100–125k8.6%
$125–150k6.0%
$150–200k4.5%
$200k or more3.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,890
Mean adjusted gross income$60,097
Returns declaring $200,000 or more2.7%
Returns, under $25k32.1%
Returns, $25k–$50k30.5%
Returns, $50k–$75k14.9%
Returns, $75k–$100k8.6%
Returns, $100k–$200k11.2%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$101,600
Median gross rent$859
Rent as a share of household income20.6%
Owner-occupied62.3%
Vacant homes19.3%
Median year built1963

What the homes are

Detached house77.8%
Attached house0.3%
2 to 4 units10.2%
5 to 19 units3.9%
20 or more units2.6%
Mobile home4.8%
Boat, RV or van0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$103,871as of 2026-07
Typical home value, 1 yearup 3%
Typical home value, 5 yearsdown 7.1%
Typical home value, 10 yearsup 18.6%
Typical home value since 2000
200920172026$126,927$84,420

$93,853 in 2009 to $103,871 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.1%
Bachelor's degree or higher17%
High school diploma or higher81.3%
Works from home3.1%
Drives to work alone80.2%
Takes public transport0.2%
Commutes 45 minutes or more5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.4% 6 pts above the national average of 33.4%
Diagnosed diabetes16.5% 4.5 pts above the national average of 12%
Currently smokes18.3% 5.1 pts above the national average of 13.2%
High blood pressure40.2% 6.1 pts above the national average of 34.1%
Fair or poor general health29.3% 9 pts above the national average of 20.3%
No health insurance (18–64)20.8% 9.5 pts above the national average of 11.3%
Depression23.7% 1.8 pts above the national average of 21.9%
No leisure-time physical activity35.8% 10.4 pts above the national average of 25.4%
Arthritis28.6% 3.5 pts above the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication77.5% 2.8 pts above the national average of 74.7%
Cancer (non-skin)7.7% same as the national average of 7.7%
Current asthma10.6% same as the national average of 10.4%
Coronary heart disease8.5% 2.3 pts above the national average of 6.2%
Routine check-up in past year74.9% 1.8 pts below the national average of 76.7%
Cholesterol screening83% 2.9 pts below the national average of 85.9%
Cognitive disability18.8% 4 pts above the national average of 14.8%
Colorectal screening56.2% 8.1 pts below the national average of 64.3%
COPD10% 3.4 pts above the national average of 6.6%
Visited a dentist44.3% 17 pts below the national average of 61.3%
Any disability39.9% 9.2 pts above the national average of 30.7%
Hearing disability9.2% 2.5 pts above the national average of 6.7%
High cholesterol38.5% 2.3 pts above the national average of 36.2%
Independent living disability12% 3.6 pts above the national average of 8.4%
Mammography use68.6% 7.3 pts below the national average of 75.9%
Poor mental health (14+ days)19.4% 2.6 pts above the national average of 16.8%
Mobility disability20.6% 6.6 pts above the national average of 14%
Poor physical health (14+ days)17.4% 3.9 pts above the national average of 13.5%
Self-care disability6.2% 2.2 pts above the national average of 4%
Sleeps under 7 hours39.9% 3.5 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost21.6% 8.6 pts above the national average of 13%
Vision disability8.6% 3 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments276
People employed3,376
Annual payroll$143,752,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 95.8% of US census tracts
FEMA ratingRelatively Low to Very High across the 5 census tracts this ZIP code covers
Expected annual loss93.7 out of 100
Community resilience54.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought99.6Very High at its worst in this ZIP code
Strong wind98.2Very High at its worst in this ZIP code
Hail97.7Relatively High at its worst in this ZIP code
Wildfire92.6Relatively Moderate at its worst in this ZIP code
Ice storm92.3Relatively High at its worst in this ZIP code
Tornado90.8Very High at its worst in this ZIP code
Heat wave85.2Relatively High at its worst in this ZIP code
Winter weather78.7Relatively High at its worst in this ZIP code
Landslide78.1Relatively Low at its worst in this ZIP code
Cold wave68.4Relatively Moderate at its worst in this ZIP code
Hurricane49.2Very Low at its worst in this ZIP code
Earthquake45.6Relatively Low at its worst in this ZIP code
River flooding24.7Relatively Low at its worst in this ZIP code
Lightning21.8Relatively Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$51,582$76,292$78,538
Income per person$28,939$39,446$43,289
Poverty rate18.9%13.8%12.4%
Median home value$101,600$260,400$303,400
Median gross rent$859$1,339$1,348
Homeownership62.3%62.6%65%
Bachelor's degree or higher17%33.1%35%
Unemployment rate10.1%5.1%5.2%
Works from home3.1%12.8%13.5%
Born outside the US5.4%17.2%13.9%
Median age39.535.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationVERNON, TX US2.1 km away
Rain in a year28 in
Snow in a year1 in

Average high and low by month

January54.7°F / 28.7°F1.15 in rain, 0.9 in snow
February58.5°F / 31.3°F1.18 in rain, 0.3 in snow
March67.9°F / 40.9°F2.09 in rain
April76.2°F / 48.3°F2.57 in rain
May84.5°F / 59.8°F3.67 in rain
June92.6°F / 68.9°F4.1 in rain
July97.2°F / 72.6°F2.37 in rain
August96.5°F / 71.7°F2.8 in rain
September88.1°F / 63.8°F3.04 in rain
October77.9°F / 51.4°F2.53 in rain
November65.1°F / 39.4°F1.6 in rain
December55.8°F / 30.6°F1.26 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket6% of this ZIP code's area
Far from a supermarket8% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Vernon Independent School District67.5% of this ZIP code's land area
Northside Independent School District19.5% of this ZIP code's land area
Chillicothe Independent School District13% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability67more vulnerable than 67% of US census tracts
Socioeconomic status60more vulnerable than 60% of US census tracts
Household characteristics63more vulnerable than 63% of US census tracts
Racial and ethnic minority status44more vulnerable than 44% of US census tracts
Housing type and transport73more vulnerable than 73% of US census tracts
Walkability4.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

76385 Vernon, TX3.4 km away
76373 Oklaunion, TX14.9 km away
79225 Chillicothe, TX22.2 km away
79247 Odell, TX24.3 km away
73530 Davidson, OK24.7 km away
76364 Harrold, TX26.1 km away
76360 Electra, TX37.8 km away
73542 Frederick, OK38.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Wilbarger County99.6% of this ZIP code's land area
Foard County0.4% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area474.77 sq mi
Water area2.13 sq mi
Population density26 people per sq mi
Latitude, longitude34.1491, -99.3030

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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