Postal Codes

76240 ZIP Code

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ZIP code 76240 covers Gainesville, Texas, with a population of about 29,271 and a median household income of $67,056.

Population
29,27179 per square mile
Median age
39.20.5 points above the US average
Median household income
$67,05612% below the Texas median
Poverty rate
16.9%4.5 points above the US average
Typical home value
$275,708up 18.7% in five years
Median rent
$1,10517% below the Texas median
Degree or higher
24.1%10.9 points below the US average
Homeownership
67.8%2.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
668

Where 76240 is

Gainesville, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population29,271
Median age39.2
Family households68.2%
Born outside the US8%
Speaks a language other than English at home17.2%
White (non-Hispanic)66.2%
Black (non-Hispanic)4.8%
Asian (non-Hispanic)0.9%
Hispanic or Latino24%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$67,056
Income per person$37,962
Poverty rate16.9%
Households on SNAP or cash assistance13.2%

Household income distribution

Under $10k3.4%
$10–15k4.8%
$15–20k3.6%
$20–25k5.0%
$25–30k3.5%
$30–35k2.6%
$35–40k7.1%
$40–45k2.8%
$45–50k3.6%
$50–60k9.4%
$60–75k9.2%
$75–100k13.3%
$100–125k9.3%
$125–150k5.4%
$150–200k8.3%
$200k or more8.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,410
Mean adjusted gross income$77,131
Returns declaring $200,000 or more5.1%
Returns, under $25k28.0%
Returns, $25k–$50k26.6%
Returns, $50k–$75k16.4%
Returns, $75k–$100k9.7%
Returns, $100k–$200k14.3%
Returns, $200k or more5.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$207,600
Median gross rent$1,105
Rent as a share of household income29%
Owner-occupied67.8%
Vacant homes8.3%
Median year built1980

What the homes are

Detached house76.2%
Attached house1%
2 to 4 units6.3%
5 to 19 units5.5%
20 or more units3.3%
Mobile home7.5%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$275,708as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 18.7%
Typical home value, 10 yearsup 96%
Typical asking rent$1,494as of 2026-07
Typical home value since 2000
200920172026$281,267$109,972

$115,273 in 2009 to $275,708 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.3%
Bachelor's degree or higher24.1%
High school diploma or higher87.4%
Works from home7.5%
Drives to work alone79.1%
Takes public transport0.3%
Commutes 45 minutes or more16.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.8% 3.4 pts above the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes15.2% 2 pts above the national average of 13.2%
High blood pressure37.9% 3.8 pts above the national average of 34.1%
Fair or poor general health23.7% 3.4 pts above the national average of 20.3%
No health insurance (18–64)17% 5.7 pts above the national average of 11.3%
Depression24% 2.1 pts above the national average of 21.9%
No leisure-time physical activity29.3% 3.9 pts above the national average of 25.4%
Arthritis27.8% 2.7 pts above the national average of 25.1%
Binge drinking16.4% same as the national average of 16%
Taking blood pressure medication77.6% 2.9 pts above the national average of 74.7%
Cancer (non-skin)8.7% 1 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year75.1% 1.6 pts below the national average of 76.7%
Cholesterol screening85% 0.9 pts below the national average of 85.9%
Cognitive disability16.5% 1.7 pts above the national average of 14.8%
Colorectal screening62% 2.3 pts below the national average of 64.3%
COPD8.3% 1.7 pts above the national average of 6.6%
Visited a dentist53.3% 8 pts below the national average of 61.3%
Any disability35.3% 4.6 pts above the national average of 30.7%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Independent living disability9.8% 1.4 pts above the national average of 8.4%
Mammography use69.9% 6 pts below the national average of 75.9%
Poor mental health (14+ days)18.1% 1.3 pts above the national average of 16.8%
Mobility disability17% 3 pts above the national average of 14%
Poor physical health (14+ days)15.2% 1.7 pts above the national average of 13.5%
Self-care disability4.6% 0.6 pts above the national average of 4%
Sleeps under 7 hours38.4% 2 pts above the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost14.5% 1.5 pts above the national average of 13%
Vision disability6.3% 0.7 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments668
People employed9,651
Annual payroll$498,492,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91.4% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 10 census tracts this ZIP code covers
Expected annual loss90.9 out of 100
Community resilience22.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado99.2Very High at its worst in this ZIP code
Hail97.8Very High at its worst in this ZIP code
Ice storm97.1Very High at its worst in this ZIP code
Wildfire96.9Relatively High at its worst in this ZIP code
Drought96.1Very High at its worst in this ZIP code
Strong wind93.6Very High at its worst in this ZIP code
Heat wave87.8Relatively High at its worst in this ZIP code
River flooding85.7Relatively High at its worst in this ZIP code
Landslide85.4Relatively Low at its worst in this ZIP code
Lightning67.7Relatively High at its worst in this ZIP code
Winter weather65.7Relatively Moderate at its worst in this ZIP code
Cold wave61.9Relatively High at its worst in this ZIP code
Earthquake60.3Relatively Low at its worst in this ZIP code
Hurricane51.8Relatively Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$67,056$76,292$78,538
Income per person$37,962$39,446$43,289
Poverty rate16.9%13.8%12.4%
Median home value$207,600$260,400$303,400
Median gross rent$1,105$1,339$1,348
Homeownership67.8%62.6%65%
Bachelor's degree or higher24.1%33.1%35%
Unemployment rate5.3%5.1%5.2%
Works from home7.5%12.8%13.5%
Born outside the US8%17.2%13.9%
Median age39.235.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGAINESVILLE 5 ENE, TX US9.2 km away
Rain in a year43 in
Snow in a year3 in

Average high and low by month

January52.6°F / 31.7°F2.21 in rain, 1.3 in snow
February57.6°F / 35.4°F2.56 in rain, 0.3 in snow
March65.5°F / 42.8°F3.65 in rain, 0.6 in snow
April73.5°F / 50.8°F3.92 in rain
May80°F / 60.1°F5.64 in rain
June88.5°F / 68.7°F4.64 in rain
July93.5°F / 72.8°F2.91 in rain
August94.3°F / 72.3°F2.83 in rain
September86.6°F / 65.1°F3.9 in rain
October76°F / 53.9°F4.36 in rain
November63.5°F / 42.7°F3.02 in rain, 0.1 in snow
December54.5°F / 34.2°F3.11 in rain, 0.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket6% of this ZIP code's area
No vehicle and far from a supermarket13% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 7 school districts, so the address decides which one, not the ZIP code.

Gainesville Independent School District21.3% of this ZIP code's land area
Sivells Bend Independent School District20.5% of this ZIP code's land area
Era Independent School District18.7% of this ZIP code's land area
Callisburg Independent School District18% of this ZIP code's land area
Lindsay Independent School District9% of this ZIP code's land area
Muenster Independent School District6.4% of this ZIP code's land area
Valley View Independent School District4.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability44more vulnerable than 44% of US census tracts
Socioeconomic status35more vulnerable than 35% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status28more vulnerable than 28% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

76250 Lindsay, TX6.2 km away
76241 Gainesville, TX12.3 km away
76253 Myra, TX14.5 km away
73459 Thackerville, OK15 km away
76272 Valley View, TX18.2 km away
76252 Muenster, TX18.9 km away
76273 Whitesboro, TX25.9 km away
76233 Collinsville, TX26.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cooke County99.9% of this ZIP code's land area
Grayson County0.1% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area369.42 sq mi
Water area3.03 sq mi
Population density79 people per sq mi
Latitude, longitude33.6547, -97.1583

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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