Postal Codes

75491 ZIP Code

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ZIP code 75491 covers Whitewright, Texas, with a population of about 5,428 and a median household income of $71,774.

Population
5,42855 per square mile
Median age
43.34.6 points above the US average
Median household income
$71,7746% below the Texas median
Poverty rate
11.9%0.5 points below the US average
Typical home value
$343,328up 13.7% in five years
Median rent
$88134% below the Texas median
Degree or higher
26.2%8.8 points below the US average
Homeownership
82.8%17.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
71

Where 75491 is

Whitewright, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,428
Median age43.3
Family households66.8%
Born outside the US4.3%
Speaks a language other than English at home4.9%
White (non-Hispanic)85.2%
Black (non-Hispanic)2.1%
Asian (non-Hispanic)1.5%
Hispanic or Latino6.8%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,774
Income per person$35,182
Poverty rate11.9%
Households on SNAP or cash assistance6.8%

Household income distribution

Under $10k4.5%
$10–15k4.0%
$15–20k1.9%
$20–25k3.2%
$25–30k2.4%
$30–35k2.8%
$35–40k1.8%
$40–45k5.8%
$45–50k5.9%
$50–60k7.7%
$60–75k10.9%
$75–100k19.0%
$100–125k7.4%
$125–150k7.8%
$150–200k4.0%
$200k or more10.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,630
Mean adjusted gross income$75,787
Returns declaring $200,000 or more6.1%
Returns, under $25k27.0%
Returns, $25k–$50k24.3%
Returns, $50k–$75k15.2%
Returns, $75k–$100k11.0%
Returns, $100k–$200k16.3%
Returns, $200k or more6.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$239,700
Median gross rent$881
Rent as a share of household income25%
Owner-occupied82.8%
Vacant homes12.2%
Median year built1989

What the homes are

Detached house69.7%
Attached house0.5%
2 to 4 units3.7%
5 to 19 units1.8%
20 or more units1.5%
Mobile home22.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$343,328as of 2026-07
Typical home value, 1 yeardown 3.4%
Typical home value, 5 yearsup 13.7%
Typical home value, 10 yearsup 96%
Typical home value since 2000
200920172026$372,603$127,560

$128,819 in 2009 to $343,328 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher26.2%
High school diploma or higher91%
Works from home15.1%
Drives to work alone81.7%
Takes public transport0%
Commutes 45 minutes or more34.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.1% 0.7 pts above the national average of 33.4%
Diagnosed diabetes12% same as the national average of 12%
Currently smokes14% 0.8 pts above the national average of 13.2%
High blood pressure36% 1.9 pts above the national average of 34.1%
Fair or poor general health19.2% 1.1 pts below the national average of 20.3%
No health insurance (18–64)11.3% same as the national average of 11.3%
Depression24.5% 2.6 pts above the national average of 21.9%
No leisure-time physical activity25.2% same as the national average of 25.4%
Arthritis27.1% 2 pts above the national average of 25.1%
Binge drinking17.5% 1.5 pts above the national average of 16%
Taking blood pressure medication76.9% 2.2 pts above the national average of 74.7%
Cancer (non-skin)8.8% 1.1 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease6.5% same as the national average of 6.2%
Routine check-up in past year75.7% 1 pts below the national average of 76.7%
Cholesterol screening87.1% 1.2 pts above the national average of 85.9%
Cognitive disability14.4% same as the national average of 14.8%
Colorectal screening63.3% 1 pts below the national average of 64.3%
COPD7.2% 0.6 pts above the national average of 6.6%
Visited a dentist60.2% 1.1 pts below the national average of 61.3%
Any disability31.3% 0.6 pts above the national average of 30.7%
Hearing disability7.3% 0.6 pts above the national average of 6.7%
High cholesterol38.5% 2.3 pts above the national average of 36.2%
Independent living disability8% same as the national average of 8.4%
Mammography use73.7% 2.2 pts below the national average of 75.9%
Poor mental health (14+ days)17.4% 0.6 pts above the national average of 16.8%
Mobility disability14.4% same as the national average of 14%
Poor physical health (14+ days)13.7% same as the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Sleeps under 7 hours38.7% 2.3 pts above the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost14.7% 1.7 pts above the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments71
People employed465
Annual payroll$18,661,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68.8% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss65.4 out of 100
Community resilience32.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm93.3Very High at its worst in this ZIP code
Drought92.7Relatively High at its worst in this ZIP code
Tornado92.5Very High at its worst in this ZIP code
Hail90.8Relatively High at its worst in this ZIP code
Heat wave90.2Relatively High at its worst in this ZIP code
Wildfire89.9Relatively Moderate at its worst in this ZIP code
Cold wave78.2Relatively High at its worst in this ZIP code
Strong wind72.8Relatively High at its worst in this ZIP code
Landslide70.1Relatively Low at its worst in this ZIP code
Lightning56.5Relatively Moderate at its worst in this ZIP code
Winter weather55.4Relatively Moderate at its worst in this ZIP code
River flooding52.7Relatively Moderate at its worst in this ZIP code
Hurricane50Very Low at its worst in this ZIP code
Earthquake41.5Relatively Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$71,774$76,292$78,538
Income per person$35,182$39,446$43,289
Poverty rate11.9%13.8%12.4%
Median home value$239,700$260,400$303,400
Median gross rent$881$1,339$1,348
Homeownership82.8%62.6%65%
Bachelor's degree or higher26.2%33.1%35%
Unemployment rate5.4%5.1%5.2%
Works from home15.1%12.8%13.5%
Born outside the US4.3%17.2%13.9%
Median age43.335.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSHERMAN, TX US27.1 km away
Rain in a year44 in

Average high and low by month

January52.6°F / 33.9°F2.52 in rain
February57.1°F / 37.2°F2.76 in rain
March65.2°F / 45°F3.96 in rain
April72.6°F / 52.8°F3.87 in rain
May80°F / 61.6°F5.54 in rain
June88.1°F / 69.8°F4.54 in rain
July92.5°F / 73.5°F2.9 in rain
August92.7°F / 73°F2.88 in rain
September85.4°F / 66.1°F3.43 in rain
October75.3°F / 55.1°F4.77 in rain
November63.3°F / 44.1°F3.5 in rain
December54.2°F / 36.1°F3.62 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Whitewright Independent School District64.9% of this ZIP code's land area
Tom Bean Independent School District16.7% of this ZIP code's land area
Trenton Independent School District9.1% of this ZIP code's land area
Savoy Independent School District4.5% of this ZIP code's land area
Bonham Independent School District4.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability41more vulnerable than 41% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics43more vulnerable than 43% of US census tracts
Racial and ethnic minority status25more vulnerable than 25% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability4.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

75489 Tom Bean, TX3.1 km away
75414 Bells, TX11.3 km away
75495 Van Alstyne, TX13.5 km away
75479 Savoy, TX13.5 km away
75490 Trenton, TX14.8 km away
75485 Westminster, TX17.4 km away
75439 Ector, TX17.9 km away
75475 Randolph, TX18.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Grayson County58.4% of this ZIP code's land area
Fannin County41% of this ZIP code's land area
Collin County0.6% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area98.64 sq mi
Water area0.23 sq mi
Population density55 people per sq mi
Latitude, longitude33.5190, -96.4510

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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