Postal Codes

75092 ZIP Code

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ZIP code 75092 covers Sherman, Texas, with a population of about 27,372 and a median household income of $67,160.

Population
27,372240 per square mile
Median age
41.93.2 points above the US average
Median household income
$67,16012% below the Texas median
Poverty rate
7.4%5 points below the US average
Typical home value
$289,300up 13.9% in five years
Median rent
$1,20510% below the Texas median
Degree or higher
29.9%5.1 points below the US average
Homeownership
57.1%7.9 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
417

Where 75092 is

Sherman, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population27,372
Median age41.9
Family households61.8%
Born outside the US6%
Speaks a language other than English at home7.7%
White (non-Hispanic)76.8%
Black (non-Hispanic)6.3%
Asian (non-Hispanic)2.6%
Hispanic or Latino9.6%
Veterans9.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$67,160
Income per person$39,969
Poverty rate7.4%
Households on SNAP or cash assistance8.5%

Household income distribution

Under $10k2.6%
$10–15k3.2%
$15–20k2.5%
$20–25k1.6%
$25–30k4.1%
$30–35k3.9%
$35–40k7.6%
$40–45k6.7%
$45–50k3.1%
$50–60k7.8%
$60–75k15.3%
$75–100k10.8%
$100–125k11.0%
$125–150k7.0%
$150–200k6.1%
$200k or more6.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,800
Mean adjusted gross income$78,326
Returns declaring $200,000 or more5.3%
Returns, under $25k25.9%
Returns, $25k–$50k26.4%
Returns, $50k–$75k16.1%
Returns, $75k–$100k10.5%
Returns, $100k–$200k15.7%
Returns, $200k or more5.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$260,100
Median gross rent$1,205
Rent as a share of household income28.9%
Owner-occupied57.1%
Vacant homes8.1%
Median year built1987

What the homes are

Detached house61.8%
Attached house1%
2 to 4 units8%
5 to 19 units19.5%
20 or more units5.2%
Mobile home4.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$289,300as of 2026-07
Typical home value, 1 yeardown 5.6%
Typical home value, 5 yearsup 13.9%
Typical home value, 10 yearsup 78.9%
Typical asking rent$1,236as of 2026-07
Typical asking rent, 1 yeardown 6.3%
Typical home value since 2000
201220192026$314,978$125,665

$125,665 in 2012 to $289,300 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.3%
Bachelor's degree or higher29.9%
High school diploma or higher94.4%
Works from home10.6%
Drives to work alone79%
Takes public transport0.1%
Commutes 45 minutes or more16.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.9% 1.5 pts below the national average of 33.4%
Diagnosed diabetes11.5% 0.5 pts below the national average of 12%
Currently smokes12.5% 0.7 pts below the national average of 13.2%
High blood pressure34.5% same as the national average of 34.1%
Fair or poor general health18.4% 1.9 pts below the national average of 20.3%
No health insurance (18–64)11.7% same as the national average of 11.3%
Depression23.8% 1.9 pts above the national average of 21.9%
No leisure-time physical activity24.7% 0.7 pts below the national average of 25.4%
Arthritis25.5% same as the national average of 25.1%
Binge drinking17.1% 1.1 pts above the national average of 16%
Taking blood pressure medication76.3% 1.6 pts above the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease6.1% same as the national average of 6.2%
Routine check-up in past year75.4% 1.3 pts below the national average of 76.7%
Cholesterol screening86.3% same as the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening64.4% same as the national average of 64.3%
COPD6.5% same as the national average of 6.6%
Visited a dentist58.2% 3.1 pts below the national average of 61.3%
Any disability30.6% same as the national average of 30.7%
Hearing disability6.9% same as the national average of 6.7%
High cholesterol37.2% 1 pts above the national average of 36.2%
Independent living disability7.8% 0.6 pts below the national average of 8.4%
Mammography use73.5% 2.4 pts below the national average of 75.9%
Poor mental health (14+ days)17.2% same as the national average of 16.8%
Mobility disability13.6% same as the national average of 14%
Poor physical health (14+ days)12.8% 0.7 pts below the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Sleeps under 7 hours39.7% 3.3 pts above the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost10.5% 2.5 pts below the national average of 13%
Vision disability4.6% 1 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments417
People employed5,788
Annual payroll$257,853,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64.4% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 10 census tracts this ZIP code covers
Expected annual loss64.8 out of 100
Community resilience34.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm92.7Relatively High at its worst in this ZIP code
Hail90.8Relatively High at its worst in this ZIP code
Wildfire90Relatively Moderate at its worst in this ZIP code
Tornado88.8Very High at its worst in this ZIP code
Heat wave87.5Relatively High at its worst in this ZIP code
Drought83.5Relatively Moderate at its worst in this ZIP code
Cold wave78.9Relatively High at its worst in this ZIP code
Landslide74.4Relatively Low at its worst in this ZIP code
River flooding69.4Relatively High at its worst in this ZIP code
Strong wind63Relatively Moderate at its worst in this ZIP code
Winter weather57.2Relatively Moderate at its worst in this ZIP code
Lightning50.1Relatively Moderate at its worst in this ZIP code
Hurricane46.4Relatively Low at its worst in this ZIP code
Earthquake45.5Relatively Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$67,160$76,292$78,538
Income per person$39,969$39,446$43,289
Poverty rate7.4%13.8%12.4%
Median home value$260,100$260,400$303,400
Median gross rent$1,205$1,339$1,348
Homeownership57.1%62.6%65%
Bachelor's degree or higher29.9%33.1%35%
Unemployment rate2.3%5.1%5.2%
Works from home10.6%12.8%13.5%
Born outside the US6%17.2%13.9%
Median age41.935.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSHERMAN, TX US7.7 km away
Rain in a year44 in

Average high and low by month

January52.6°F / 33.9°F2.52 in rain
February57.1°F / 37.2°F2.76 in rain
March65.2°F / 45°F3.96 in rain
April72.6°F / 52.8°F3.87 in rain
May80°F / 61.6°F5.54 in rain
June88.1°F / 69.8°F4.54 in rain
July92.5°F / 73.5°F2.9 in rain
August92.7°F / 73°F2.88 in rain
September85.4°F / 66.1°F3.43 in rain
October75.3°F / 55.1°F4.77 in rain
November63.3°F / 44.1°F3.5 in rain
December54.2°F / 36.1°F3.62 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket17% of this ZIP code's area
No vehicle and far from a supermarket6% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

S and S Consolidated Independent School District54.7% of this ZIP code's land area
Sherman Independent School District24.8% of this ZIP code's land area
Pottsboro Independent School District10.1% of this ZIP code's land area
Howe Independent School District9.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability44more vulnerable than 44% of US census tracts
Socioeconomic status41more vulnerable than 41% of US census tracts
Household characteristics36more vulnerable than 36% of US census tracts
Racial and ethnic minority status35more vulnerable than 35% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

75091 Sherman, TX0.9 km away
75090 Sherman, TX1.2 km away
75021 Denison, TX12.5 km away
75459 Howe, TX13 km away
75020 Denison, TX13.6 km away
76268 Southmayd, TX14 km away
75489 Tom Bean, TX18.1 km away
75414 Bells, TX18.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Grayson County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area113.94 sq mi
Water area0.71 sq mi
Population density240 people per sq mi
Latitude, longitude33.6372, -96.6184

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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