Postal Codes

75071 ZIP Code

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ZIP code 75071 covers Mckinney, Texas, with a population of about 69,396 and a median household income of $132,839.

Population
69,396936 per square mile
Median age
37.31.4 points below the US average
Median household income
$132,8391.7× the Texas median
Poverty rate
5.2%7.2 points below the US average
Typical home value
$482,040up 13.4% in five years
Median rent
$2,1051.6× the Texas median
Degree or higher
50.7%15.7 points above the US average
Homeownership
74.9%9.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,325

Where 75071 is

Mckinney, Texas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population69,396
Median age37.3
Family households79.9%
Born outside the US16.3%
Speaks a language other than English at home23.5%
White (non-Hispanic)54.6%
Black (non-Hispanic)13.1%
Asian (non-Hispanic)10.4%
Hispanic or Latino17.4%
Veterans5.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$132,839
Income per person$53,814
Poverty rate5.2%
Households on SNAP or cash assistance2.2%

Household income distribution

Under $10k2.0%
$10–15k0.4%
$15–20k0.9%
$20–25k2.5%
$25–30k2.8%
$30–35k1.7%
$35–40k1.9%
$40–45k2.4%
$45–50k1.3%
$50–60k4.2%
$60–75k7.1%
$75–100k11.1%
$100–125k9.1%
$125–150k9.4%
$150–200k16.3%
$200k or more27.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed34,430
Mean adjusted gross income$124,679
Returns declaring $200,000 or more16.8%
Returns, under $25k20.0%
Returns, $25k–$50k14.9%
Returns, $50k–$75k11.8%
Returns, $75k–$100k9.8%
Returns, $100k–$200k26.7%
Returns, $200k or more16.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$448,500
Median gross rent$2,105
Rent as a share of household income35.6%
Owner-occupied74.9%
Vacant homes4.4%
Median year built2010

What the homes are

Detached house85.3%
Attached house1.5%
2 to 4 units1.6%
5 to 19 units6.8%
20 or more units4.1%
Mobile home0.7%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$482,040as of 2026-07
Typical home value, 1 yeardown 6.6%
Typical home value, 5 yearsup 13.4%
Typical home value, 10 yearsup 54%
Typical asking rent$2,118as of 2026-07
Typical asking rent, 1 yeardown 0.5%
Typical asking rent, 5 yearsup 12.7%
Typical asking rent, 10 yearsup 42.8%
Typical home value since 2000
200020132026$568,354$191,927

$191,927 in 2000 to $482,040 in 2026.

Typical asking rent
201520202026$2,203$1,451

$1,451 in 2015 to $2,118 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.9%
Bachelor's degree or higher50.7%
High school diploma or higher94.2%
Works from home23.6%
Drives to work alone66.5%
Takes public transport0.4%
Commutes 45 minutes or more19.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.3% 0.9 pts above the national average of 33.4%
Diagnosed diabetes9% 3 pts below the national average of 12%
Currently smokes10.4% 2.8 pts below the national average of 13.2%
High blood pressure29.9% 4.2 pts below the national average of 34.1%
Fair or poor general health15.3% 5 pts below the national average of 20.3%
No health insurance (18–64)10.4% 0.9 pts below the national average of 11.3%
Depression21.7% same as the national average of 21.9%
No leisure-time physical activity19.9% 5.5 pts below the national average of 25.4%
Arthritis19.1% 6 pts below the national average of 25.1%
Binge drinking18.7% 2.7 pts above the national average of 16%
Taking blood pressure medication72.7% 2 pts below the national average of 74.7%
Cancer (non-skin)6.2% 1.5 pts below the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease4.1% 2.1 pts below the national average of 6.2%
Routine check-up in past year74.3% 2.4 pts below the national average of 76.7%
Cholesterol screening87.3% 1.4 pts above the national average of 85.9%
Cognitive disability12.1% 2.7 pts below the national average of 14.8%
Colorectal screening60.8% 3.5 pts below the national average of 64.3%
COPD4.3% 2.3 pts below the national average of 6.6%
Visited a dentist63.8% 2.5 pts above the national average of 61.3%
Any disability23.7% 7 pts below the national average of 30.7%
Hearing disability4.6% 2.1 pts below the national average of 6.7%
High cholesterol34.1% 2.1 pts below the national average of 36.2%
Independent living disability6.2% 2.2 pts below the national average of 8.4%
Mammography use78.8% 2.9 pts above the national average of 75.9%
Poor mental health (14+ days)15.9% 0.9 pts below the national average of 16.8%
Mobility disability9.7% 4.3 pts below the national average of 14%
Poor physical health (14+ days)10.7% 2.8 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Sleeps under 7 hours36.8% same as the national average of 36.4%
Stroke2.3% 1.1 pts below the national average of 3.4%
All natural teeth lost8.3% 4.7 pts below the national average of 13%
Vision disability3.7% 1.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,325
People employed14,474
Annual payroll$762,764,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 88.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 18 census tracts this ZIP code covers
Expected annual loss93.3 out of 100
Community resilience45.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado99.9Very High at its worst in this ZIP code
Hail98.9Very High at its worst in this ZIP code
Wildfire83.3Relatively Moderate at its worst in this ZIP code
Heat wave76.9Relatively High at its worst in this ZIP code
Drought76.5Relatively Low at its worst in this ZIP code
Landslide74.7Relatively Low at its worst in this ZIP code
Cold wave67Relatively High at its worst in this ZIP code
River flooding66.9Relatively High at its worst in this ZIP code
Ice storm61.3Relatively Moderate at its worst in this ZIP code
Winter weather56Relatively Moderate at its worst in this ZIP code
Strong wind44.4Relatively Moderate at its worst in this ZIP code
Hurricane39.2Very Low at its worst in this ZIP code
Earthquake31.5Relatively Low at its worst in this ZIP code
Lightning20.9Relatively Low at its worst in this ZIP code
Compared with Texas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPTexasUnited States
Median household income$132,839$76,292$78,538
Income per person$53,814$39,446$43,289
Poverty rate5.2%13.8%12.4%
Median home value$448,500$260,400$303,400
Median gross rent$2,105$1,339$1,348
Homeownership74.9%62.6%65%
Bachelor's degree or higher50.7%33.1%35%
Unemployment rate3.9%5.1%5.2%
Works from home23.6%12.8%13.5%
Born outside the US16.3%17.2%13.9%
Median age37.335.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMCKINNEY MUNICIPAL AIRPORT, TX US2.4 km away

Average high and low by month

January56.4°F / 33.6°F
February59.9°F / 36.3°F
March69°F / 45.3°F
April76.3°F / 52°F
May83.2°F / 62°F
June90.4°F / 69.6°F
July94.2°F / 72.5°F
August94.6°F / 71.3°F
September87.3°F / 64.9°F
October78.7°F / 53.8°F
November66.7°F / 44.2°F
December58°F / 36.7°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket22% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

McKinney Independent School District72.4% of this ZIP code's land area
Prosper Independent School District16.9% of this ZIP code's land area
Melissa Independent School District6.1% of this ZIP code's land area
Celina Independent School District4.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability27more vulnerable than 27% of US census tracts
Socioeconomic status26more vulnerable than 26% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status53more vulnerable than 53% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability6.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

75069 Mckinney, TX0 km away
75070 Mckinney, TX0 km away
75072 Mckinney, TX0 km away
75454 Melissa, TX10.4 km away
75013 Allen, TX10.5 km away
75407 Princeton, TX11.9 km away
75002 Allen, TX11.9 km away
75035 Frisco, TX14.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Collin County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area74.14 sq mi
Water area0.87 sq mi
Population density936 people per sq mi
Latitude, longitude33.1976, -96.6153

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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