Postal Codes

74872 ZIP Code

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ZIP code 74872 covers Stratford, Oklahoma, with a population of about 3,102 and a median household income of $54,797.

Population
3,10221 per square mile
Median age
38.7about the US average
Median household income
$54,79714% below the Oklahoma median
Poverty rate
17.6%5.2 points above the US average
Typical home value
$192,311up 28.6% in five years
Median rent
$66033% below the Oklahoma median
Degree or higher
22.1%12.9 points below the US average
Homeownership
70.5%5.5 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
59

Where 74872 is

Stratford, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,102
Median age38.7
Family households70%
Born outside the US1.2%
Speaks a language other than English at home2.5%
White (non-Hispanic)69.7%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0%
Hispanic or Latino5.3%
Veterans11%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,797
Income per person$31,194
Poverty rate17.6%
Households on SNAP or cash assistance17%

Household income distribution

Under $10k4.2%
$10–15k6.6%
$15–20k3.2%
$20–25k3.4%
$25–30k7.2%
$30–35k5.6%
$35–40k6.3%
$40–45k5.3%
$45–50k2.4%
$50–60k7.8%
$60–75k6.6%
$75–100k17.9%
$100–125k6.3%
$125–150k6.2%
$150–200k6.4%
$200k or more4.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,430
Mean adjusted gross income$58,284
Returns declaring $200,000 or more2.8%
Returns, under $25k32.9%
Returns, $25k–$50k26.6%
Returns, $50k–$75k15.4%
Returns, $75k–$100k9.1%
Returns, $100k–$200k13.3%
Returns, $200k or more2.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$168,000
Median gross rent$660
Rent as a share of household income22.2%
Owner-occupied70.5%
Vacant homes13.5%
Median year built1976

What the homes are

Detached house78.8%
Attached house0.7%
2 to 4 units6.7%
5 to 19 units0.8%
20 or more units0.2%
Mobile home12%
Boat, RV or van0.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$192,311as of 2026-07
Typical home value, 1 yearup 5.8%
Typical home value, 5 yearsup 28.6%
Typical home value, 10 yearsup 89.7%
Typical home value since 2000
200020132026$192,311$64,282

$64,282 in 2000 to $192,311 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2%
Bachelor's degree or higher22.1%
High school diploma or higher89.7%
Works from home9.8%
Drives to work alone79.8%
Takes public transport0%
Commutes 45 minutes or more23.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40% 6.6 pts above the national average of 33.4%
Diagnosed diabetes15.1% 3.1 pts above the national average of 12%
Currently smokes20.8% 7.6 pts above the national average of 13.2%
High blood pressure44.2% 10.1 pts above the national average of 34.1%
Fair or poor general health24.3% 4 pts above the national average of 20.3%
No health insurance (18–64)10.6% 0.7 pts below the national average of 11.3%
Depression26.3% 4.4 pts above the national average of 21.9%
No leisure-time physical activity34.8% 9.4 pts above the national average of 25.4%
Arthritis32.8% 7.7 pts above the national average of 25.1%
Binge drinking13.2% 2.8 pts below the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma12.2% 1.8 pts above the national average of 10.4%
Coronary heart disease9% 2.8 pts above the national average of 6.2%
Routine check-up in past year79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability18.6% 3.8 pts above the national average of 14.8%
Colorectal screening58.7% 5.6 pts below the national average of 64.3%
COPD10.7% 4.1 pts above the national average of 6.6%
Visited a dentist53.5% 7.8 pts below the national average of 61.3%
Any disability42.4% 11.7 pts above the national average of 30.7%
Lacks emotional support25.3% 0.5 pts above the national average of 24.8%
Food insecurity20.2% 3.1 pts above the national average of 17.1%
Received food stamps18.1% 3.8 pts above the national average of 14.3%
Hearing disability11.2% 4.5 pts above the national average of 6.7%
High cholesterol40.8% 4.6 pts above the national average of 36.2%
Housing insecurity14.1% same as the national average of 13.8%
Independent living disability11.2% 2.8 pts above the national average of 8.4%
Lacks transport10.3% 1.1 pts above the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use66.1% 9.8 pts below the national average of 75.9%
Poor mental health (14+ days)19% 2.2 pts above the national average of 16.8%
Mobility disability20.5% 6.5 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability5.2% 1.2 pts above the national average of 4%
Utility shut-off threat11.1% 2.3 pts above the national average of 8.8%
Sleeps under 7 hours37.9% 1.5 pts above the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost22.7% 9.7 pts above the national average of 13%
Vision disability7% 1.4 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments59
People employed236
Annual payroll$7,908,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 77.1% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss73.9 out of 100
Community resilience32.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm96.7Very High at its worst in this ZIP code
Wildfire96.7Relatively High at its worst in this ZIP code
Tornado96.5Very High at its worst in this ZIP code
Drought95.9Relatively High at its worst in this ZIP code
Hail94.4Relatively High at its worst in this ZIP code
Strong wind92.8Relatively High at its worst in this ZIP code
Heat wave88.1Relatively High at its worst in this ZIP code
Lightning87.5Very High at its worst in this ZIP code
Winter weather82.2Relatively High at its worst in this ZIP code
Landslide82.1Relatively Low at its worst in this ZIP code
Cold wave76.2Relatively High at its worst in this ZIP code
River flooding57.6Relatively Moderate at its worst in this ZIP code
Earthquake53.7Relatively Low at its worst in this ZIP code
Hurricane40Very Low at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$54,797$63,603$78,538
Income per person$31,194$34,859$43,289
Poverty rate17.6%15.3%12.4%
Median home value$168,000$185,900$303,400
Median gross rent$660$980$1,348
Homeownership70.5%65.8%65%
Bachelor's degree or higher22.1%27.8%35%
Unemployment rate2%4.9%5.2%
Works from home9.8%8.5%13.5%
Born outside the US1.2%6.3%13.9%
Median age38.736.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBYARS 3ESE MESONET, OK US9 km away
Rain in a year41 in

Average high and low by month

January51.4°F / 30°F1.85 in rain
February55.2°F / 33.7°F2.09 in rain
March62.6°F / 43°F3.33 in rain
April72.2°F / 50.4°F3.97 in rain
May78.9°F / 59.6°F5.4 in rain
June87.2°F / 67.9°F4.74 in rain
July91.9°F / 71.6°F3.75 in rain
August92.6°F / 71°F3.16 in rain
September84.1°F / 63°F4.29 in rain
October73.9°F / 52.3°F3.79 in rain
November62.7°F / 41.2°F2.36 in rain
December52.1°F / 32.8°F2.3 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Stratford Public Schools73.1% of this ZIP code's land area
Vanoss Public Schools22.9% of this ZIP code's land area
Wynnewood Public Schools2.6% of this ZIP code's land area
Wayne Public Schools1.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status55more vulnerable than 55% of US census tracts
Household characteristics74more vulnerable than 74% of US census tracts
Racial and ethnic minority status43more vulnerable than 43% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

74831 Byars, OK17.4 km away
74865 Roff, OK21.2 km away
74843 Fitzhugh, OK22.1 km away
73075 Pauls Valley, OK22.5 km away
73098 Wynnewood, OK23.6 km away
74826 Asher, OK25.4 km away
74878 Wanette, OK25.9 km away
74820 Ada, OK25.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Garvin County73.2% of this ZIP code's land area
Pontotoc County24.1% of this ZIP code's land area
McClain County2.7% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area147.72 sq mi
Water area3.07 sq mi
Population density21 people per sq mi
Latitude, longitude34.7714, -96.9763

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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