Postal Codes

74854 ZIP Code

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ZIP code 74854 covers Maud, Oklahoma, with a population of about 1,833 and a median household income of $53,472.

Population
1,83322 per square mile
Median age
38.3about the US average
Median household income
$53,47216% below the Oklahoma median
Poverty rate
20.5%8.1 points above the US average
Typical home value
$117,790up 27.9% in five years
Median rent
$53645% below the Oklahoma median
Degree or higher
10.5%24.5 points below the US average
Homeownership
79.2%14.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
20

Where 74854 is

Maud, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,833
Median age38.3
Family households67.6%
Born outside the US1.6%
Speaks a language other than English at home2.4%
White (non-Hispanic)71.4%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0.1%
Hispanic or Latino7.7%
Veterans9.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$53,472
Income per person$26,127
Poverty rate20.5%
Households on SNAP or cash assistance20.6%

Household income distribution

Under $10k5.9%
$10–15k6.9%
$15–20k4.0%
$20–25k4.6%
$25–30k3.7%
$30–35k7.9%
$35–40k5.1%
$40–45k4.8%
$45–50k4.8%
$50–60k6.9%
$60–75k7.2%
$75–100k16.5%
$100–125k8.5%
$125–150k5.1%
$150–200k6.3%
$200k or more1.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed670
Mean adjusted gross income$51,610
Returns declaring $200,000 or more0%
Returns, under $25k32.8%
Returns, $25k–$50k26.9%
Returns, $50k–$75k16.4%
Returns, $75k–$100k10.4%
Returns, $100k–$200k13.4%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$84,400
Median gross rent$536
Rent as a share of household income24.8%
Owner-occupied79.2%
Vacant homes16.7%
Median year built1982

What the homes are

Detached house70.7%
Attached house0.9%
2 to 4 units3.9%
Mobile home24%
Boat, RV or van0.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$117,790as of 2026-07
Typical home value, 1 yearup 2.4%
Typical home value, 5 yearsup 27.9%
Typical home value, 10 yearsup 92.2%
Typical home value since 2000
200020132026$121,086$40,082

$40,082 in 2000 to $117,790 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher10.5%
High school diploma or higher86.4%
Works from home10.2%
Drives to work alone80.5%
Takes public transport0.8%
Commutes 45 minutes or more25.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.6% 9.2 pts above the national average of 33.4%
Diagnosed diabetes14.5% 2.5 pts above the national average of 12%
Currently smokes20.1% 6.9 pts above the national average of 13.2%
High blood pressure43.3% 9.2 pts above the national average of 34.1%
Fair or poor general health24% 3.7 pts above the national average of 20.3%
No health insurance (18–64)10.4% 0.9 pts below the national average of 11.3%
Depression26.5% 4.6 pts above the national average of 21.9%
No leisure-time physical activity33.8% 8.4 pts above the national average of 25.4%
Arthritis32.8% 7.7 pts above the national average of 25.1%
Binge drinking13.4% 2.6 pts below the national average of 16%
Taking blood pressure medication77.5% 2.8 pts above the national average of 74.7%
Cancer (non-skin)8.8% 1.1 pts above the national average of 7.7%
Current asthma12.4% 2 pts above the national average of 10.4%
Coronary heart disease8.6% 2.4 pts above the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability18.9% 4.1 pts above the national average of 14.8%
Colorectal screening59.5% 4.8 pts below the national average of 64.3%
COPD10.1% 3.5 pts above the national average of 6.6%
Visited a dentist54.3% 7 pts below the national average of 61.3%
Any disability42.5% 11.8 pts above the national average of 30.7%
Lacks emotional support25.9% 1.1 pts above the national average of 24.8%
Food insecurity19.6% 2.5 pts above the national average of 17.1%
Received food stamps16.8% 2.5 pts above the national average of 14.3%
Hearing disability10.7% 4 pts above the national average of 6.7%
High cholesterol41.6% 5.4 pts above the national average of 36.2%
Housing insecurity14.1% same as the national average of 13.8%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Lacks transport10.1% 0.9 pts above the national average of 9.2%
Loneliness34.4% same as the national average of 34.4%
Mammography use65.4% 10.5 pts below the national average of 75.9%
Poor mental health (14+ days)19.3% 2.5 pts above the national average of 16.8%
Mobility disability20.3% 6.3 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability5% 1 pts above the national average of 4%
Utility shut-off threat10.7% 1.9 pts above the national average of 8.8%
Sleeps under 7 hours38.3% 1.9 pts above the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost18.2% 5.2 pts above the national average of 13%
Vision disability6.8% 1.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments20
People employed91
Annual payroll$2,987,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 51.7% of US census tracts
FEMA ratingRelatively Low
Expected annual loss33.3 out of 100
Community resilience23.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire95.7Relatively Moderate at its worst in this ZIP code
Ice storm93.5Relatively High at its worst in this ZIP code
Hail92.8Relatively High at its worst in this ZIP code
Tornado88.9Very High at its worst in this ZIP code
Landslide87.8Relatively Low at its worst in this ZIP code
Heat wave86Relatively High at its worst in this ZIP code
Winter weather79.7Relatively High at its worst in this ZIP code
Cold wave74Relatively Moderate at its worst in this ZIP code
Strong wind70.6Relatively Moderate at its worst in this ZIP code
Lightning64.1Relatively Moderate at its worst in this ZIP code
Earthquake36.1Very Low at its worst in this ZIP code
Hurricane35.8Very Low at its worst in this ZIP code
River flooding23.6Relatively Low at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$53,472$63,603$78,538
Income per person$26,127$34,859$43,289
Poverty rate20.5%15.3%12.4%
Median home value$84,400$185,900$303,400
Median gross rent$536$980$1,348
Homeownership79.2%65.8%65%
Bachelor's degree or higher10.5%27.8%35%
Unemployment rate3.3%4.9%5.2%
Works from home10.2%8.5%13.5%
Born outside the US1.6%6.3%13.9%
Median age38.336.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSEMINOLE 4SSW MESONET, OK US7.8 km away

Average high and low by month

January51.6°F / 28.4°F
February55°F / 32.5°F
March63.5°F / 40.9°F
April72°F / 48.3°F
May78.3°F / 58°F
June86.7°F / 66.5°F
July91.7°F / 70.2°F
August93.1°F / 69.1°F
September84.9°F / 60.5°F
October74°F / 49.5°F
November62.6°F / 38.6°F
December51.9°F / 30.6°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket43% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket7% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Maud Public Schools66.7% of this ZIP code's land area
Bowlegs Public Schools28.7% of this ZIP code's land area
Seminole Public Schools3.2% of this ZIP code's land area
Konawa Public Schools1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability59more vulnerable than 59% of US census tracts
Socioeconomic status64more vulnerable than 64% of US census tracts
Household characteristics62more vulnerable than 62% of US census tracts
Racial and ethnic minority status40more vulnerable than 40% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

74830 Bowlegs, OK8.6 km away
74866 Saint Louis, OK10.8 km away
74884 Wewoka, OK12.4 km away
74818 Seminole, OK13.5 km away
74840 Earlsboro, OK15.3 km away
74868 Seminole, OK16.1 km away
74849 Konawa, OK17.8 km away
74826 Asher, OK19.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pottawatomie County50% of this ZIP code's land area
Seminole County50% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area85 sq mi
Water area0.69 sq mi
Population density22 people per sq mi
Latitude, longitude35.1292, -96.7627

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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