Postal Codes

74464 ZIP Code

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ZIP code 74464 covers Tahlequah, Oklahoma, with a population of about 30,990 and a median household income of $51,362.

Population
30,990122 per square mile
Median age
34.44.3 points below the US average
Median household income
$51,36219% below the Oklahoma median
Poverty rate
19.6%7.2 points above the US average
Typical home value
$202,582up 34% in five years
Median rent
$79319% below the Oklahoma median
Degree or higher
31.7%3.3 points below the US average
Homeownership
55.9%9.1 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
606

Where 74464 is

Tahlequah, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population30,990
Median age34.4
Family households61.1%
Born outside the US4.1%
Speaks a language other than English at home10.3%
White (non-Hispanic)41.3%
Black (non-Hispanic)1.6%
Asian (non-Hispanic)0.8%
Hispanic or Latino9.7%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,362
Income per person$29,980
Poverty rate19.6%
Households on SNAP or cash assistance16.6%

Household income distribution

Under $10k8.5%
$10–15k5.8%
$15–20k4.4%
$20–25k5.4%
$25–30k5.5%
$30–35k4.5%
$35–40k4.6%
$40–45k4.9%
$45–50k4.9%
$50–60k7.6%
$60–75k9.6%
$75–100k10.9%
$100–125k10.1%
$125–150k4.7%
$150–200k4.9%
$200k or more3.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed11,240
Mean adjusted gross income$54,567
Returns declaring $200,000 or more2.5%
Returns, under $25k35.6%
Returns, $25k–$50k29.0%
Returns, $50k–$75k14.1%
Returns, $75k–$100k8.3%
Returns, $100k–$200k10.5%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$169,700
Median gross rent$793
Rent as a share of household income25.2%
Owner-occupied55.9%
Vacant homes12.3%
Median year built1987

What the homes are

Detached house62.8%
Attached house1.7%
2 to 4 units8.8%
5 to 19 units8.9%
20 or more units4.8%
Mobile home12.9%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$202,582as of 2026-07
Typical home value, 1 yearup 9.2%
Typical home value, 5 yearsup 34%
Typical home value, 10 yearsup 86%
Typical asking rent$1,129as of 2026-07
Typical asking rent, 1 yearup 11.4%
Typical home value since 2000
200020132026$202,582$86,625

$86,625 in 2000 to $202,582 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.2%
Bachelor's degree or higher31.7%
High school diploma or higher90%
Works from home6.4%
Drives to work alone75.2%
Takes public transport0.1%
Commutes 45 minutes or more13.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.9% 9.5 pts above the national average of 33.4%
Diagnosed diabetes13.8% 1.8 pts above the national average of 12%
Currently smokes19% 5.8 pts above the national average of 13.2%
High blood pressure39.1% 5 pts above the national average of 34.1%
Fair or poor general health24% 3.7 pts above the national average of 20.3%
No health insurance (18–64)10.9% same as the national average of 11.3%
Depression25.9% 4 pts above the national average of 21.9%
No leisure-time physical activity31.1% 5.7 pts above the national average of 25.4%
Arthritis27.8% 2.7 pts above the national average of 25.1%
Binge drinking14.1% 1.9 pts below the national average of 16%
Taking blood pressure medication75.5% 0.8 pts above the national average of 74.7%
Cancer (non-skin)7.3% same as the national average of 7.7%
Current asthma13.1% 2.7 pts above the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening82% 3.9 pts below the national average of 85.9%
Cognitive disability20% 5.2 pts above the national average of 14.8%
Colorectal screening58.9% 5.4 pts below the national average of 64.3%
COPD8.6% 2 pts above the national average of 6.6%
Visited a dentist52.1% 9.2 pts below the national average of 61.3%
Any disability42.2% 11.5 pts above the national average of 30.7%
Lacks emotional support26.3% 1.5 pts above the national average of 24.8%
Food insecurity23% 5.9 pts above the national average of 17.1%
Received food stamps19.1% 4.8 pts above the national average of 14.3%
Hearing disability10% 3.3 pts above the national average of 6.7%
High cholesterol35.8% same as the national average of 36.2%
Housing insecurity16.8% 3 pts above the national average of 13.8%
Independent living disability11.3% 2.9 pts above the national average of 8.4%
Lacks transport13% 3.8 pts above the national average of 9.2%
Loneliness34.8% same as the national average of 34.4%
Mammography use64.9% 11 pts below the national average of 75.9%
Poor mental health (14+ days)20.2% 3.4 pts above the national average of 16.8%
Mobility disability18.3% 4.3 pts above the national average of 14%
Poor physical health (14+ days)16% 2.5 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Utility shut-off threat12.9% 4.1 pts above the national average of 8.8%
Sleeps under 7 hours41.6% 5.2 pts above the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost20.9% 7.9 pts above the national average of 13%
Vision disability7.4% 1.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments606
People employed8,832
Annual payroll$312,081,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 81.4% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 12 census tracts this ZIP code covers
Expected annual loss73.8 out of 100
Community resilience18.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm97.9Very High at its worst in this ZIP code
Wildfire97.1Relatively High at its worst in this ZIP code
Heat wave95.2Very High at its worst in this ZIP code
Lightning94.9Very High at its worst in this ZIP code
Tornado86.9Very High at its worst in this ZIP code
Winter weather85.3Relatively High at its worst in this ZIP code
Landslide82.1Relatively Low at its worst in this ZIP code
River flooding77.4Very High at its worst in this ZIP code
Hail77.1Relatively Moderate at its worst in this ZIP code
Strong wind75.7Relatively High at its worst in this ZIP code
Cold wave72.4Relatively High at its worst in this ZIP code
Earthquake43.4Relatively Low at its worst in this ZIP code
Hurricane36.9Very Low at its worst in this ZIP code
Drought11.6Relatively High at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$51,362$63,603$78,538
Income per person$29,980$34,859$43,289
Poverty rate19.6%15.3%12.4%
Median home value$169,700$185,900$303,400
Median gross rent$793$980$1,348
Homeownership55.9%65.8%65%
Bachelor's degree or higher31.7%27.8%35%
Unemployment rate6.2%4.9%5.2%
Works from home6.4%8.5%13.5%
Born outside the US4.1%6.3%13.9%
Median age34.436.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTAHLEQUAH, OK US3.3 km away
Rain in a year51 in
Snow in a year4 in

Average high and low by month

January51.4°F / 27.5°F2.47 in rain, 1.7 in snow
February55.9°F / 31.6°F2.95 in rain, 1.5 in snow
March65.4°F / 39.6°F4.37 in rain, 0.5 in snow
April73.9°F / 48.4°F4.74 in rain
May80°F / 57.2°F6.33 in rain
June88.3°F / 65.3°F5.5 in rain
July93°F / 69.1°F4.43 in rain
August92°F / 67.6°F4.1 in rain
September85.2°F / 60.9°F4.88 in rain
October75.1°F / 49.4°F4.16 in rain
November62.9°F / 38.9°F4.23 in rain, 0.3 in snow
December53.4°F / 30.5°F2.82 in rain, 0.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket7% of this ZIP code's area
Far from a supermarket9% of this ZIP code's area
No vehicle and far from a supermarket7% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 8 school districts, so the address decides which one, not the ZIP code.

Tahlequah Public Schools30.1% of this ZIP code's land area
Lowrey Public School15.7% of this ZIP code's land area
Grand View Public School10.9% of this ZIP code's land area
Briggs Public School10.7% of this ZIP code's land area
Woodall Public School8.7% of this ZIP code's land area
Oaks-Mission Public Schools7.3% of this ZIP code's land area
Kansas Public Schools4.7% of this ZIP code's land area
Hulbert Public Schools4.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability76more vulnerable than 76% of US census tracts
Socioeconomic status71more vulnerable than 71% of US census tracts
Household characteristics70more vulnerable than 70% of US census tracts
Racial and ethnic minority status69more vulnerable than 69% of US census tracts
Housing type and transport70more vulnerable than 70% of US census tracts
Walkability4.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

74465 Tahlequah, OK5.6 km away
74471 Welling, OK10.7 km away
74451 Park Hill, OK12.4 km away
74444 Moodys, OK15.2 km away
74441 Hulbert, OK16.9 km away
74427 Cookson, OK22.8 km away
74457 Proctor, OK23.8 km away
74434 Fort Gibson, OK26 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cherokee County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area253.83 sq mi
Water area1.28 sq mi
Population density122 people per sq mi
Latitude, longitude35.9094, -94.9787

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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