Postal Codes

74446 ZIP Code

Advertisement

English Español

ZIP code 74446 covers Okay, Oklahoma, with a population of about 496 and a median household income of $39,327.

Population
496372 per square mile
Median age
38.9about the US average
Median household income
$39,32738% below the Oklahoma median
Poverty rate
19.5%7.1 points above the US average
Median home value
$73,30061% below the Oklahoma median
Median rent
$975about the Oklahoma median
Degree or higher
5.6%29.4 points below the US average
Homeownership
80.5%15.5 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
7

Where 74446 is

Okay, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population496
Median age38.9
Family households69.2%
Born outside the US6.7%
Speaks a language other than English at home5.5%
White (non-Hispanic)43.5%
Black (non-Hispanic)2.4%
Asian (non-Hispanic)5.4%
Hispanic or Latino4.2%
Veterans9.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$39,327
Income per person$21,019
Poverty rate19.5%
Households on SNAP or cash assistance25.4%

Household income distribution

Under $10k0.6%
$10–15k7.1%
$15–20k7.7%
$20–25k6.5%
$25–30k4.1%
$30–35k11.8%
$35–40k14.2%
$40–45k4.1%
$45–50k1.8%
$50–60k5.9%
$60–75k13.6%
$75–100k8.3%
$100–125k5.3%
$125–150k6.5%
$150–200k1.8%
$200k or more0.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$73,300
Median gross rent$975
Owner-occupied80.5%
Vacant homes24.2%
Median year built1988

What the homes are

Detached house50.2%
2 to 4 units0.9%
5 to 19 units0.9%
Mobile home48%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.3%
Bachelor's degree or higher5.6%
High school diploma or higher78.6%
Works from home4.5%
Drives to work alone81.5%
Takes public transport0%
Commutes 45 minutes or more19.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.9% 7.5 pts above the national average of 33.4%
Diagnosed diabetes15.7% 3.7 pts above the national average of 12%
Currently smokes22.4% 9.2 pts above the national average of 13.2%
High blood pressure44.2% 10.1 pts above the national average of 34.1%
Fair or poor general health25.6% 5.3 pts above the national average of 20.3%
No health insurance (18–64)9.9% 1.4 pts below the national average of 11.3%
Depression27.5% 5.6 pts above the national average of 21.9%
No leisure-time physical activity35.2% 9.8 pts above the national average of 25.4%
Arthritis34.1% 9 pts above the national average of 25.1%
Binge drinking13.3% 2.7 pts below the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)8.7% 1 pts above the national average of 7.7%
Current asthma13% 2.6 pts above the national average of 10.4%
Coronary heart disease8.8% 2.6 pts above the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability19.9% 5.1 pts above the national average of 14.8%
Colorectal screening56.9% 7.4 pts below the national average of 64.3%
COPD11.3% 4.7 pts above the national average of 6.6%
Visited a dentist51.3% 10 pts below the national average of 61.3%
Any disability44.6% 13.9 pts above the national average of 30.7%
Lacks emotional support25.8% 1 pts above the national average of 24.8%
Food insecurity22.4% 5.3 pts above the national average of 17.1%
Received food stamps21% 6.7 pts above the national average of 14.3%
Hearing disability11.2% 4.5 pts above the national average of 6.7%
High cholesterol39.7% 3.5 pts above the national average of 36.2%
Housing insecurity16% 2.2 pts above the national average of 13.8%
Independent living disability12% 3.6 pts above the national average of 8.4%
Lacks transport11.7% 2.5 pts above the national average of 9.2%
Loneliness33.1% 1.3 pts below the national average of 34.4%
Mammography use67.7% 8.2 pts below the national average of 75.9%
Poor mental health (14+ days)19.5% 2.7 pts above the national average of 16.8%
Mobility disability22.2% 8.2 pts above the national average of 14%
Poor physical health (14+ days)17.8% 4.3 pts above the national average of 13.5%
Self-care disability5.7% 1.7 pts above the national average of 4%
Utility shut-off threat12.8% 4 pts above the national average of 8.8%
Sleeps under 7 hours41.9% 5.5 pts above the national average of 36.4%
Stroke4.8% 1.4 pts above the national average of 3.4%
All natural teeth lost17.7% 4.7 pts above the national average of 13%
Vision disability7.7% 2.1 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments7
People employed21
Annual payroll$620,000
Advertisement
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 65.5% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss58.5 out of 100
Community resilience33.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm98.9Very High at its worst in this ZIP code
Drought94.5Relatively Moderate at its worst in this ZIP code
Wildfire93.3Relatively Moderate at its worst in this ZIP code
Heat wave93Relatively High at its worst in this ZIP code
Hail91.3Relatively High at its worst in this ZIP code
Landslide86.2Relatively Low at its worst in this ZIP code
Winter weather81.7Relatively High at its worst in this ZIP code
Cold wave74.1Relatively Moderate at its worst in this ZIP code
Lightning73.2Relatively Moderate at its worst in this ZIP code
River flooding70.2Relatively Moderate at its worst in this ZIP code
Tornado65.2Relatively Moderate at its worst in this ZIP code
Strong wind50.3Relatively Low at its worst in this ZIP code
Earthquake35.8Very Low at its worst in this ZIP code
Hurricane27.2Very Low at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$39,327$63,603$78,538
Income per person$21,019$34,859$43,289
Poverty rate19.5%15.3%12.4%
Median home value$73,300$185,900$303,400
Median gross rent$975$980$1,348
Homeownership80.5%65.8%65%
Bachelor's degree or higher5.6%27.8%35%
Unemployment rate5.3%4.9%5.2%
Works from home4.5%8.5%13.5%
Born outside the US6.7%6.3%13.9%
Median age38.936.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMUSKOGEE, OK US8.2 km away
Rain in a year43 in
Snow in a year3 in

Average high and low by month

January49.2°F / 25.8°F1.94 in rain, 0.9 in snow
February54.1°F / 29.7°F2.36 in rain, 0.3 in snow
March63.2°F / 39.2°F3.09 in rain, 0.5 in snow
April71.9°F / 47.9°F4.88 in rain
May79.3°F / 58.7°F5.25 in rain
June87.7°F / 67.2°F5 in rain
July93°F / 71.5°F3.32 in rain
August92.8°F / 69.7°F3.14 in rain
September84.8°F / 61.6°F4.31 in rain
October74°F / 49.1°F4.07 in rain
November61.7°F / 37.9°F3.23 in rain
December51.5°F / 29.6°F2.56 in rain, 0.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Okay Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability74more vulnerable than 74% of US census tracts
Socioeconomic status76more vulnerable than 76% of US census tracts
Household characteristics61more vulnerable than 61% of US census tracts
Racial and ethnic minority status57more vulnerable than 57% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability3.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

74402 Muskogee, OK9.7 km away
74434 Fort Gibson, OK10.2 km away
74467 Wagoner, OK12 km away
74403 Muskogee, OK12.4 km away
74441 Hulbert, OK16.1 km away
74454 Porter, OK17.1 km away
74477 Wagoner, OK21.6 km away
74401 Muskogee, OK23 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Wagoner County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area1.33 sq mi
Water area0.17 sq mi
Population density372 people per sq mi
Latitude, longitude35.8507, -95.3183

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

Advertisement