Postal Codes

74428 ZIP Code

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ZIP code 74428 covers Council Hill, Oklahoma, with a population of about 730 and a median household income of $54,750.

Population
73013 per square mile
Median age
48.710 points above the US average
Median household income
$54,75014% below the Oklahoma median
Poverty rate
20.1%7.7 points above the US average
Typical home value
$234,298up 24.6% in five years
Median rent
$9008% below the Oklahoma median
Degree or higher
28.7%6.3 points below the US average
Homeownership
84.9%19.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
6

Where 74428 is

Council Hill, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population730
Median age48.7
Family households67.9%
Born outside the US0%
Speaks a language other than English at home1%
White (non-Hispanic)84.9%
Black (non-Hispanic)1.2%
Asian (non-Hispanic)0%
Hispanic or Latino0.5%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,750
Income per person$30,731
Poverty rate20.1%
Households on SNAP or cash assistance20%

Household income distribution

Under $10k8.5%
$10–15k4.6%
$15–20k1.6%
$20–25k7.9%
$25–30k6.2%
$30–35k7.5%
$35–40k2.6%
$40–45k1.3%
$45–50k5.2%
$50–60k20.0%
$60–75k5.2%
$75–100k7.9%
$100–125k4.6%
$125–150k7.2%
$150–200k1.6%
$200k or more7.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed370
Mean adjusted gross income$53,670
Returns declaring $200,000 or more0%
Returns, under $25k29.7%
Returns, $25k–$50k29.7%
Returns, $50k–$75k16.2%
Returns, $75k–$100k8.1%
Returns, $100k–$200k16.2%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent$900
Rent as a share of household income22.1%
Owner-occupied84.9%
Vacant homes21.4%
Median year built1983

What the homes are

Detached house80.2%
Mobile home19.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$234,298as of 2026-07
Typical home value, 1 yearup 3.6%
Typical home value, 5 yearsup 24.6%
Typical home value, 10 yearsup 83%
Typical home value since 2000
200020132026$234,298$89,148

$89,148 in 2000 to $234,298 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.7%
Bachelor's degree or higher28.7%
High school diploma or higher83.3%
Works from home13.4%
Drives to work alone77.2%
Takes public transport0%
Commutes 45 minutes or more12%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.9% 8.5 pts above the national average of 33.4%
Diagnosed diabetes16.7% 4.7 pts above the national average of 12%
Currently smokes19.8% 6.6 pts above the national average of 13.2%
High blood pressure47.8% 13.7 pts above the national average of 34.1%
Fair or poor general health26.4% 6.1 pts above the national average of 20.3%
No health insurance (18–64)10.5% 0.8 pts below the national average of 11.3%
Depression25.8% 3.9 pts above the national average of 21.9%
No leisure-time physical activity37.2% 11.8 pts above the national average of 25.4%
Arthritis37% 11.9 pts above the national average of 25.1%
Binge drinking12.2% 3.8 pts below the national average of 16%
Taking blood pressure medication81.3% 6.6 pts above the national average of 74.7%
Cancer (non-skin)10.6% 2.9 pts above the national average of 7.7%
Current asthma12.3% 1.9 pts above the national average of 10.4%
Coronary heart disease10.9% 4.7 pts above the national average of 6.2%
Routine check-up in past year81.1% 4.4 pts above the national average of 76.7%
Cholesterol screening86.1% same as the national average of 85.9%
Cognitive disability19% 4.2 pts above the national average of 14.8%
Colorectal screening62.3% 2 pts below the national average of 64.3%
COPD11.8% 5.2 pts above the national average of 6.6%
Visited a dentist54.7% 6.6 pts below the national average of 61.3%
Any disability47.1% 16.4 pts above the national average of 30.7%
Lacks emotional support25.1% same as the national average of 24.8%
Food insecurity19.5% 2.4 pts above the national average of 17.1%
Received food stamps17.3% 3 pts above the national average of 14.3%
Hearing disability13.1% 6.4 pts above the national average of 6.7%
High cholesterol43.8% 7.6 pts above the national average of 36.2%
Housing insecurity13.5% same as the national average of 13.8%
Independent living disability11.9% 3.5 pts above the national average of 8.4%
Lacks transport10.3% 1.1 pts above the national average of 9.2%
Loneliness33.1% 1.3 pts below the national average of 34.4%
Mammography use65.1% 10.8 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability24.1% 10.1 pts above the national average of 14%
Poor physical health (14+ days)18.1% 4.6 pts above the national average of 13.5%
Self-care disability5.8% 1.8 pts above the national average of 4%
Utility shut-off threat10.5% 1.7 pts above the national average of 8.8%
Sleeps under 7 hours36.1% same as the national average of 36.4%
Stroke5.4% 2 pts above the national average of 3.4%
All natural teeth lost20.7% 7.7 pts above the national average of 13%
Vision disability7.8% 2.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments6
People employed25
Annual payroll$788,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 83.4% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss72.2 out of 100
Community resilience16.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm97.6Very High at its worst in this ZIP code
Drought97.5Relatively High at its worst in this ZIP code
Wildfire95.2Relatively High at its worst in this ZIP code
Heat wave95Relatively High at its worst in this ZIP code
Hail92.5Relatively High at its worst in this ZIP code
Tornado91.7Very High at its worst in this ZIP code
Lightning90.1Very High at its worst in this ZIP code
Strong wind85.2Relatively High at its worst in this ZIP code
Winter weather84.8Relatively High at its worst in this ZIP code
River flooding75.4Relatively High at its worst in this ZIP code
Cold wave75.2Relatively High at its worst in this ZIP code
Landslide72.8Relatively Low at its worst in this ZIP code
Earthquake49.7Relatively Low at its worst in this ZIP code
Hurricane44.5Very Low at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$54,750$63,603$78,538
Income per person$30,731$34,859$43,289
Poverty rate20.1%15.3%12.4%
Median home value$185,900$303,400
Median gross rent$900$980$1,348
Homeownership84.9%65.8%65%
Bachelor's degree or higher28.7%27.8%35%
Unemployment rate4.7%4.9%5.2%
Works from home13.4%8.5%13.5%
Born outside the US0%6.3%13.9%
Median age48.736.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMUSKOGEE DAVIS FLD, OK US28.5 km away
Rain in a year43 in

Average high and low by month

January49.5°F / 28.2°F2.33 in rain
February54.4°F / 32°F2.17 in rain
March63.6°F / 40.7°F3.36 in rain
April72°F / 48.9°F4.11 in rain
May78.9°F / 58.4°F5.49 in rain
June87.1°F / 67°F4.42 in rain
July92.3°F / 70.9°F3.6 in rain
August92.3°F / 69.6°F3.09 in rain
September84.6°F / 61.8°F4.33 in rain
October74.1°F / 49.9°F4.12 in rain
November61.9°F / 38.9°F3.35 in rain
December51.6°F / 31°F2.86 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket59% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Midway Public Schools74.5% of this ZIP code's land area
Checotah Public Schools15.7% of this ZIP code's land area
Wainwright Public School9.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability61more vulnerable than 61% of US census tracts
Socioeconomic status61more vulnerable than 61% of US census tracts
Household characteristics50more vulnerable than 50% of US census tracts
Racial and ethnic minority status53more vulnerable than 53% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

74468 Wainwright, OK10.1 km away
74438 Hitchita, OK10.2 km away
74422 Boynton, OK11.4 km away
74459 Rentiesville, OK14.7 km away
74450 Oktaha, OK16.9 km away
74426 Checotah, OK17 km away
74461 Stidham, OK20 km away
74445 Morris, OK20.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

McIntosh County52.5% of this ZIP code's land area
Muskogee County47.5% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area54.44 sq mi
Water area1.76 sq mi
Population density13 people per sq mi
Latitude, longitude35.5556, -95.6514

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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