Postal Codes

74354 ZIP Code

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ZIP code 74354 covers Miami, Oklahoma, with a population of about 16,972 and a median household income of $49,668.

Population
16,97292 per square mile
Median age
353.7 points below the US average
Median household income
$49,66822% below the Oklahoma median
Poverty rate
20.2%7.8 points above the US average
Typical home value
$132,100up 28.7% in five years
Median rent
$80218% below the Oklahoma median
Degree or higher
18.4%16.6 points below the US average
Homeownership
62.8%2.2 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
377

Where 74354 is

Miami, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population16,972
Median age35
Family households62.9%
Born outside the US2.5%
Speaks a language other than English at home5.2%
White (non-Hispanic)62.7%
Black (non-Hispanic)1.6%
Asian (non-Hispanic)0.7%
Hispanic or Latino5.2%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$49,668
Income per person$25,530
Poverty rate20.2%
Households on SNAP or cash assistance20.3%

Household income distribution

Under $10k6.3%
$10–15k5.8%
$15–20k5.4%
$20–25k6.1%
$25–30k6.4%
$30–35k4.6%
$35–40k4.8%
$40–45k5.6%
$45–50k5.3%
$50–60k9.2%
$60–75k10.9%
$75–100k12.2%
$100–125k7.2%
$125–150k4.5%
$150–200k3.4%
$200k or more2.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,710
Mean adjusted gross income$51,714
Returns declaring $200,000 or more1.8%
Returns, under $25k34.9%
Returns, $25k–$50k30.0%
Returns, $50k–$75k15.1%
Returns, $75k–$100k8.6%
Returns, $100k–$200k9.7%
Returns, $200k or more1.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$120,200
Median gross rent$802
Rent as a share of household income27.5%
Owner-occupied62.8%
Vacant homes12.8%
Median year built1970

What the homes are

Detached house81.1%
Attached house1.8%
2 to 4 units3.7%
5 to 19 units1.9%
20 or more units6.4%
Mobile home5%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$132,100as of 2026-07
Typical home value, 1 yearup 5.7%
Typical home value, 5 yearsup 28.7%
Typical home value, 10 yearsup 80%
Typical home value since 2000
200020132026$132,100$46,724

$46,724 in 2000 to $132,100 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.8%
Bachelor's degree or higher18.4%
High school diploma or higher87.9%
Works from home4.1%
Drives to work alone83.2%
Takes public transport0.1%
Commutes 45 minutes or more8.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.2% 7.8 pts above the national average of 33.4%
Diagnosed diabetes15.2% 3.2 pts above the national average of 12%
Currently smokes20.7% 7.5 pts above the national average of 13.2%
High blood pressure41.4% 7.3 pts above the national average of 34.1%
Fair or poor general health25.3% 5 pts above the national average of 20.3%
No health insurance (18–64)11.3% same as the national average of 11.3%
Depression27.1% 5.2 pts above the national average of 21.9%
No leisure-time physical activity35.9% 10.5 pts above the national average of 25.4%
Arthritis31.7% 6.6 pts above the national average of 25.1%
Binge drinking13.2% 2.8 pts below the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma12.7% 2.3 pts above the national average of 10.4%
Coronary heart disease9.3% 3.1 pts above the national average of 6.2%
Routine check-up in past year78.5% 1.8 pts above the national average of 76.7%
Cholesterol screening82.8% 3.1 pts below the national average of 85.9%
Cognitive disability20.3% 5.5 pts above the national average of 14.8%
Colorectal screening62% 2.3 pts below the national average of 64.3%
COPD11% 4.4 pts above the national average of 6.6%
Visited a dentist52% 9.3 pts below the national average of 61.3%
Any disability43.9% 13.2 pts above the national average of 30.7%
Lacks emotional support25% same as the national average of 24.8%
Food insecurity22.1% 5 pts above the national average of 17.1%
Received food stamps20.4% 6.1 pts above the national average of 14.3%
Hearing disability11.5% 4.8 pts above the national average of 6.7%
High cholesterol40.1% 3.9 pts above the national average of 36.2%
Housing insecurity15.6% 1.8 pts above the national average of 13.8%
Independent living disability12.3% 3.9 pts above the national average of 8.4%
Lacks transport12% 2.8 pts above the national average of 9.2%
Loneliness33% 1.4 pts below the national average of 34.4%
Mammography use66.3% 9.6 pts below the national average of 75.9%
Poor mental health (14+ days)19.7% 2.9 pts above the national average of 16.8%
Mobility disability21.2% 7.2 pts above the national average of 14%
Poor physical health (14+ days)17.2% 3.7 pts above the national average of 13.5%
Self-care disability5.7% 1.7 pts above the national average of 4%
Utility shut-off threat12.4% 3.6 pts above the national average of 8.8%
Sleeps under 7 hours39.4% 3 pts above the national average of 36.4%
Stroke4.9% 1.5 pts above the national average of 3.4%
All natural teeth lost21.2% 8.2 pts above the national average of 13%
Vision disability7.9% 2.3 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments377
People employed5,567
Annual payroll$215,326,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 93.4% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 9 census tracts this ZIP code covers
Expected annual loss88.2 out of 100
Community resilience24.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm99.8Very High at its worst in this ZIP code
Strong wind98.4Very High at its worst in this ZIP code
Drought97.6Relatively High at its worst in this ZIP code
River flooding94.6Very High at its worst in this ZIP code
Heat wave93.7Relatively High at its worst in this ZIP code
Winter weather88.5Relatively High at its worst in this ZIP code
Tornado88.2Relatively High at its worst in this ZIP code
Cold wave85.2Very High at its worst in this ZIP code
Lightning81.8Relatively High at its worst in this ZIP code
Wildfire81.8Relatively Moderate at its worst in this ZIP code
Hail78.5Relatively Moderate at its worst in this ZIP code
Landslide76.1Relatively Moderate at its worst in this ZIP code
Earthquake56.2Relatively Low at its worst in this ZIP code
Hurricane43.8Very Low at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$49,668$63,603$78,538
Income per person$25,530$34,859$43,289
Poverty rate20.2%15.3%12.4%
Median home value$120,200$185,900$303,400
Median gross rent$802$980$1,348
Homeownership62.8%65.8%65%
Bachelor's degree or higher18.4%27.8%35%
Unemployment rate2.8%4.9%5.2%
Works from home4.1%8.5%13.5%
Born outside the US2.5%6.3%13.9%
Median age3536.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMIAMI, OK US1.3 km away

Average high and low by month

January46.7°F / 24.3°F
February51.8°F / 28.7°F
March61.7°F / 37.4°F
April70.8°F / 45.9°F
May78.5°F / 55°F
June86.7°F / 65.7°F
July91.2°F / 69.5°F
August91.5°F / 67.8°F
September83.3°F / 59.3°F
October71°F / 47.2°F
November59.7°F / 36.6°F
December49.7°F / 28.3°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket14% of this ZIP code's area
Far from a supermarket10% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 7 school districts, so the address decides which one, not the ZIP code.

Miami Public Schools39.3% of this ZIP code's land area
Commerce Public Schools28.4% of this ZIP code's land area
Wyandotte Public Schools14.4% of this ZIP code's land area
Welch Public Schools6.1% of this ZIP code's land area
Afton Public Schools5.3% of this ZIP code's land area
Fairland Public Schools3.9% of this ZIP code's land area
Quapaw Public Schools2.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability72more vulnerable than 72% of US census tracts
Socioeconomic status55more vulnerable than 55% of US census tracts
Household characteristics89more vulnerable than 89% of US census tracts
Racial and ethnic minority status54more vulnerable than 54% of US census tracts
Housing type and transport69more vulnerable than 69% of US census tracts
Walkability5.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

74358 North Miami, OK4.6 km away
74355 Miami, OK4.7 km away
74339 Commerce, OK6.3 km away
74335 Cardin, OK11.6 km away
74360 Picher, OK12.5 km away
74363 Quapaw, OK12.8 km away
66778 Treece, KS14.1 km away
74343 Fairland, OK15.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ottawa County96.8% of this ZIP code's land area
Craig County3.2% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area184.26 sq mi
Water area2.68 sq mi
Population density92 people per sq mi
Latitude, longitude36.8764, -94.8719

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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