Postal Codes

73620 ZIP Code

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ZIP code 73620 covers Arapaho, Oklahoma, with a population of about 1,531 and a median household income of $48,500.

Population
1,53115 per square mile
Median age
39.1about the US average
Median household income
$48,50024% below the Oklahoma median
Poverty rate
17%4.6 points above the US average
Typical home value
$153,076up 33% in five years
Degree or higher
16%19 points below the US average
Homeownership
68.1%3.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
22

Where 73620 is

Arapaho, Oklahoma — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,531
Median age39.1
Family households65.6%
Born outside the US3.7%
Speaks a language other than English at home6.7%
White (non-Hispanic)75.1%
Black (non-Hispanic)0.9%
Asian (non-Hispanic)0%
Hispanic or Latino15.7%
Veterans4.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$48,500
Income per person$22,364
Poverty rate17%
Households on SNAP or cash assistance19.9%

Household income distribution

Under $10k2.2%
$10–15k12.8%
$15–20k1.8%
$20–25k5.7%
$25–30k2.0%
$30–35k7.9%
$35–40k8.7%
$40–45k7.9%
$45–50k1.8%
$50–60k10.2%
$60–75k8.1%
$75–100k11.0%
$100–125k7.9%
$125–150k5.1%
$150–200k6.1%
$200k or more1.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed460
Mean adjusted gross income$65,372
Returns declaring $200,000 or more0%
Returns, under $25k28.3%
Returns, $25k–$50k23.9%
Returns, $50k–$75k17.4%
Returns, $75k–$100k10.9%
Returns, $100k–$200k19.6%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$161,100
Owner-occupied68.1%
Vacant homes15.8%
Median year built1972

What the homes are

Detached house86.9%
Attached house0.3%
2 to 4 units0.2%
Mobile home12.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$153,076as of 2026-07
Typical home value, 1 yearup 6.8%
Typical home value, 5 yearsup 33%
Typical home value, 10 yearsup 57.6%
Typical home value since 2000
201320192026$153,076$84,224

$84,224 in 2013 to $153,076 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.5%
Bachelor's degree or higher16%
High school diploma or higher85%
Works from home7.6%
Drives to work alone79.7%
Takes public transport0%
Commutes 45 minutes or more11.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.3% 8.9 pts above the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes17.3% 4.1 pts above the national average of 13.2%
High blood pressure39.5% 5.4 pts above the national average of 34.1%
Fair or poor general health21.3% 1 pts above the national average of 20.3%
No health insurance (18–64)10.7% 0.6 pts below the national average of 11.3%
Depression25.5% 3.6 pts above the national average of 21.9%
No leisure-time physical activity31.7% 6.3 pts above the national average of 25.4%
Arthritis30.1% 5 pts above the national average of 25.1%
Binge drinking14.5% 1.5 pts below the national average of 16%
Taking blood pressure medication77.5% 2.8 pts above the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year77.6% 0.9 pts above the national average of 76.7%
Cholesterol screening85% 0.9 pts below the national average of 85.9%
Cognitive disability16.7% 1.9 pts above the national average of 14.8%
Colorectal screening62.1% 2.2 pts below the national average of 64.3%
COPD8.7% 2.1 pts above the national average of 6.6%
Visited a dentist58% 3.3 pts below the national average of 61.3%
Any disability39.8% 9.1 pts above the national average of 30.7%
Lacks emotional support23.7% 1.1 pts below the national average of 24.8%
Food insecurity16.6% 0.5 pts below the national average of 17.1%
Received food stamps14% same as the national average of 14.3%
Hearing disability10.1% 3.4 pts above the national average of 6.7%
High cholesterol37.7% 1.5 pts above the national average of 36.2%
Housing insecurity12.7% 1.1 pts below the national average of 13.8%
Independent living disability9.4% 1 pts above the national average of 8.4%
Lacks transport8.6% 0.6 pts below the national average of 9.2%
Loneliness31.7% 2.7 pts below the national average of 34.4%
Mammography use66.7% 9.2 pts below the national average of 75.9%
Poor mental health (14+ days)17.3% 0.5 pts above the national average of 16.8%
Mobility disability17.5% 3.5 pts above the national average of 14%
Poor physical health (14+ days)14.7% 1.2 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat9.3% 0.5 pts above the national average of 8.8%
Sleeps under 7 hours38.6% 2.2 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost16.3% 3.3 pts above the national average of 13%
Vision disability5.9% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments22
People employed63
Annual payroll$2,551,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 82.7% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 2 census tracts this ZIP code covers
Expected annual loss79 out of 100
Community resilience32.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm99.5Very High at its worst in this ZIP code
Tornado98.9Very High at its worst in this ZIP code
Drought97.8Relatively High at its worst in this ZIP code
Hail94.3Relatively High at its worst in this ZIP code
Strong wind94Relatively High at its worst in this ZIP code
Wildfire92.9Relatively Moderate at its worst in this ZIP code
Winter weather92Relatively High at its worst in this ZIP code
Cold wave90.3Relatively High at its worst in this ZIP code
Landslide88.5Relatively Low at its worst in this ZIP code
Heat wave73Relatively Moderate at its worst in this ZIP code
Earthquake51.3Relatively Low at its worst in this ZIP code
River flooding50.9Relatively Moderate at its worst in this ZIP code
Hurricane37.7Very Low at its worst in this ZIP code
Lightning32.7Relatively Low at its worst in this ZIP code
Compared with Oklahoma and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPOklahomaUnited States
Median household income$48,500$63,603$78,538
Income per person$22,364$34,859$43,289
Poverty rate17%15.3%12.4%
Median home value$161,100$185,900$303,400
Median gross rent$980$1,348
Homeownership68.1%65.8%65%
Bachelor's degree or higher16%27.8%35%
Unemployment rate1.5%4.9%5.2%
Works from home7.6%8.5%13.5%
Born outside the US3.7%6.3%13.9%
Median age39.136.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCLINTON, OK US8.8 km away
Rain in a year31 in

Average high and low by month

January51.1°F / 25.1°F0.92 in rain
February55.2°F / 28.7°F1.23 in rain
March64.7°F / 37.9°F2.68 in rain
April73.8°F / 45.4°F2.63 in rain
May81.8°F / 56.3°F3.76 in rain
June90.6°F / 66°F3.63 in rain
July95.2°F / 70.3°F2.51 in rain
August94.3°F / 68.7°F4.16 in rain
September86.4°F / 61.5°F3.98 in rain
October74.8°F / 48.2°F2.28 in rain
November61.4°F / 36.4°F1.77 in rain
December51.2°F / 27.2°F1.46 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket16% of this ZIP code's area
Far from a supermarket84% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Arapaho Public Schools93.3% of this ZIP code's land area
Clinton Public Schools5% of this ZIP code's land area
Thomas-Fay-Custer Unified Schools1.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability61more vulnerable than 61% of US census tracts
Socioeconomic status43more vulnerable than 43% of US census tracts
Household characteristics87more vulnerable than 87% of US census tracts
Racial and ethnic minority status43more vulnerable than 43% of US census tracts
Housing type and transport57more vulnerable than 57% of US census tracts
Walkability7.7 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

73601 Clinton, OK7.7 km away
73639 Custer City, OK13 km away
73622 Bessie, OK21.7 km away
73647 Foss, OK23.5 km away
73096 Weatherford, OK24 km away
73625 Butler, OK26.3 km away
73669 Thomas, OK26.7 km away
73024 Corn, OK27.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Custer County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area104.56 sq mi
Water area0.24 sq mi
Population density15 people per sq mi
Latitude, longitude35.5789, -98.9595

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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