Postal Codes

72908 ZIP Code

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ZIP code 72908 covers Fort Smith, Arkansas, with a population of about 14,003 and a median household income of $68,697.

Population
14,0031,825 per square mile
Median age
42.63.9 points above the US average
Median household income
$68,6971.2× the Arkansas median
Poverty rate
9.7%2.7 points below the US average
Typical home value
$231,520up 27.4% in five years
Median rent
$886about the Arkansas median
Degree or higher
30%5 points below the US average
Homeownership
66.3%1.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
316

Where 72908 is

Fort Smith, Arkansas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population14,003
Median age42.6
Family households64%
Born outside the US5.2%
Speaks a language other than English at home9.8%
White (non-Hispanic)74.4%
Black (non-Hispanic)2.3%
Asian (non-Hispanic)6.1%
Hispanic or Latino8.6%
Veterans10.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$68,697
Income per person$39,884
Poverty rate9.7%
Households on SNAP or cash assistance11.8%

Household income distribution

Under $10k3.4%
$10–15k2.5%
$15–20k3.4%
$20–25k8.2%
$25–30k5.1%
$30–35k4.8%
$35–40k3.9%
$40–45k3.0%
$45–50k4.1%
$50–60k7.7%
$60–75k9.5%
$75–100k11.4%
$100–125k14.4%
$125–150k8.0%
$150–200k5.2%
$200k or more5.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,230
Mean adjusted gross income$73,650
Returns declaring $200,000 or more4.7%
Returns, under $25k30.3%
Returns, $25k–$50k26.0%
Returns, $50k–$75k15.7%
Returns, $75k–$100k9.5%
Returns, $100k–$200k13.8%
Returns, $200k or more4.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$181,600
Median gross rent$886
Rent as a share of household income26.3%
Owner-occupied66.3%
Vacant homes6.7%
Median year built1985

What the homes are

Detached house70%
Attached house4.7%
2 to 4 units12.3%
5 to 19 units8.8%
20 or more units3.8%
Mobile home0.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$231,520as of 2026-07
Typical home value, 1 yearup 2.9%
Typical home value, 5 yearsup 27.4%
Typical home value, 10 yearsup 62%
Typical asking rent$1,260as of 2026-07
Typical home value since 2000
200020132026$231,520$112,449

$112,449 in 2000 to $231,520 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.2%
Bachelor's degree or higher30%
High school diploma or higher92%
Works from home12.1%
Drives to work alone77.6%
Takes public transport0%
Commutes 45 minutes or more6.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.9% 0.5 pts above the national average of 33.4%
Diagnosed diabetes11.1% 0.9 pts below the national average of 12%
Currently smokes14.1% 0.9 pts above the national average of 13.2%
High blood pressure38.2% 4.1 pts above the national average of 34.1%
Fair or poor general health20.8% 0.5 pts above the national average of 20.3%
No health insurance (18–64)9.6% 1.7 pts below the national average of 11.3%
Depression25.1% 3.2 pts above the national average of 21.9%
No leisure-time physical activity28.4% 3 pts above the national average of 25.4%
Arthritis26.8% 1.7 pts above the national average of 25.1%
Binge drinking14.5% 1.5 pts below the national average of 16%
Taking blood pressure medication76.2% 1.5 pts above the national average of 74.7%
Cancer (non-skin)8.3% 0.6 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening85.9% same as the national average of 85.9%
Cognitive disability16.5% 1.7 pts above the national average of 14.8%
Colorectal screening67% 2.7 pts above the national average of 64.3%
COPD7.2% 0.6 pts above the national average of 6.6%
Visited a dentist58.8% 2.5 pts below the national average of 61.3%
Any disability33.7% 3 pts above the national average of 30.7%
Lacks emotional support25.7% 0.9 pts above the national average of 24.8%
Food insecurity14.2% 2.9 pts below the national average of 17.1%
Received food stamps8.1% 6.2 pts below the national average of 14.3%
Hearing disability7.9% 1.2 pts above the national average of 6.7%
High cholesterol39.1% 2.9 pts above the national average of 36.2%
Housing insecurity11.7% 2.1 pts below the national average of 13.8%
Independent living disability8.6% same as the national average of 8.4%
Lacks transport8.1% 1.1 pts below the national average of 9.2%
Loneliness35.6% 1.2 pts above the national average of 34.4%
Mammography use75.3% 0.6 pts below the national average of 75.9%
Poor mental health (14+ days)18.3% 1.5 pts above the national average of 16.8%
Mobility disability14.4% same as the national average of 14%
Poor physical health (14+ days)14.5% 1 pts above the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat8.5% same as the national average of 8.8%
Sleeps under 7 hours37% 0.6 pts above the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost11.9% 1.1 pts below the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments316
People employed6,376
Annual payroll$368,120,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 63.2% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss58.1 out of 100
Community resilience29.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm98.3Very High at its worst in this ZIP code
Heat wave92.2Relatively High at its worst in this ZIP code
Winter weather88.6Relatively High at its worst in this ZIP code
Lightning88.2Relatively High at its worst in this ZIP code
Tornado87.3Relatively High at its worst in this ZIP code
Cold wave77.1Relatively High at its worst in this ZIP code
Wildfire66Relatively Moderate at its worst in this ZIP code
Hail64Relatively Moderate at its worst in this ZIP code
Earthquake60.9Relatively Low at its worst in this ZIP code
River flooding58.6Relatively High at its worst in this ZIP code
Strong wind54.3Relatively Moderate at its worst in this ZIP code
Landslide41.9Very Low at its worst in this ZIP code
Hurricane41.6Very Low at its worst in this ZIP code
Compared with Arkansas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArkansasUnited States
Median household income$68,697$58,773$78,538
Income per person$39,884$33,147$43,289
Poverty rate9.7%16%12.4%
Median home value$181,600$175,300$303,400
Median gross rent$886$914$1,348
Homeownership66.3%66.1%65%
Bachelor's degree or higher30%25.1%35%
Unemployment rate5.2%5.1%5.2%
Works from home12.1%7.8%13.5%
Born outside the US5.2%5.2%13.9%
Median age42.638.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT SMITH RGNL AP, AR US3.9 km away
Rain in a year47 in
Snow in a year3 in

Average high and low by month

January51.3°F / 29.6°F2.91 in rain, 1.4 in snow
February56.6°F / 33.4°F2.69 in rain, 0.6 in snow
March65.6°F / 41.5°F3.9 in rain, 0.3 in snow
April74.5°F / 49.8°F4.87 in rain
May81.4°F / 59.5°F5.63 in rain
June89.4°F / 68.3°F4.56 in rain
July94.1°F / 72.1°F3.39 in rain
August93.7°F / 70.9°F3.6 in rain
September86.5°F / 63.1°F4.04 in rain
October75.9°F / 51°F4.42 in rain
November63.4°F / 40°F3.85 in rain
December53.3°F / 32.3°F3.48 in rain, 0.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket89% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Fort Smith Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability53more vulnerable than 53% of US census tracts
Socioeconomic status52more vulnerable than 52% of US census tracts
Household characteristics78more vulnerable than 78% of US census tracts
Racial and ethnic minority status45more vulnerable than 45% of US census tracts
Housing type and transport38more vulnerable than 38% of US census tracts
Walkability7.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

72903 Fort Smith, AR3.2 km away
74901 Arkoma, OK4.2 km away
72901 Fort Smith, AR4.9 km away
72905 Fort Smith, AR7.1 km away
72906 Fort Smith, AR7.1 km away
72913 Fort Smith, AR7.1 km away
72914 Fort Smith, AR7.1 km away
72917 Fort Smith, AR7.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Sebastian County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area7.67 sq mi
Water area0.03 sq mi
Population density1,825 people per sq mi
Latitude, longitude35.3219, -94.4028

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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