Postal Codes

72732 ZIP Code

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ZIP code 72732 covers Garfield, Arkansas, with a population of about 5,493 and a median household income of $68,548.

Population
5,49363 per square mile
Median age
48.59.8 points above the US average
Median household income
$68,5481.2× the Arkansas median
Poverty rate
9.6%2.8 points below the US average
Typical home value
$432,281up 39.4% in five years
Median rent
$955about the Arkansas median
Degree or higher
23.7%11.3 points below the US average
Homeownership
88.3%23.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
69

Where 72732 is

Garfield, Arkansas — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,493
Median age48.5
Family households81.5%
Born outside the US2.8%
Speaks a language other than English at home3%
White (non-Hispanic)65.3%
Black (non-Hispanic)0.5%
Asian (non-Hispanic)0.3%
Hispanic or Latino10.8%
Veterans8.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$68,548
Income per person$38,790
Poverty rate9.6%
Households on SNAP or cash assistance6.9%

Household income distribution

Under $10k1.4%
$10–15k3.6%
$15–20k1.6%
$20–25k6.3%
$25–30k1.5%
$30–35k6.1%
$35–40k4.2%
$40–45k6.4%
$45–50k6.0%
$50–60k8.3%
$60–75k9.2%
$75–100k10.2%
$100–125k5.0%
$125–150k11.6%
$150–200k8.8%
$200k or more9.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,220
Mean adjusted gross income$82,135
Returns declaring $200,000 or more7.2%
Returns, under $25k27.9%
Returns, $25k–$50k26.1%
Returns, $50k–$75k14.9%
Returns, $75k–$100k9.0%
Returns, $100k–$200k14.9%
Returns, $200k or more7.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$236,600
Median gross rent$955
Rent as a share of household income28.8%
Owner-occupied88.3%
Vacant homes26.1%
Median year built1994

What the homes are

Detached house80.5%
Attached house1.1%
2 to 4 units0.4%
20 or more units0.1%
Mobile home17.7%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$432,281as of 2026-07
Typical home value, 1 yearup 2.6%
Typical home value, 5 yearsup 39.4%
Typical home value, 10 yearsup 124.4%
Typical home value since 2000
200020132026$432,281$115,946

$115,946 in 2000 to $432,281 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.2%
Bachelor's degree or higher23.7%
High school diploma or higher88.9%
Works from home9.7%
Drives to work alone80.3%
Takes public transport0%
Commutes 45 minutes or more17.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.8% 3.4 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes14.2% 1 pts above the national average of 13.2%
High blood pressure40.6% 6.5 pts above the national average of 34.1%
Fair or poor general health22.7% 2.4 pts above the national average of 20.3%
No health insurance (18–64)10.2% 1.1 pts below the national average of 11.3%
Depression24.4% 2.5 pts above the national average of 21.9%
No leisure-time physical activity29% 3.6 pts above the national average of 25.4%
Arthritis30.2% 5.1 pts above the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication80.9% 6.2 pts above the national average of 74.7%
Cancer (non-skin)10.3% 2.6 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease8.2% 2 pts above the national average of 6.2%
Routine check-up in past year81% 4.3 pts above the national average of 76.7%
Cholesterol screening87.4% 1.5 pts above the national average of 85.9%
Cognitive disability16% 1.2 pts above the national average of 14.8%
Colorectal screening64.3% same as the national average of 64.3%
COPD8.8% 2.2 pts above the national average of 6.6%
Visited a dentist58.8% 2.5 pts below the national average of 61.3%
Any disability35.4% 4.7 pts above the national average of 30.7%
Lacks emotional support24.9% same as the national average of 24.8%
Food insecurity13.6% 3.5 pts below the national average of 17.1%
Received food stamps7.7% 6.6 pts below the national average of 14.3%
Hearing disability9.7% 3 pts above the national average of 6.7%
High cholesterol38.3% 2.1 pts above the national average of 36.2%
Housing insecurity10.6% 3.2 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport7.4% 1.8 pts below the national average of 9.2%
Loneliness30.3% 4.1 pts below the national average of 34.4%
Mammography use70.9% 5 pts below the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability17.1% 3.1 pts above the national average of 14%
Poor physical health (14+ days)15.4% 1.9 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.5% 1.3 pts below the national average of 8.8%
Sleeps under 7 hours34.3% 2.1 pts below the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost13.6% 0.6 pts above the national average of 13%
Vision disability5.4% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments69
People employed284
Annual payroll$10,700,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 40.5% of US census tracts
FEMA ratingVery Low to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss27.7 out of 100
Community resilience33.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm97.6Very High at its worst in this ZIP code
Landslide94Relatively Moderate at its worst in this ZIP code
Winter weather82.9Very High at its worst in this ZIP code
Wildfire81.8Relatively Moderate at its worst in this ZIP code
Lightning70.5Very High at its worst in this ZIP code
Heat wave69.9Relatively High at its worst in this ZIP code
Strong wind68Relatively High at its worst in this ZIP code
Hail61.6Relatively Moderate at its worst in this ZIP code
River flooding57.7Relatively High at its worst in this ZIP code
Cold wave57.6Relatively High at its worst in this ZIP code
Tornado43.8Relatively Moderate at its worst in this ZIP code
Hurricane39.7Very Low at its worst in this ZIP code
Earthquake37.5Relatively Low at its worst in this ZIP code
Drought2Relatively Moderate at its worst in this ZIP code
Compared with Arkansas and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPArkansasUnited States
Median household income$68,548$58,773$78,538
Income per person$38,790$33,147$43,289
Poverty rate9.6%16%12.4%
Median home value$236,600$175,300$303,400
Median gross rent$955$914$1,348
Homeownership88.3%66.1%65%
Bachelor's degree or higher23.7%25.1%35%
Unemployment rate2.2%5.1%5.2%
Works from home9.7%7.8%13.5%
Born outside the US2.8%5.2%13.9%
Median age48.538.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSELIGMAN, MO US12.6 km away

Average high and low by month

January45.3°F / 23.1°F
February50.4°F / 26.2°F
March58.4°F / 33.5°F
April68.4°F / 41.9°F
May75.6°F / 52°F
June83.3°F / 60.1°F
July88°F / 65.4°F
August88.3°F / 63.6°F
September81.2°F / 55.2°F
October70.9°F / 43.9°F
November57.5°F / 33.3°F
December47.6°F / 25.6°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket34% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Rogers Public Schools74.8% of this ZIP code's land area
Pea Ridge School District25.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability33more vulnerable than 33% of US census tracts
Socioeconomic status43more vulnerable than 43% of US census tracts
Household characteristics32more vulnerable than 32% of US census tracts
Racial and ethnic minority status39more vulnerable than 39% of US census tracts
Housing type and transport28more vulnerable than 28% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

72733 Gateway, AR6.7 km away
65745 Seligman, MO11.1 km away
72711 Avoca, AR11.1 km away
72751 Pea Ridge, AR15.2 km away
72631 Eureka Springs, AR16.5 km away
65772 Washburn, MO17.3 km away
72756 Rogers, AR17.9 km away
72757 Rogers, AR18.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Benton County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area86.86 sq mi
Water area13.24 sq mi
Population density63 people per sq mi
Latitude, longitude36.4288, -93.9512

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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