Postal Codes

68961 ZIP Code

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ZIP code 68961 covers Nelson, Nebraska, with a population of about 615 and a median household income of $58,611.

Population
6155 per square mile
Median age
59.520.8 points above the US average
Median household income
$58,61122% below the Nebraska median
Poverty rate
8.7%3.7 points below the US average
Typical home value
$104,017down 1.3% in five years
Degree or higher
25.4%9.6 points below the US average
Homeownership
83.8%18.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
19

Where 68961 is

Nelson, Nebraska — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population615
Median age59.5
Family households54%
Born outside the US1.3%
Speaks a language other than English at home5.1%
White (non-Hispanic)85%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0%
Hispanic or Latino9.1%
Veterans10.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,611
Income per person$41,873
Poverty rate8.7%
Households on SNAP or cash assistance6.1%

Household income distribution

Under $10k7.3%
$10–15k1.2%
$15–20k3.7%
$20–25k0.0%
$25–30k5.2%
$30–35k9.8%
$35–40k1.8%
$40–45k13.1%
$45–50k0.0%
$50–60k9.5%
$60–75k7.3%
$75–100k22.0%
$100–125k6.1%
$125–150k6.4%
$150–200k1.8%
$200k or more4.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed360
Mean adjusted gross income$69,653
Returns declaring $200,000 or more0%
Returns, under $25k25.0%
Returns, $25k–$50k27.8%
Returns, $50k–$75k13.9%
Returns, $75k–$100k8.3%
Returns, $100k–$200k25.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$78,900
Owner-occupied83.8%
Vacant homes23.4%
Median year built1946

What the homes are

Detached house98.4%
2 to 4 units0.7%
5 to 19 units0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$104,017as of 2026-07
Typical home value, 1 yeardown 5.5%
Typical home value, 5 yearsdown 1.3%
Typical home value, 10 yearsup 59.2%
Typical home value since 2000
201620212026$117,321$65,318

$65,318 in 2016 to $104,017 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher25.4%
High school diploma or higher92.9%
Works from home12.5%
Drives to work alone74%
Takes public transport0%
Commutes 45 minutes or more11.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.6% 9.2 pts above the national average of 33.4%
Diagnosed diabetes12.7% 0.7 pts above the national average of 12%
Currently smokes13.2% same as the national average of 13.2%
High blood pressure40.2% 6.1 pts above the national average of 34.1%
Fair or poor general health16.5% 3.8 pts below the national average of 20.3%
No health insurance (18–64)7% 4.3 pts below the national average of 11.3%
Depression17% 4.9 pts below the national average of 21.9%
No leisure-time physical activity26.5% 1.1 pts above the national average of 25.4%
Arthritis31.4% 6.3 pts above the national average of 25.1%
Binge drinking17.3% 1.3 pts above the national average of 16%
Taking blood pressure medication82.5% 7.8 pts above the national average of 74.7%
Cancer (non-skin)11.7% 4 pts above the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year79.4% 2.7 pts above the national average of 76.7%
Cholesterol screening87.6% 1.7 pts above the national average of 85.9%
Cognitive disability10.7% 4.1 pts below the national average of 14.8%
Colorectal screening67.1% 2.8 pts above the national average of 64.3%
COPD7.6% 1 pts above the national average of 6.6%
Visited a dentist65.9% 4.6 pts above the national average of 61.3%
Any disability28.3% 2.4 pts below the national average of 30.7%
Lacks emotional support19% 5.8 pts below the national average of 24.8%
Food insecurity9.5% 7.6 pts below the national average of 17.1%
Received food stamps6.8% 7.5 pts below the national average of 14.3%
Hearing disability9.4% 2.7 pts above the national average of 6.7%
High cholesterol37.9% 1.7 pts above the national average of 36.2%
Housing insecurity7.1% 6.7 pts below the national average of 13.8%
Independent living disability6.9% 1.5 pts below the national average of 8.4%
Lacks transport5.3% 3.9 pts below the national average of 9.2%
Loneliness27.1% 7.3 pts below the national average of 34.4%
Mammography use72.7% 3.2 pts below the national average of 75.9%
Poor mental health (14+ days)12.6% 4.2 pts below the national average of 16.8%
Mobility disability14.5% 0.5 pts above the national average of 14%
Poor physical health (14+ days)12.9% 0.6 pts below the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat5% 3.8 pts below the national average of 8.8%
Sleeps under 7 hours28.6% 7.8 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost8.8% 4.2 pts below the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments19
People employed67
Annual payroll$2,271,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 98% of US census tracts
FEMA ratingVery High
Expected annual loss98.1 out of 100
Community resilience42.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail100Very High at its worst in this ZIP code
Strong wind99.9Very High at its worst in this ZIP code
Drought99.6Relatively High at its worst in this ZIP code
Lightning98.7Very High at its worst in this ZIP code
Winter weather97.7Very High at its worst in this ZIP code
Ice storm97.6Very High at its worst in this ZIP code
Tornado95.7Very High at its worst in this ZIP code
Wildfire90Relatively Moderate at its worst in this ZIP code
River flooding80.5Relatively High at its worst in this ZIP code
Landslide70.7Very Low at its worst in this ZIP code
Heat wave56.4Relatively Moderate at its worst in this ZIP code
Cold wave36.7Relatively Low at its worst in this ZIP code
Earthquake14.1Very Low at its worst in this ZIP code
Compared with Nebraska and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNebraskaUnited States
Median household income$58,611$74,985$78,538
Income per person$41,873$40,637$43,289
Poverty rate8.7%10.3%12.4%
Median home value$78,900$223,800$303,400
Median gross rent$1,035$1,348
Homeownership83.8%66.5%65%
Bachelor's degree or higher25.4%34.1%35%
Unemployment rate0%3%5.2%
Works from home12.5%10%13.5%
Born outside the US1.3%7.7%13.9%
Median age59.537.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSUPERIOR, NE US19.1 km away
Rain in a year28 in
Snow in a year21 in

Average high and low by month

January36.7°F / 13.7°F0.7 in rain, 5.5 in snow
February41.5°F / 17.1°F0.82 in rain, 6 in snow
March53.4°F / 26.5°F1.55 in rain, 2.9 in snow
April64.2°F / 36.6°F2.34 in rain, 0.7 in snow
May74.1°F / 49.3°F4.51 in rain
June84.7°F / 60.1°F4.01 in rain
July88.7°F / 64.6°F4.06 in rain
August86.4°F / 62°F3.36 in rain
September79.8°F / 52.7°F2.27 in rain
October66.6°F / 39.1°F1.96 in rain, 0.4 in snow
November52°F / 25.9°F1.29 in rain, 1.8 in snow
December39.4°F / 16.7°F1.02 in rain, 4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Lawrence-Nelson Public Schools93.6% of this ZIP code's land area
Deshler Public Schools4.2% of this ZIP code's land area
Bruning-Davenport Unified School System2.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability15more vulnerable than 15% of US census tracts
Socioeconomic status16more vulnerable than 16% of US census tracts
Household characteristics15more vulnerable than 15% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport42more vulnerable than 42% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

68964 Oak, NE14.6 km away
68957 Lawrence, NE16.8 km away
68934 Deweese, NE18.1 km away
68974 Ruskin, NE18.1 km away
68978 Superior, NE18.9 km away
68935 Edgar, NE20 km away
68943 Hardy, NE22.6 km away
68335 Davenport, NE25.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Nuckolls County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area131.98 sq mi
Water area0.24 sq mi
Population density5 people per sq mi
Latitude, longitude40.2011, -98.0684

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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