Postal Codes

68949 ZIP Code

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ZIP code 68949 covers Holdrege, Nebraska, with a population of about 6,695 and a median household income of $59,922.

Population
6,69531 per square mile
Median age
41.22.5 points above the US average
Median household income
$59,92220% below the Nebraska median
Poverty rate
16.3%3.9 points above the US average
Typical home value
$215,159up 24.9% in five years
Median rent
$71531% below the Nebraska median
Degree or higher
26.7%8.3 points below the US average
Homeownership
66.4%1.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
290

Where 68949 is

Holdrege, Nebraska — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,695
Median age41.2
Family households55.1%
Born outside the US3.1%
Speaks a language other than English at home5.8%
White (non-Hispanic)88.5%
Black (non-Hispanic)1%
Asian (non-Hispanic)0.1%
Hispanic or Latino7.7%
Veterans8.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$59,922
Income per person$41,501
Poverty rate16.3%
Households on SNAP or cash assistance13.8%

Household income distribution

Under $10k7.2%
$10–15k7.2%
$15–20k3.4%
$20–25k7.5%
$25–30k2.8%
$30–35k4.7%
$35–40k3.3%
$40–45k3.1%
$45–50k3.6%
$50–60k7.1%
$60–75k5.8%
$75–100k14.0%
$100–125k10.9%
$125–150k6.7%
$150–200k5.1%
$200k or more7.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,210
Mean adjusted gross income$88,055
Returns declaring $200,000 or more6.9%
Returns, under $25k24.9%
Returns, $25k–$50k24.0%
Returns, $50k–$75k16.5%
Returns, $75k–$100k10.0%
Returns, $100k–$200k17.8%
Returns, $200k or more6.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$171,600
Median gross rent$715
Rent as a share of household income29.1%
Owner-occupied66.4%
Vacant homes7.5%
Median year built1966

What the homes are

Detached house74.5%
Attached house1.8%
2 to 4 units7.9%
5 to 19 units7.2%
20 or more units3.7%
Mobile home4.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$215,159as of 2026-07
Typical home value, 1 yearup 4.1%
Typical home value, 5 yearsup 24.9%
Typical home value, 10 yearsup 62.1%
Typical home value since 2000
200520152026$215,159$84,943

$87,886 in 2005 to $215,159 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.4%
Bachelor's degree or higher26.7%
High school diploma or higher90.6%
Works from home4.2%
Drives to work alone82.8%
Takes public transport0%
Commutes 45 minutes or more5.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.3% 5.9 pts above the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes15.4% 2.2 pts above the national average of 13.2%
High blood pressure37.4% 3.3 pts above the national average of 34.1%
Fair or poor general health18.6% 1.7 pts below the national average of 20.3%
No health insurance (18–64)9.4% 1.9 pts below the national average of 11.3%
Depression18.2% 3.7 pts below the national average of 21.9%
No leisure-time physical activity28.8% 3.4 pts above the national average of 25.4%
Arthritis29.8% 4.7 pts above the national average of 25.1%
Binge drinking18% 2 pts above the national average of 16%
Taking blood pressure medication80.9% 6.2 pts above the national average of 74.7%
Cancer (non-skin)10.4% 2.7 pts above the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year76.5% same as the national average of 76.7%
Cholesterol screening84.5% 1.4 pts below the national average of 85.9%
Cognitive disability12.9% 1.9 pts below the national average of 14.8%
Colorectal screening61.5% 2.8 pts below the national average of 64.3%
COPD8.2% 1.6 pts above the national average of 6.6%
Visited a dentist61% same as the national average of 61.3%
Any disability32.7% 2 pts above the national average of 30.7%
Lacks emotional support20% 4.8 pts below the national average of 24.8%
Food insecurity12.5% 4.6 pts below the national average of 17.1%
Received food stamps9.6% 4.7 pts below the national average of 14.3%
Hearing disability9.9% 3.2 pts above the national average of 6.7%
High cholesterol35% 1.2 pts below the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport6.8% 2.4 pts below the national average of 9.2%
Loneliness28.8% 5.6 pts below the national average of 34.4%
Mammography use73.4% 2.5 pts below the national average of 75.9%
Poor mental health (14+ days)14.2% 2.6 pts below the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)13.8% same as the national average of 13.5%
Self-care disability4% same as the national average of 4%
Utility shut-off threat6.5% 2.3 pts below the national average of 8.8%
Sleeps under 7 hours32.4% 4 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost12.9% same as the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments290
People employed3,772
Annual payroll$206,872,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 94.2% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 4 census tracts this ZIP code covers
Expected annual loss94.6 out of 100
Community resilience41.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail99.8Very High at its worst in this ZIP code
Strong wind99.7Very High at its worst in this ZIP code
Drought99.1Very High at its worst in this ZIP code
Winter weather97.8Very High at its worst in this ZIP code
Tornado94Very High at its worst in this ZIP code
Ice storm93.9Very High at its worst in this ZIP code
Lightning93.2Very High at its worst in this ZIP code
River flooding82.4Relatively High at its worst in this ZIP code
Wildfire73Relatively Moderate at its worst in this ZIP code
Heat wave50.2Relatively Moderate at its worst in this ZIP code
Landslide47.4Very Low at its worst in this ZIP code
Cold wave44.8Relatively High at its worst in this ZIP code
Earthquake20.3Very Low at its worst in this ZIP code
Compared with Nebraska and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNebraskaUnited States
Median household income$59,922$74,985$78,538
Income per person$41,501$40,637$43,289
Poverty rate16.3%10.3%12.4%
Median home value$171,600$223,800$303,400
Median gross rent$715$1,035$1,348
Homeownership66.4%66.5%65%
Bachelor's degree or higher26.7%34.1%35%
Unemployment rate1.4%3%5.2%
Works from home4.2%10%13.5%
Born outside the US3.1%7.7%13.9%
Median age41.237.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHOLDREGE, NE US1.2 km away
Rain in a year28 in
Snow in a year25 in

Average high and low by month

January36.7°F / 13.2°F0.56 in rain, 5.6 in snow
February40.6°F / 15.9°F0.69 in rain, 7 in snow
March52.4°F / 24.9°F1.63 in rain, 3.9 in snow
April62.4°F / 34.9°F2.81 in rain, 1.8 in snow
May72.2°F / 46.3°F4.42 in rain, 0.2 in snow
June83.2°F / 57.3°F3.9 in rain
July87.3°F / 62.4°F4.23 in rain
August85.1°F / 60.2°F3.59 in rain
September78.5°F / 50.9°F2.08 in rain
October65.2°F / 37.6°F2.03 in rain, 0.8 in snow
November50.9°F / 24.9°F0.94 in rain, 2 in snow
December39.1°F / 16.2°F0.71 in rain, 4.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket14% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Holdrege Public Schools64.8% of this ZIP code's land area
Loomis Public Schools27.2% of this ZIP code's land area
Wilcox-Hildreth Public Schools6.6% of this ZIP code's land area
Axtell Community Schools1.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability34more vulnerable than 34% of US census tracts
Socioeconomic status21more vulnerable than 21% of US census tracts
Household characteristics49more vulnerable than 49% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport62more vulnerable than 62% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

68958 Loomis, NE11.6 km away
68940 Funk, NE12 km away
68923 Atlanta, NE12.7 km away
68969 Ragan, NE16.6 km away
68982 Wilcox, NE19.8 km away
68927 Bertrand, NE21.7 km away
68924 Axtell, NE22.9 km away
68947 Hildreth, NE29.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Phelps County85% of this ZIP code's land area
Harlan County15% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area218.2 sq mi
Water area0.01 sq mi
Population density31 people per sq mi
Latitude, longitude40.4475, -99.3672

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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