Postal Codes

68521 ZIP Code

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ZIP code 68521 covers Lincoln, Nebraska, with a population of about 38,386 and a median household income of $66,902.

Population
38,3862,914 per square mile
Median age
31.47.3 points below the US average
Median household income
$66,90211% below the Nebraska median
Poverty rate
14.2%1.8 points above the US average
Typical home value
$289,550up 24.6% in five years
Median rent
$1,1961.2× the Nebraska median
Degree or higher
31.9%3.1 points below the US average
Homeownership
56.2%8.8 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
674

Where 68521 is

Lincoln, Nebraska — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population38,386
Median age31.4
Family households60.9%
Born outside the US15%
Speaks a language other than English at home22.5%
White (non-Hispanic)69.7%
Black (non-Hispanic)4.7%
Asian (non-Hispanic)7.8%
Hispanic or Latino12%
Veterans5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$66,902
Income per person$34,812
Poverty rate14.2%
Households on SNAP or cash assistance13.4%

Household income distribution

Under $10k4.8%
$10–15k2.9%
$15–20k4.3%
$20–25k3.1%
$25–30k3.6%
$30–35k3.8%
$35–40k5.0%
$40–45k4.1%
$45–50k4.7%
$50–60k6.9%
$60–75k12.5%
$75–100k13.3%
$100–125k8.4%
$125–150k8.1%
$150–200k7.3%
$200k or more7.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,530
Mean adjusted gross income$63,965
Returns declaring $200,000 or more2.7%
Returns, under $25k28.2%
Returns, $25k–$50k27.0%
Returns, $50k–$75k16.2%
Returns, $75k–$100k10.2%
Returns, $100k–$200k15.7%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$235,600
Median gross rent$1,196
Rent as a share of household income32.2%
Owner-occupied56.2%
Vacant homes3.9%
Median year built1995

What the homes are

Detached house52.8%
Attached house8%
2 to 4 units2.6%
5 to 19 units15.5%
20 or more units12.9%
Mobile home8.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$289,550as of 2026-07
Typical home value, 1 yearup 3.4%
Typical home value, 5 yearsup 24.6%
Typical home value, 10 yearsup 76%
Typical asking rent$1,524as of 2026-07
Typical asking rent, 1 yearup 2.6%
Typical asking rent, 5 yearsup 31.6%
Typical home value since 2000
200020132026$289,550$118,675

$118,675 in 2000 to $289,550 in 2026.

Typical asking rent
202120232026$1,524$1,158

$1,158 in 2021 to $1,524 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.9%
Bachelor's degree or higher31.9%
High school diploma or higher88.1%
Works from home9%
Drives to work alone80.3%
Takes public transport0.4%
Commutes 45 minutes or more5.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.3% 2.9 pts above the national average of 33.4%
Diagnosed diabetes10.2% 1.8 pts below the national average of 12%
Currently smokes14.5% 1.3 pts above the national average of 13.2%
High blood pressure29.5% 4.6 pts below the national average of 34.1%
Fair or poor general health17.7% 2.6 pts below the national average of 20.3%
No health insurance (18–64)11.5% same as the national average of 11.3%
Depression21.2% 0.7 pts below the national average of 21.9%
No leisure-time physical activity23.6% 1.8 pts below the national average of 25.4%
Arthritis21.2% 3.9 pts below the national average of 25.1%
Binge drinking20.6% 4.6 pts above the national average of 16%
Taking blood pressure medication74% 0.7 pts below the national average of 74.7%
Cancer (non-skin)6.3% 1.4 pts below the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease5.3% 0.9 pts below the national average of 6.2%
Routine check-up in past year73.9% 2.8 pts below the national average of 76.7%
Cholesterol screening79.5% 6.4 pts below the national average of 85.9%
Cognitive disability14% 0.8 pts below the national average of 14.8%
Colorectal screening57.5% 6.8 pts below the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist61.4% same as the national average of 61.3%
Any disability28% 2.7 pts below the national average of 30.7%
Lacks emotional support22.8% 2 pts below the national average of 24.8%
Food insecurity16.5% 0.6 pts below the national average of 17.1%
Received food stamps13% 1.3 pts below the national average of 14.3%
Hearing disability6.5% same as the national average of 6.7%
High cholesterol29.9% 6.3 pts below the national average of 36.2%
Housing insecurity12.1% 1.7 pts below the national average of 13.8%
Independent living disability8.2% same as the national average of 8.4%
Lacks transport8.8% same as the national average of 9.2%
Loneliness32.5% 1.9 pts below the national average of 34.4%
Mammography use73.8% 2.1 pts below the national average of 75.9%
Poor mental health (14+ days)16.1% 0.7 pts below the national average of 16.8%
Mobility disability11.4% 2.6 pts below the national average of 14%
Poor physical health (14+ days)11.3% 2.2 pts below the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat8.4% same as the national average of 8.8%
Sleeps under 7 hours32% 4.4 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost12.7% same as the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments674
People employed15,311
Annual payroll$752,235,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33.3% of US census tracts
FEMA ratingVery Low to Relatively High across the 10 census tracts this ZIP code covers
Expected annual loss48.3 out of 100
Community resilience94.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind91.3Very High at its worst in this ZIP code
Tornado89.7Very High at its worst in this ZIP code
Hail89.2Very High at its worst in this ZIP code
Winter weather88.2Very High at its worst in this ZIP code
Wildfire76.4Relatively Moderate at its worst in this ZIP code
Ice storm68.9Relatively High at its worst in this ZIP code
Lightning62.6Relatively High at its worst in this ZIP code
Landslide55.9Very Low at its worst in this ZIP code
Drought51.8Relatively Low at its worst in this ZIP code
Cold wave45.8Relatively Moderate at its worst in this ZIP code
Heat wave23.5Relatively Low at its worst in this ZIP code
River flooding15.4Relatively High at its worst in this ZIP code
Earthquake6.1Very Low at its worst in this ZIP code
Compared with Nebraska and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNebraskaUnited States
Median household income$66,902$74,985$78,538
Income per person$34,812$40,637$43,289
Poverty rate14.2%10.3%12.4%
Median home value$235,600$223,800$303,400
Median gross rent$1,196$1,035$1,348
Homeownership56.2%66.5%65%
Bachelor's degree or higher31.9%34.1%35%
Unemployment rate2.9%3%5.2%
Works from home9%10%13.5%
Born outside the US15%7.7%13.9%
Median age31.437.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLINCOLN MUNI AP, NE US3.1 km away
Rain in a year29 in
Snow in a year26 in

Average high and low by month

January35.6°F / 14.4°F0.73 in rain, 6.5 in snow
February40.6°F / 18.4°F0.89 in rain, 7.1 in snow
March53.6°F / 28.7°F1.55 in rain, 3.4 in snow
April64.8°F / 39.2°F2.69 in rain, 1.2 in snow
May75°F / 51.2°F4.91 in rain, 0.1 in snow
June85.2°F / 62.1°F4.48 in rain
July89.4°F / 66.7°F3.25 in rain
August87.2°F / 64.1°F3.32 in rain
September80.1°F / 54.3°F2.9 in rain
October66.6°F / 41°F2.14 in rain, 0.9 in snow
November51.7°F / 28°F1.3 in rain, 1.5 in snow
December39.4°F / 18.2°F1.18 in rain, 5.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket11% of this ZIP code's area
Far from a supermarket51% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lincoln Public Schools98.2% of this ZIP code's land area
Waverly School District 1451.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics40more vulnerable than 40% of US census tracts
Racial and ethnic minority status41more vulnerable than 41% of US census tracts
Housing type and transport48more vulnerable than 48% of US census tracts
Walkability11.3 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

68588 Lincoln, NE3.7 km away
68508 Lincoln, NE4.1 km away
68503 Lincoln, NE4.2 km away
68504 Lincoln, NE5 km away
68528 Lincoln, NE5.1 km away
68531 Lincoln, NE5.6 km away
68529 Lincoln, NE6.6 km away
68510 Lincoln, NE6.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lancaster County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area13.17 sq mi
Water area0.03 sq mi
Population density2,914 people per sq mi
Latitude, longitude40.8510, -96.7110

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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