Postal Codes

68520 ZIP Code

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ZIP code 68520 covers Lincoln, Nebraska, with a population of about 2,491 and a median household income of $91,172.

Population
2,491217 per square mile
Median age
57.418.7 points above the US average
Median household income
$91,1721.2× the Nebraska median
Poverty rate
4.1%8.3 points below the US average
Typical home value
$624,493up 28.1% in five years
Median rent
$1,5841.5× the Nebraska median
Degree or higher
50.9%15.9 points above the US average
Homeownership
76.4%11.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
59

Where 68520 is

Lincoln, Nebraska — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,491
Median age57.4
Family households71.2%
Born outside the US3.4%
Speaks a language other than English at home3.5%
White (non-Hispanic)93.9%
Black (non-Hispanic)0.6%
Asian (non-Hispanic)1.2%
Hispanic or Latino2.6%
Veterans5.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$91,172
Income per person$64,975
Poverty rate4.1%
Households on SNAP or cash assistance6.1%

Household income distribution

Under $10k3.3%
$10–15k2.9%
$15–20k1.6%
$20–25k3.1%
$25–30k0.8%
$30–35k3.5%
$35–40k0.8%
$40–45k7.7%
$45–50k10.7%
$50–60k0.0%
$60–75k6.1%
$75–100k12.4%
$100–125k10.0%
$125–150k4.9%
$150–200k14.0%
$200k or more18.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,540
Mean adjusted gross income$333,064
Returns declaring $200,000 or more28.6%
Returns, under $25k17.5%
Returns, $25k–$50k12.3%
Returns, $50k–$75k10.4%
Returns, $75k–$100k8.4%
Returns, $100k–$200k22.7%
Returns, $200k or more28.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$456,400
Median gross rent$1,584
Owner-occupied76.4%
Vacant homes1.7%
Median year built2006

What the homes are

Detached house63.1%
Attached house13.9%
5 to 19 units5.7%
20 or more units17.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$624,493as of 2026-07
Typical home value, 1 yearup 6.6%
Typical home value, 5 yearsup 28.1%
Typical home value, 10 yearsup 74.5%
Typical asking rent$1,607as of 2026-07
Typical home value since 2000
200020132026$624,493$253,747

$253,747 in 2000 to $624,493 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.7%
Bachelor's degree or higher50.9%
High school diploma or higher93.9%
Works from home29.8%
Drives to work alone60.6%
Takes public transport0%
Commutes 45 minutes or more4.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31% 2.4 pts below the national average of 33.4%
Diagnosed diabetes10.7% 1.3 pts below the national average of 12%
Currently smokes8.1% 5.1 pts below the national average of 13.2%
High blood pressure36.4% 2.3 pts above the national average of 34.1%
Fair or poor general health12.3% 8 pts below the national average of 20.3%
No health insurance (18–64)5.3% 6 pts below the national average of 11.3%
Depression17.4% 4.5 pts below the national average of 21.9%
No leisure-time physical activity17.3% 8.1 pts below the national average of 25.4%
Arthritis29.8% 4.7 pts above the national average of 25.1%
Binge drinking16.9% 0.9 pts above the national average of 16%
Taking blood pressure medication84.2% 9.5 pts above the national average of 74.7%
Cancer (non-skin)12.7% 5 pts above the national average of 7.7%
Current asthma8.5% 1.9 pts below the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year81.8% 5.1 pts above the national average of 76.7%
Cholesterol screening90.5% 4.6 pts above the national average of 85.9%
Cognitive disability8% 6.8 pts below the national average of 14.8%
Colorectal screening74.6% 10.3 pts above the national average of 64.3%
COPD5.5% 1.1 pts below the national average of 6.6%
Visited a dentist77.6% 16.3 pts above the national average of 61.3%
Any disability24.1% 6.6 pts below the national average of 30.7%
Lacks emotional support16.4% 8.4 pts below the national average of 24.8%
Food insecurity5.7% 11.4 pts below the national average of 17.1%
Received food stamps3.8% 10.5 pts below the national average of 14.3%
Hearing disability8.7% 2 pts above the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Housing insecurity4.7% 9.1 pts below the national average of 13.8%
Independent living disability5.3% 3.1 pts below the national average of 8.4%
Lacks transport3.6% 5.6 pts below the national average of 9.2%
Loneliness25.6% 8.8 pts below the national average of 34.4%
Mammography use81.1% 5.2 pts above the national average of 75.9%
Poor mental health (14+ days)10.3% 6.5 pts below the national average of 16.8%
Mobility disability11.3% 2.7 pts below the national average of 14%
Poor physical health (14+ days)9.7% 3.8 pts below the national average of 13.5%
Self-care disability2.5% 1.5 pts below the national average of 4%
Utility shut-off threat3.3% 5.5 pts below the national average of 8.8%
Sleeps under 7 hours24.6% 11.8 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost5.4% 7.6 pts below the national average of 13%
Vision disability3.2% 2.4 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments59
People employed1,002
Annual payroll$66,870,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 66.8% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 2 census tracts this ZIP code covers
Expected annual loss73.5 out of 100
Community resilience94.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail96.8Very High at its worst in this ZIP code
Strong wind96.6Very High at its worst in this ZIP code
Tornado96.3Very High at its worst in this ZIP code
Wildfire94.9Relatively Moderate at its worst in this ZIP code
Winter weather93.1Very High at its worst in this ZIP code
Drought89.2Relatively Moderate at its worst in this ZIP code
Ice storm86Relatively High at its worst in this ZIP code
Landslide78.2Relatively Low at its worst in this ZIP code
Lightning71.6Relatively High at its worst in this ZIP code
River flooding51.1Relatively Moderate at its worst in this ZIP code
Cold wave50.7Relatively Moderate at its worst in this ZIP code
Heat wave29.9Relatively Low at its worst in this ZIP code
Earthquake13.8Very Low at its worst in this ZIP code
Compared with Nebraska and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNebraskaUnited States
Median household income$91,172$74,985$78,538
Income per person$64,975$40,637$43,289
Poverty rate4.1%10.3%12.4%
Median home value$456,400$223,800$303,400
Median gross rent$1,584$1,035$1,348
Homeownership76.4%66.5%65%
Bachelor's degree or higher50.9%34.1%35%
Unemployment rate0.7%3%5.2%
Works from home29.8%10%13.5%
Born outside the US3.4%7.7%13.9%
Median age57.437.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLINCOLN 8 ENE, NE US8.2 km away
Rain in a year32 in

Average high and low by month

January34.4°F / 13.8°F0.93 in rain
February40°F / 17.5°F1.24 in rain
March52.8°F / 28.3°F1.86 in rain
April64.2°F / 38.3°F2.99 in rain
May73.7°F / 49.9°F4.76 in rain
June82.6°F / 60.5°F4.81 in rain
July87.1°F / 64.9°F3.92 in rain
August85.4°F / 62.1°F3.3 in rain
September78.6°F / 52.6°F3.35 in rain
October65.8°F / 39.9°F2.25 in rain
November50.9°F / 27.5°F1.51 in rain
December38.8°F / 17.9°F1.37 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket53% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Waverly School District 14581.7% of this ZIP code's land area
Lincoln Public Schools18.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability9more vulnerable than 9% of US census tracts
Socioeconomic status3more vulnerable than 3% of US census tracts
Household characteristics43more vulnerable than 43% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport18more vulnerable than 18% of US census tracts
Walkability6.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

68461 Walton, NE3.8 km away
68526 Lincoln, NE5 km away
68506 Lincoln, NE6.3 km away
68527 Lincoln, NE7.1 km away
68516 Lincoln, NE7.3 km away
68505 Lincoln, NE7.3 km away
68510 Lincoln, NE8 km away
68507 Lincoln, NE9.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lancaster County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area11.46 sq mi
Water area0.01 sq mi
Population density217 people per sq mi
Latitude, longitude40.7744, -96.5693

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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