Postal Codes

68023 ZIP Code

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ZIP code 68023 covers Fort Calhoun, Nebraska, with a population of about 2,711 and a median household income of $118,281.

Population
2,71168 per square mile
Median age
45.46.7 points above the US average
Median household income
$118,2811.6× the Nebraska median
Poverty rate
6.4%6 points below the US average
Typical home value
$547,023up 25.1% in five years
Median rent
$1,019about the Nebraska median
Degree or higher
29.4%5.6 points below the US average
Homeownership
78.7%13.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
88

Where 68023 is

Fort Calhoun, Nebraska — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,711
Median age45.4
Family households66.1%
Born outside the US0.7%
Speaks a language other than English at home3.3%
White (non-Hispanic)91.8%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino2.9%
Veterans7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$118,281
Income per person$50,305
Poverty rate6.4%
Households on SNAP or cash assistance2.9%

Household income distribution

Under $10k1.2%
$10–15k2.7%
$15–20k1.2%
$20–25k2.7%
$25–30k0.5%
$30–35k4.1%
$35–40k5.2%
$40–45k3.6%
$45–50k1.5%
$50–60k7.1%
$60–75k9.2%
$75–100k7.9%
$100–125k9.5%
$125–150k17.3%
$150–200k9.3%
$200k or more17.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,390
Mean adjusted gross income$114,758
Returns declaring $200,000 or more12.9%
Returns, under $25k20.9%
Returns, $25k–$50k18.0%
Returns, $50k–$75k12.2%
Returns, $75k–$100k9.4%
Returns, $100k–$200k26.6%
Returns, $200k or more12.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$347,700
Median gross rent$1,019
Owner-occupied78.7%
Vacant homes2.8%
Median year built1989

What the homes are

Detached house82.7%
Attached house1.3%
2 to 4 units3.4%
5 to 19 units5.1%
20 or more units5.3%
Mobile home2.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$547,023as of 2026-07
Typical home value, 1 yearup 3%
Typical home value, 5 yearsup 25.1%
Typical home value, 10 yearsup 86.5%
Typical home value since 2000
200620162026$547,023$233,908

$235,419 in 2006 to $547,023 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.4%
Bachelor's degree or higher29.4%
High school diploma or higher95.3%
Works from home17%
Drives to work alone76.4%
Takes public transport0%
Commutes 45 minutes or more5.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.1% 7.7 pts above the national average of 33.4%
Diagnosed diabetes10.7% 1.3 pts below the national average of 12%
Currently smokes12.3% 0.9 pts below the national average of 13.2%
High blood pressure34.7% 0.6 pts above the national average of 34.1%
Fair or poor general health13.9% 6.4 pts below the national average of 20.3%
No health insurance (18–64)6.3% 5 pts below the national average of 11.3%
Depression17.6% 4.3 pts below the national average of 21.9%
No leisure-time physical activity22.8% 2.6 pts below the national average of 25.4%
Arthritis27.7% 2.6 pts above the national average of 25.1%
Binge drinking20.6% 4.6 pts above the national average of 16%
Taking blood pressure medication80.1% 5.4 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease6.2% same as the national average of 6.2%
Routine check-up in past year78% 1.3 pts above the national average of 76.7%
Cholesterol screening87% 1.1 pts above the national average of 85.9%
Cognitive disability10.4% 4.4 pts below the national average of 14.8%
Colorectal screening66.9% 2.6 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist68.9% 7.6 pts above the national average of 61.3%
Any disability25.7% 5 pts below the national average of 30.7%
Lacks emotional support17.8% 7 pts below the national average of 24.8%
Food insecurity8.4% 8.7 pts below the national average of 17.1%
Received food stamps5.7% 8.6 pts below the national average of 14.3%
Hearing disability7.4% 0.7 pts above the national average of 6.7%
High cholesterol36.5% same as the national average of 36.2%
Housing insecurity6.6% 7.2 pts below the national average of 13.8%
Independent living disability6% 2.4 pts below the national average of 8.4%
Lacks transport4.9% 4.3 pts below the national average of 9.2%
Loneliness26.6% 7.8 pts below the national average of 34.4%
Mammography use75.7% same as the national average of 75.9%
Poor mental health (14+ days)12.7% 4.1 pts below the national average of 16.8%
Mobility disability11.8% 2.2 pts below the national average of 14%
Poor physical health (14+ days)11.5% 2 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat4.7% 4.1 pts below the national average of 8.8%
Sleeps under 7 hours27.5% 8.9 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost9.2% 3.8 pts below the national average of 13%
Vision disability3.5% 2.1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments88
People employed577
Annual payroll$27,522,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.4% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss78.5 out of 100
Community resilience86.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire97.2Relatively High at its worst in this ZIP code
Landslide97.1Relatively Moderate at its worst in this ZIP code
Tornado96.6Very High at its worst in this ZIP code
Hail96.4Relatively High at its worst in this ZIP code
Strong wind93.2Relatively High at its worst in this ZIP code
Drought92.9Relatively Moderate at its worst in this ZIP code
Ice storm88.1Relatively Moderate at its worst in this ZIP code
Cold wave75.4Relatively High at its worst in this ZIP code
River flooding63.9Relatively Moderate at its worst in this ZIP code
Winter weather47.6Relatively Moderate at its worst in this ZIP code
Lightning40.3Relatively Low at its worst in this ZIP code
Heat wave18.2Relatively Low at its worst in this ZIP code
Earthquake9.7Very Low at its worst in this ZIP code
Compared with Nebraska and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNebraskaUnited States
Median household income$118,281$74,985$78,538
Income per person$50,305$40,637$43,289
Poverty rate6.4%10.3%12.4%
Median home value$347,700$223,800$303,400
Median gross rent$1,019$1,035$1,348
Homeownership78.7%66.5%65%
Bachelor's degree or higher29.4%34.1%35%
Unemployment rate0.4%3%5.2%
Works from home17%10%13.5%
Born outside the US0.7%7.7%13.9%
Median age45.437.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT CALHOUN 4W, NE US5.1 km away
Rain in a year33 in

Average high and low by month

January29.8°F / 12.8°F0.78 in rain
February34.6°F / 16.3°F0.94 in rain
March47.9°F / 27.1°F1.76 in rain
April60.8°F / 38.8°F3.3 in rain
May70.2°F / 50.4°F5.01 in rain
June79.9°F / 61.2°F5.06 in rain
July83.5°F / 65.4°F3.92 in rain
August81.8°F / 63.3°F4.17 in rain
September75.4°F / 54.2°F3.31 in rain
October61.9°F / 41.5°F2.41 in rain
November46.8°F / 28.1°F1.43 in rain
December34°F / 17.9°F1.31 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Fort Calhoun Community Schools64.4% of this ZIP code's land area
Blair Community Schools35.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability23more vulnerable than 23% of US census tracts
Socioeconomic status17more vulnerable than 17% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

68122 Omaha, NE11.6 km away
68152 Omaha, NE11.7 km away
68142 Omaha, NE12.3 km away
51542 Honey Creek, IA13 km away
68034 Kennard, NE13.3 km away
68007 Bennington, NE13.4 km away
68112 Omaha, NE13.4 km away
68068 Washington, NE15.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Washington County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area40.03 sq mi
Water area1.64 sq mi
Population density68 people per sq mi
Latitude, longitude41.4373, -96.0324

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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