Postal Codes

65787 ZIP Code

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ZIP code 65787 covers Roach, Missouri, with a population of about 1,253 and a median household income of $52,941.

Population
1,25333 per square mile
Median age
57.118.4 points above the US average
Median household income
$52,94123% below the Missouri median
Poverty rate
8.1%4.3 points below the US average
Typical home value
$343,008up 8.2% in five years
Median rent
$967about the Missouri median
Degree or higher
22.5%12.5 points below the US average
Homeownership
92.6%27.6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
23

Where 65787 is

Roach, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,253
Median age57.1
Family households71.6%
Born outside the US1.8%
Speaks a language other than English at home0.8%
White (non-Hispanic)92.1%
Black (non-Hispanic)0%
Asian (non-Hispanic)1.1%
Hispanic or Latino1.6%
Veterans15%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$52,941
Income per person$34,587
Poverty rate8.1%
Households on SNAP or cash assistance1.6%

Household income distribution

Under $10k2.0%
$10–15k5.6%
$15–20k1.0%
$20–25k4.0%
$25–30k8.0%
$30–35k7.2%
$35–40k5.2%
$40–45k6.4%
$45–50k7.8%
$50–60k10.4%
$60–75k2.6%
$75–100k23.4%
$100–125k6.8%
$125–150k1.6%
$150–200k0.6%
$200k or more7.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed700
Mean adjusted gross income$78,293
Returns declaring $200,000 or more5.7%
Returns, under $25k30.0%
Returns, $25k–$50k25.7%
Returns, $50k–$75k12.9%
Returns, $75k–$100k10.0%
Returns, $100k–$200k15.7%
Returns, $200k or more5.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$266,800
Median gross rent$967
Rent as a share of household income33.3%
Owner-occupied92.6%
Vacant homes58.1%
Median year built1982

What the homes are

Detached house93.5%
Attached house0.3%
2 to 4 units1.4%
Mobile home4.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$343,008as of 2026-07
Typical home value, 1 yearup 2.1%
Typical home value, 5 yearsup 8.2%
Typical home value, 10 yearsup 60.9%
Typical home value since 2000
201220192026$343,008$193,300

$193,300 in 2012 to $343,008 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.7%
Bachelor's degree or higher22.5%
High school diploma or higher92.3%
Works from home13.3%
Drives to work alone75%
Takes public transport0%
Commutes 45 minutes or more16.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.3% 1.9 pts above the national average of 33.4%
Diagnosed diabetes14.7% 2.7 pts above the national average of 12%
Currently smokes16.3% 3.1 pts above the national average of 13.2%
High blood pressure42.6% 8.5 pts above the national average of 34.1%
Fair or poor general health22% 1.7 pts above the national average of 20.3%
No health insurance (18–64)8.2% 3.1 pts below the national average of 11.3%
Depression22.9% 1 pts above the national average of 21.9%
No leisure-time physical activity31.5% 6.1 pts above the national average of 25.4%
Arthritis36.8% 11.7 pts above the national average of 25.1%
Binge drinking13.5% 2.5 pts below the national average of 16%
Taking blood pressure medication82.6% 7.9 pts above the national average of 74.7%
Cancer (non-skin)12.3% 4.6 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease9.5% 3.3 pts above the national average of 6.2%
Routine check-up in past year81.9% 5.2 pts above the national average of 76.7%
Cholesterol screening88.1% 2.2 pts above the national average of 85.9%
Cognitive disability15.9% 1.1 pts above the national average of 14.8%
Colorectal screening70.6% 6.3 pts above the national average of 64.3%
COPD10.3% 3.7 pts above the national average of 6.6%
Visited a dentist64.5% 3.2 pts above the national average of 61.3%
Any disability38.7% 8 pts above the national average of 30.7%
Lacks emotional support18.8% 6 pts below the national average of 24.8%
Food insecurity10.9% 6.2 pts below the national average of 17.1%
Received food stamps8.3% 6 pts below the national average of 14.3%
Hearing disability11.1% 4.4 pts above the national average of 6.7%
High cholesterol44.7% 8.5 pts above the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness28.7% 5.7 pts below the national average of 34.4%
Mammography use76.3% same as the national average of 75.9%
Poor mental health (14+ days)15.5% 1.3 pts below the national average of 16.8%
Mobility disability19.5% 5.5 pts above the national average of 14%
Poor physical health (14+ days)16.2% 2.7 pts above the national average of 13.5%
Self-care disability4.4% same as the national average of 4%
Utility shut-off threat6.6% 2.2 pts below the national average of 8.8%
Sleeps under 7 hours34.4% 2 pts below the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost9.7% 3.3 pts below the national average of 13%
Vision disability5.3% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments23
People employed386
Annual payroll$34,837,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 92.2% of US census tracts
FEMA ratingRelatively High to Very High across the 3 census tracts this ZIP code covers
Expected annual loss88.2 out of 100
Community resilience30 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide98.6Relatively High at its worst in this ZIP code
River flooding97.7Very High at its worst in this ZIP code
Ice storm96.4Very High at its worst in this ZIP code
Winter weather93.1Very High at its worst in this ZIP code
Wildfire91.3Relatively Moderate at its worst in this ZIP code
Heat wave90.6Relatively High at its worst in this ZIP code
Tornado81.7Relatively High at its worst in this ZIP code
Cold wave80.9Relatively High at its worst in this ZIP code
Lightning80.1Relatively High at its worst in this ZIP code
Hail79.2Relatively Moderate at its worst in this ZIP code
Strong wind72.5Relatively Moderate at its worst in this ZIP code
Earthquake63.4Relatively Low at its worst in this ZIP code
Hurricane37.8Very Low at its worst in this ZIP code
Drought34.9Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$52,941$68,920$78,538
Income per person$34,587$38,497$43,289
Poverty rate8.1%12.6%12.4%
Median home value$266,800$215,600$303,400
Median gross rent$967$996$1,348
Homeownership92.6%67.9%65%
Bachelor's degree or higher22.5%31.9%35%
Unemployment rate6.7%4.1%5.2%
Works from home13.3%11.6%13.5%
Born outside the US1.8%4.4%13.9%
Median age57.138.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLAKESIDE, MO US27.9 km away
Rain in a year43 in
Snow in a year4 in

Average high and low by month

January44°F / 25.3°F2.15 in rain, 1.7 in snow
February48.7°F / 28.6°F2.05 in rain, 0.6 in snow
March59°F / 37.1°F2.99 in rain, 0.3 in snow
April69.1°F / 46.8°F4.98 in rain
May76.9°F / 55.7°F5.54 in rain
June85°F / 65°F4.16 in rain
July89.4°F / 69.5°F3.83 in rain
August88.3°F / 68.2°F4.2 in rain
September81.1°F / 60.5°F4.16 in rain
October70.5°F / 49.2°F3.42 in rain
November58.5°F / 38.9°F2.97 in rain
December47.9°F / 29.9°F2.12 in rain, 1.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket39% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Climax Springs R-IV School District43.9% of this ZIP code's land area
Macks Creek R-V School District36.3% of this ZIP code's land area
Camdenton R-III School District19.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status40more vulnerable than 40% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

65324 Climax Springs, MO5.3 km away
65079 Sunrise Beach, MO12.8 km away
65038 Laurie, MO12.9 km away
65020 Camdenton, MO15.9 km away
65786 Macks Creek, MO16.2 km away
65037 Gravois Mills, MO19.1 km away
65052 Linn Creek, MO20.8 km away
65065 Osage Beach, MO22.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Camden County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area38.49 sq mi
Water area3.28 sq mi
Population density33 people per sq mi
Latitude, longitude38.1025, -92.9148

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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