Postal Codes

65655 ZIP Code

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ZIP code 65655 covers Gainesville, Missouri, with a population of about 2,313 and a median household income of $32,929.

Population
2,31311 per square mile
Median age
5415.3 points above the US average
Median household income
$32,92952% below the Missouri median
Poverty rate
21.1%8.7 points above the US average
Typical home value
$210,965up 36.9% in five years
Median rent
$62337% below the Missouri median
Degree or higher
9.9%25.1 points below the US average
Homeownership
73.2%8.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
80

Where 65655 is

Gainesville, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,313
Median age54
Family households71.3%
Born outside the US0.4%
Speaks a language other than English at home0.6%
White (non-Hispanic)91.8%
Black (non-Hispanic)1.7%
Asian (non-Hispanic)0%
Hispanic or Latino2.5%
Veterans9.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$32,929
Income per person$37,633
Poverty rate21.1%
Households on SNAP or cash assistance19.6%

Household income distribution

Under $10k12.8%
$10–15k6.3%
$15–20k7.1%
$20–25k4.0%
$25–30k14.5%
$30–35k10.7%
$35–40k3.1%
$40–45k4.5%
$45–50k4.6%
$50–60k3.0%
$60–75k8.8%
$75–100k4.3%
$100–125k5.5%
$125–150k2.3%
$150–200k3.7%
$200k or more4.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,200
Mean adjusted gross income$49,918
Returns declaring $200,000 or more2.5%
Returns, under $25k41.7%
Returns, $25k–$50k25.0%
Returns, $50k–$75k15.0%
Returns, $75k–$100k7.5%
Returns, $100k–$200k8.3%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$162,000
Median gross rent$623
Rent as a share of household income26.6%
Owner-occupied73.2%
Vacant homes18.6%
Median year built1981

What the homes are

Detached house74.8%
2 to 4 units8.7%
5 to 19 units1.1%
20 or more units0.5%
Mobile home13.4%
Boat, RV or van1.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$210,965as of 2026-07
Typical home value, 1 yearup 7%
Typical home value, 5 yearsup 36.9%
Typical home value, 10 yearsup 99.5%
Typical home value since 2000
201620212026$210,965$105,750

$105,750 in 2016 to $210,965 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.8%
Bachelor's degree or higher9.9%
High school diploma or higher77.3%
Works from home11.5%
Drives to work alone72.5%
Takes public transport0%
Commutes 45 minutes or more11.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity44.3% 10.9 pts above the national average of 33.4%
Diagnosed diabetes19.7% 7.7 pts above the national average of 12%
Currently smokes26% 12.8 pts above the national average of 13.2%
High blood pressure49.2% 15.1 pts above the national average of 34.1%
Fair or poor general health33.9% 13.6 pts above the national average of 20.3%
No health insurance (18–64)12% 0.7 pts above the national average of 11.3%
Depression26.6% 4.7 pts above the national average of 21.9%
No leisure-time physical activity42.3% 16.9 pts above the national average of 25.4%
Arthritis41% 15.9 pts above the national average of 25.1%
Binge drinking12.3% 3.7 pts below the national average of 16%
Taking blood pressure medication82.7% 8 pts above the national average of 74.7%
Cancer (non-skin)11.4% 3.7 pts above the national average of 7.7%
Current asthma11.7% 1.3 pts above the national average of 10.4%
Coronary heart disease12.8% 6.6 pts above the national average of 6.2%
Routine check-up in past year80.6% 3.9 pts above the national average of 76.7%
Cholesterol screening84% 1.9 pts below the national average of 85.9%
Cognitive disability22.8% 8 pts above the national average of 14.8%
Colorectal screening61.5% 2.8 pts below the national average of 64.3%
COPD17% 10.4 pts above the national average of 6.6%
Visited a dentist47.4% 13.9 pts below the national average of 61.3%
Any disability50.4% 19.7 pts above the national average of 30.7%
Lacks emotional support20.2% 4.6 pts below the national average of 24.8%
Food insecurity22.5% 5.4 pts above the national average of 17.1%
Received food stamps22.6% 8.3 pts above the national average of 14.3%
Hearing disability14.5% 7.8 pts above the national average of 6.7%
High cholesterol44.4% 8.2 pts above the national average of 36.2%
Housing insecurity15.6% 1.8 pts above the national average of 13.8%
Independent living disability15.5% 7.1 pts above the national average of 8.4%
Lacks transport12.2% 3 pts above the national average of 9.2%
Loneliness29.8% 4.6 pts below the national average of 34.4%
Mammography use69.1% 6.8 pts below the national average of 75.9%
Poor mental health (14+ days)19.6% 2.8 pts above the national average of 16.8%
Mobility disability28.7% 14.7 pts above the national average of 14%
Poor physical health (14+ days)22.1% 8.6 pts above the national average of 13.5%
Self-care disability8.1% 4.1 pts above the national average of 4%
Utility shut-off threat13% 4.2 pts above the national average of 8.8%
Sleeps under 7 hours39.2% 2.8 pts above the national average of 36.4%
Stroke6.7% 3.3 pts above the national average of 3.4%
All natural teeth lost23.3% 10.3 pts above the national average of 13%
Vision disability9.8% 4.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments80
People employed486
Annual payroll$16,343,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 92.6% of US census tracts
FEMA ratingRelatively High
Expected annual loss80.7 out of 100
Community resilience0.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm99Very High at its worst in this ZIP code
Heat wave98.2Very High at its worst in this ZIP code
Strong wind98Very High at its worst in this ZIP code
Landslide96.9Relatively Moderate at its worst in this ZIP code
Tornado95.1Very High at its worst in this ZIP code
Lightning94Very High at its worst in this ZIP code
River flooding93.3Very High at its worst in this ZIP code
Winter weather91.9Relatively High at its worst in this ZIP code
Wildfire90.1Relatively Moderate at its worst in this ZIP code
Cold wave87.2Relatively High at its worst in this ZIP code
Earthquake81.7Relatively Moderate at its worst in this ZIP code
Hail61.3Relatively Low at its worst in this ZIP code
Hurricane45.7Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$32,929$68,920$78,538
Income per person$37,633$38,497$43,289
Poverty rate21.1%12.6%12.4%
Median home value$162,000$215,600$303,400
Median gross rent$623$996$1,348
Homeownership73.2%67.9%65%
Bachelor's degree or higher9.9%31.9%35%
Unemployment rate3.8%4.1%5.2%
Works from home11.5%11.6%13.5%
Born outside the US0.4%4.4%13.9%
Median age5438.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDORA 3SE, MO US24.9 km away
Rain in a year47 in
Snow in a year6 in

Average high and low by month

January45.3°F / 24.9°F2.65 in rain, 1.2 in snow
February50.6°F / 28.3°F2.76 in rain, 3.5 in snow
March59.4°F / 35.8°F4.39 in rain, 1 in snow
April69.6°F / 45.5°F5.27 in rain
May76.2°F / 54.1°F5.31 in rain
June83.8°F / 62.9°F3.71 in rain
July88.5°F / 67.1°F3.72 in rain
August87.8°F / 65.4°F3.73 in rain
September80.5°F / 57.7°F4.2 in rain
October69.9°F / 45.3°F3.77 in rain
November58°F / 35.9°F4.43 in rain, 0.1 in snow
December47.9°F / 27.8°F3.18 in rain, 0.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket48% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Gainesville R-V School District97.7% of this ZIP code's land area
Lutie R-VI School District1.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability68more vulnerable than 68% of US census tracts
Socioeconomic status85more vulnerable than 85% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status6more vulnerable than 6% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

65666 Hardenville, MO4 km away
65784 Zanoni, MO13.1 km away
65760 Tecumseh, MO14 km away
65766 Udall, MO15 km away
72623 Clarkridge, AR15.2 km away
65676 Isabella, MO17 km away
65729 Pontiac, MO18.7 km away
65618 Brixey, MO18.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ozark County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area203.16 sq mi
Water area1 sq mi
Population density11 people per sq mi
Latitude, longitude36.5901, -92.4162

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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