Postal Codes

65610 ZIP Code

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ZIP code 65610 covers Billings, Missouri, with a population of about 5,475 and a median household income of $70,707.

Population
5,47563 per square mile
Median age
43.95.2 points above the US average
Median household income
$70,707about the Missouri median
Poverty rate
8.4%4 points below the US average
Typical home value
$351,844up 43.7% in five years
Median rent
$80919% below the Missouri median
Degree or higher
23.6%11.4 points below the US average
Homeownership
89.9%24.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
85

Where 65610 is

Billings, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,475
Median age43.9
Family households70%
Born outside the US0.4%
Speaks a language other than English at home0.4%
White (non-Hispanic)96.9%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino1.2%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,707
Income per person$33,929
Poverty rate8.4%
Households on SNAP or cash assistance5.6%

Household income distribution

Under $10k3.4%
$10–15k1.3%
$15–20k2.3%
$20–25k10.6%
$25–30k3.0%
$30–35k1.5%
$35–40k8.3%
$40–45k4.3%
$45–50k2.5%
$50–60k4.4%
$60–75k10.0%
$75–100k16.7%
$100–125k7.3%
$125–150k10.7%
$150–200k6.7%
$200k or more7.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,500
Mean adjusted gross income$68,160
Returns declaring $200,000 or more3.6%
Returns, under $25k27.6%
Returns, $25k–$50k22.4%
Returns, $50k–$75k15.6%
Returns, $75k–$100k12.0%
Returns, $100k–$200k18.8%
Returns, $200k or more3.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$250,700
Median gross rent$809
Rent as a share of household income23.6%
Owner-occupied89.9%
Vacant homes3.1%
Median year built1990

What the homes are

Detached house88%
Attached house1.5%
2 to 4 units3%
5 to 19 units0.5%
Mobile home6.7%
Boat, RV or van0.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$351,844as of 2026-07
Typical home value, 1 yearup 4.6%
Typical home value, 5 yearsup 43.7%
Typical home value, 10 yearsup 124.5%
Typical home value since 2000
200820172026$351,844$118,704

$141,280 in 2008 to $351,844 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.9%
Bachelor's degree or higher23.6%
High school diploma or higher90.2%
Works from home7.1%
Drives to work alone80.2%
Takes public transport0%
Commutes 45 minutes or more17.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.3% 4.9 pts above the national average of 33.4%
Diagnosed diabetes12.4% same as the national average of 12%
Currently smokes17.3% 4.1 pts above the national average of 13.2%
High blood pressure38.2% 4.1 pts above the national average of 34.1%
Fair or poor general health21.1% 0.8 pts above the national average of 20.3%
No health insurance (18–64)7.7% 3.6 pts below the national average of 11.3%
Depression24.9% 3 pts above the national average of 21.9%
No leisure-time physical activity29.4% 4 pts above the national average of 25.4%
Arthritis32.4% 7.3 pts above the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication78.9% 4.2 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening85.7% same as the national average of 85.9%
Cognitive disability17.3% 2.5 pts above the national average of 14.8%
Colorectal screening63.2% 1.1 pts below the national average of 64.3%
COPD8.9% 2.3 pts above the national average of 6.6%
Visited a dentist60.4% 0.9 pts below the national average of 61.3%
Any disability37.8% 7.1 pts above the national average of 30.7%
Lacks emotional support19.3% 5.5 pts below the national average of 24.8%
Food insecurity12% 5.1 pts below the national average of 17.1%
Received food stamps9.3% 5 pts below the national average of 14.3%
Hearing disability9.2% 2.5 pts above the national average of 6.7%
High cholesterol38.8% 2.6 pts above the national average of 36.2%
Housing insecurity10.5% 3.3 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport7.5% 1.7 pts below the national average of 9.2%
Loneliness30.7% 3.7 pts below the national average of 34.4%
Mammography use72.6% 3.3 pts below the national average of 75.9%
Poor mental health (14+ days)17.5% 0.7 pts above the national average of 16.8%
Mobility disability17.2% 3.2 pts above the national average of 14%
Poor physical health (14+ days)15.4% 1.9 pts above the national average of 13.5%
Self-care disability4% same as the national average of 4%
Utility shut-off threat7.8% 1 pts below the national average of 8.8%
Sleeps under 7 hours38.9% 2.5 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost16.3% 3.3 pts above the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments85
People employed464
Annual payroll$20,457,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 63.5% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss67.5 out of 100
Community resilience38.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm95.9Very High at its worst in this ZIP code
Drought93.1Relatively Moderate at its worst in this ZIP code
Heat wave88Relatively High at its worst in this ZIP code
Strong wind87.9Very High at its worst in this ZIP code
Wildfire84.4Relatively Low at its worst in this ZIP code
Winter weather82.6Relatively High at its worst in this ZIP code
Lightning82Relatively High at its worst in this ZIP code
Tornado77.9Relatively High at its worst in this ZIP code
Hail75.6Relatively Moderate at its worst in this ZIP code
River flooding66Relatively High at its worst in this ZIP code
Cold wave64.2Relatively High at its worst in this ZIP code
Landslide63.8Relatively Low at its worst in this ZIP code
Earthquake60.8Relatively Low at its worst in this ZIP code
Hurricane36.8Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$70,707$68,920$78,538
Income per person$33,929$38,497$43,289
Poverty rate8.4%12.6%12.4%
Median home value$250,700$215,600$303,400
Median gross rent$809$996$1,348
Homeownership89.9%67.9%65%
Bachelor's degree or higher23.6%31.9%35%
Unemployment rate2.9%4.1%5.2%
Works from home7.1%11.6%13.5%
Born outside the US0.4%4.4%13.9%
Median age43.938.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBILLINGS 1SW, MO US2.7 km away
Rain in a year46 in
Snow in a year12 in

Average high and low by month

January44.6°F / 21.9°F2.57 in rain, 4.7 in snow
February49.8°F / 25.4°F2.4 in rain, 2.5 in snow
March59°F / 33.4°F3.9 in rain, 0.9 in snow
April68.8°F / 42.6°F4.53 in rain, 0.2 in snow
May76.4°F / 53.5°F5.64 in rain
June84.9°F / 62.5°F4.44 in rain
July89.6°F / 66.6°F4.01 in rain
August89.3°F / 64.9°F3.52 in rain
September82°F / 57.1°F4.8 in rain
October70.4°F / 44.7°F3.49 in rain, 0.1 in snow
November58°F / 33.8°F3.63 in rain, 0.5 in snow
December47.6°F / 25.6°F2.85 in rain, 3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Billings R-IV School District44.8% of this ZIP code's land area
Clever R-V School District27.2% of this ZIP code's land area
Republic R-III School District13.9% of this ZIP code's land area
Hurley R-I School District10.4% of this ZIP code's land area
Marionville R-IX School District3.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability22more vulnerable than 22% of US census tracts
Socioeconomic status34more vulnerable than 34% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport28more vulnerable than 28% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

65738 Republic, MO9 km away
65631 Clever, MO9.9 km away
65705 Marionville, MO10.8 km away
65633 Crane, MO15.3 km away
65675 Hurley, MO15.4 km away
65619 Brookline, MO15.9 km away
65664 Halltown, MO16.3 km away
65612 Bois D Arc, MO17.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Christian County61.2% of this ZIP code's land area
Stone County24% of this ZIP code's land area
Greene County13.9% of this ZIP code's land area
Lawrence County0.9% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area86.51 sq mi
Water area0.12 sq mi
Population density63 people per sq mi
Latitude, longitude37.0628, -93.5476

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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