Postal Codes

65355 ZIP Code

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ZIP code 65355 covers Warsaw, Missouri, with a population of about 11,029 and a median household income of $48,109.

Population
11,02951 per square mile
Median age
57.218.5 points above the US average
Median household income
$48,10930% below the Missouri median
Poverty rate
21.9%9.5 points above the US average
Typical home value
$183,690up 4.7% in five years
Median rent
$80519% below the Missouri median
Degree or higher
13.6%21.4 points below the US average
Homeownership
84.3%19.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
237

Where 65355 is

Warsaw, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,029
Median age57.2
Family households62.8%
Born outside the US0.6%
Speaks a language other than English at home0.4%
White (non-Hispanic)91.9%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)0.1%
Hispanic or Latino2%
Veterans13.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$48,109
Income per person$27,406
Poverty rate21.9%
Households on SNAP or cash assistance15.9%

Household income distribution

Under $10k4.3%
$10–15k5.9%
$15–20k10.7%
$20–25k6.3%
$25–30k5.6%
$30–35k5.8%
$35–40k4.5%
$40–45k4.3%
$45–50k3.8%
$50–60k8.5%
$60–75k9.2%
$75–100k11.0%
$100–125k11.0%
$125–150k4.2%
$150–200k3.5%
$200k or more1.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,930
Mean adjusted gross income$52,449
Returns declaring $200,000 or more2%
Returns, under $25k39.6%
Returns, $25k–$50k23.7%
Returns, $50k–$75k14.2%
Returns, $75k–$100k9.1%
Returns, $100k–$200k11.4%
Returns, $200k or more2.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$173,400
Median gross rent$805
Owner-occupied84.3%
Vacant homes44.4%
Median year built1986

What the homes are

Detached house70.6%
Attached house0.6%
2 to 4 units1.3%
5 to 19 units1.7%
20 or more units0%
Mobile home24.7%
Boat, RV or van0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$183,690as of 2026-07
Typical home value, 1 yearup 1.2%
Typical home value, 5 yearsup 4.7%
Typical home value, 10 yearsup 82.3%
Typical home value since 2000
201220192026$188,047$79,954

$79,954 in 2012 to $183,690 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.7%
Bachelor's degree or higher13.6%
High school diploma or higher90.1%
Works from home7.5%
Drives to work alone76.7%
Takes public transport0.1%
Commutes 45 minutes or more27.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.9% 6.5 pts above the national average of 33.4%
Diagnosed diabetes18.2% 6.2 pts above the national average of 12%
Currently smokes20.6% 7.4 pts above the national average of 13.2%
High blood pressure47.8% 13.7 pts above the national average of 34.1%
Fair or poor general health27.6% 7.3 pts above the national average of 20.3%
No health insurance (18–64)9.6% 1.7 pts below the national average of 11.3%
Depression24.2% 2.3 pts above the national average of 21.9%
No leisure-time physical activity36.5% 11.1 pts above the national average of 25.4%
Arthritis40.7% 15.6 pts above the national average of 25.1%
Binge drinking12.3% 3.7 pts below the national average of 16%
Taking blood pressure medication84.2% 9.5 pts above the national average of 74.7%
Cancer (non-skin)12.6% 4.9 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease11.9% 5.7 pts above the national average of 6.2%
Routine check-up in past year82.4% 5.7 pts above the national average of 76.7%
Cholesterol screening87.2% 1.3 pts above the national average of 85.9%
Cognitive disability18.4% 3.6 pts above the national average of 14.8%
Colorectal screening65.9% 1.6 pts above the national average of 64.3%
COPD13.8% 7.2 pts above the national average of 6.6%
Visited a dentist55.9% 5.4 pts below the national average of 61.3%
Any disability45% 14.3 pts above the national average of 30.7%
Lacks emotional support19.2% 5.6 pts below the national average of 24.8%
Food insecurity15.2% 1.9 pts below the national average of 17.1%
Received food stamps13.4% 0.9 pts below the national average of 14.3%
Hearing disability13.7% 7 pts above the national average of 6.7%
High cholesterol46.1% 9.9 pts above the national average of 36.2%
Housing insecurity11.1% 2.7 pts below the national average of 13.8%
Independent living disability11.7% 3.3 pts above the national average of 8.4%
Lacks transport8.6% 0.6 pts below the national average of 9.2%
Loneliness29.3% 5.1 pts below the national average of 34.4%
Mammography use72.7% 3.2 pts below the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability24.4% 10.4 pts above the national average of 14%
Poor physical health (14+ days)19.1% 5.6 pts above the national average of 13.5%
Self-care disability5.9% 1.9 pts above the national average of 4%
Utility shut-off threat8.7% same as the national average of 8.8%
Sleeps under 7 hours36.5% same as the national average of 36.4%
Stroke5.9% 2.5 pts above the national average of 3.4%
All natural teeth lost20.6% 7.6 pts above the national average of 13%
Vision disability7.3% 1.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments237
People employed1,736
Annual payroll$53,897,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 80.1% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 8 census tracts this ZIP code covers
Expected annual loss66.4 out of 100
Community resilience21.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.6Very High at its worst in this ZIP code
Lightning96.1Very High at its worst in this ZIP code
Ice storm91Very High at its worst in this ZIP code
Landslide89.1Relatively Low at its worst in this ZIP code
Wildfire88.9Relatively Moderate at its worst in this ZIP code
Heat wave86.5Relatively High at its worst in this ZIP code
Winter weather86Very High at its worst in this ZIP code
Tornado85.9Very High at its worst in this ZIP code
River flooding83Very High at its worst in this ZIP code
Hail78.7Relatively Moderate at its worst in this ZIP code
Drought76.7Relatively Moderate at its worst in this ZIP code
Cold wave76.1Relatively High at its worst in this ZIP code
Earthquake56.7Relatively Low at its worst in this ZIP code
Hurricane35.5Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$48,109$68,920$78,538
Income per person$27,406$38,497$43,289
Poverty rate21.9%12.6%12.4%
Median home value$173,400$215,600$303,400
Median gross rent$805$996$1,348
Homeownership84.3%67.9%65%
Bachelor's degree or higher13.6%31.9%35%
Unemployment rate4.7%4.1%5.2%
Works from home7.5%11.6%13.5%
Born outside the US0.6%4.4%13.9%
Median age57.238.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTRUMAN DAM & RSVR, MO US3.3 km away
Rain in a year44 in

Average high and low by month

January42.5°F / 21.9°F1.75 in rain
February46.8°F / 25.1°F2.14 in rain
March57°F / 33.9°F3.04 in rain
April67.7°F / 43.7°F4.6 in rain
May76.1°F / 55.1°F5.52 in rain
June84.9°F / 64.9°F5.24 in rain
July89.7°F / 69.4°F4.7 in rain
August88.8°F / 67.3°F3.96 in rain
September81.6°F / 58.5°F4.11 in rain
October69.9°F / 46.3°F3.45 in rain
November57.3°F / 35.6°F3.06 in rain
December46.4°F / 26.7°F1.97 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket41% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket35% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Warsaw R-IX School District78.8% of this ZIP code's land area
Lincoln R-II School District18.5% of this ZIP code's land area
Wheatland R-II School District2.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status67more vulnerable than 67% of US census tracts
Household characteristics49more vulnerable than 49% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport54more vulnerable than 54% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

65338 Lincoln, MO18.3 km away
65326 Edwards, MO21.3 km away
65735 Quincy, MO27.3 km away
65325 Cole Camp, MO28.7 km away
65634 Cross Timbers, MO29.2 km away
65335 Ionia, MO29.2 km away
64740 Deepwater, MO30.4 km away
64763 Lowry City, MO31 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Benton County99% of this ZIP code's land area
Hickory County0.7% of this ZIP code's land area
St. Clair County0.3% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area216.1 sq mi
Water area43.06 sq mi
Population density51 people per sq mi
Latitude, longitude38.2431, -93.3819

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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