Postal Codes

64863 ZIP Code

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ZIP code 64863 covers South West City, Missouri, with a population of about 1,403 and a median household income of $38,482.

Population
1,40345 per square mile
Median age
48.19.4 points above the US average
Median household income
$38,48244% below the Missouri median
Poverty rate
22%9.6 points above the US average
Typical home value
$179,916
Median rent
$62238% below the Missouri median
Degree or higher
8%27 points below the US average
Homeownership
65.4%about the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
38

Where 64863 is

South West City, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,403
Median age48.1
Family households72.2%
Born outside the US22.2%
Speaks a language other than English at home33.7%
White (non-Hispanic)48.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino42.2%
Veterans3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$38,482
Income per person$28,098
Poverty rate22%
Households on SNAP or cash assistance26.9%

Household income distribution

Under $10k12.7%
$10–15k5.8%
$15–20k12.8%
$20–25k2.3%
$25–30k3.2%
$30–35k4.6%
$35–40k10.2%
$40–45k5.3%
$45–50k0.4%
$50–60k8.8%
$60–75k3.3%
$75–100k12.5%
$100–125k2.1%
$125–150k7.6%
$150–200k2.5%
$200k or more6.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed660
Mean adjusted gross income$47,836
Returns declaring $200,000 or more0%
Returns, under $25k34.8%
Returns, $25k–$50k34.8%
Returns, $50k–$75k13.6%
Returns, $75k–$100k7.6%
Returns, $100k–$200k9.1%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent$622
Rent as a share of household income33%
Owner-occupied65.4%
Vacant homes9.3%
Median year built1978

What the homes are

Detached house67.9%
Attached house0.6%
2 to 4 units11%
5 to 19 units4.5%
Mobile home15.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$179,916as of 2026-07
Typical home value, 1 yearup 1.8%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate9.5%
Bachelor's degree or higher8%
High school diploma or higher66.2%
Works from home8.6%
Drives to work alone77.5%
Takes public transport0%
Commutes 45 minutes or more22.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity45.1% 11.7 pts above the national average of 33.4%
Diagnosed diabetes17% 5 pts above the national average of 12%
Currently smokes23.7% 10.5 pts above the national average of 13.2%
High blood pressure39.1% 5 pts above the national average of 34.1%
Fair or poor general health34.7% 14.4 pts above the national average of 20.3%
No health insurance (18–64)23.4% 12.1 pts above the national average of 11.3%
Depression25.3% 3.4 pts above the national average of 21.9%
No leisure-time physical activity44.2% 18.8 pts above the national average of 25.4%
Arthritis29.3% 4.2 pts above the national average of 25.1%
Binge drinking14.3% 1.7 pts below the national average of 16%
Taking blood pressure medication74.9% same as the national average of 74.7%
Cancer (non-skin)6.6% 1.1 pts below the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease8.4% 2.2 pts above the national average of 6.2%
Routine check-up in past year75.8% 0.9 pts below the national average of 76.7%
Cholesterol screening78.2% 7.7 pts below the national average of 85.9%
Cognitive disability25.1% 10.3 pts above the national average of 14.8%
Colorectal screening50.9% 13.4 pts below the national average of 64.3%
COPD11.3% 4.7 pts above the national average of 6.6%
Visited a dentist42.5% 18.8 pts below the national average of 61.3%
Any disability47.6% 16.9 pts above the national average of 30.7%
Lacks emotional support24.1% 0.7 pts below the national average of 24.8%
Food insecurity31.6% 14.5 pts above the national average of 17.1%
Received food stamps25.5% 11.2 pts above the national average of 14.3%
Hearing disability10.3% 3.6 pts above the national average of 6.7%
High cholesterol38.3% 2.1 pts above the national average of 36.2%
Housing insecurity24.5% 10.7 pts above the national average of 13.8%
Independent living disability14.3% 5.9 pts above the national average of 8.4%
Lacks transport16.4% 7.2 pts above the national average of 9.2%
Loneliness36% 1.6 pts above the national average of 34.4%
Mammography use67.8% 8.1 pts below the national average of 75.9%
Poor mental health (14+ days)20.6% 3.8 pts above the national average of 16.8%
Mobility disability23.3% 9.3 pts above the national average of 14%
Poor physical health (14+ days)20.1% 6.6 pts above the national average of 13.5%
Self-care disability7.2% 3.2 pts above the national average of 4%
Utility shut-off threat16.9% 8.1 pts above the national average of 8.8%
Sleeps under 7 hours42.4% 6 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost30.2% 17.2 pts above the national average of 13%
Vision disability10.5% 4.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments38
People employed1,328
Annual payroll$63,514,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 98.8% of US census tracts
FEMA ratingVery High
Expected annual loss98.3 out of 100
Community resilience0.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding99.8Very High at its worst in this ZIP code
Strong wind99.5Very High at its worst in this ZIP code
Tornado99.3Very High at its worst in this ZIP code
Ice storm99.1Very High at its worst in this ZIP code
Heat wave95.9Relatively High at its worst in this ZIP code
Landslide95.7Relatively Moderate at its worst in this ZIP code
Wildfire94.4Relatively Moderate at its worst in this ZIP code
Lightning91.1Relatively High at its worst in this ZIP code
Cold wave90.7Relatively High at its worst in this ZIP code
Winter weather90.7Relatively High at its worst in this ZIP code
Hail82.3Relatively Moderate at its worst in this ZIP code
Earthquake59.9Relatively Low at its worst in this ZIP code
Hurricane43.6Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$38,482$68,920$78,538
Income per person$28,098$38,497$43,289
Poverty rate22%12.6%12.4%
Median home value$215,600$303,400
Median gross rent$622$996$1,348
Homeownership65.4%67.9%65%
Bachelor's degree or higher8%31.9%35%
Unemployment rate9.5%4.1%5.2%
Works from home8.6%11.6%13.5%
Born outside the US22.2%4.4%13.9%
Median age48.138.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationANDERSON 3W, MO US16 km away
Rain in a year49 in

Average high and low by month

January45.7°F / 23.5°F2.53 in rain
February50.6°F / 27°F2.42 in rain
March59.6°F / 35.4°F3.97 in rain
April68.6°F / 44.1°F5.23 in rain
May75.1°F / 54.5°F6.93 in rain
June84°F / 63.6°F5.04 in rain
July89.3°F / 68°F4.33 in rain
August89.4°F / 66.4°F3.48 in rain
September82°F / 58.5°F4.31 in rain
October70.6°F / 46.6°F3.93 in rain
November59.3°F / 35.5°F4.02 in rain
December48.7°F / 27.2°F3 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

McDonald County R-I School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability89more vulnerable than 89% of US census tracts
Socioeconomic status88more vulnerable than 88% of US census tracts
Household characteristics86more vulnerable than 86% of US census tracts
Racial and ethnic minority status70more vulnerable than 70% of US census tracts
Housing type and transport77more vulnerable than 77% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

64854 Noel, MO9.5 km away
72768 Sulphur Springs, AR14.1 km away
74345 Grove, OK14.3 km away
64847 Lanagan, MO15 km away
64868 Tiff City, MO15.3 km away
74344 Grove, OK15.9 km away
72736 Gravette, AR16.7 km away
72747 Maysville, AR16.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

McDonald County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area30.89 sq mi
Water area0.02 sq mi
Population density45 people per sq mi
Latitude, longitude36.5319, -94.5961

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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