Postal Codes

64778 ZIP Code

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ZIP code 64778 covers Richards, Missouri, with a population of about 369.

Population
3693 per square mile
Poverty rate
3.3%9.1 points below the US average
Typical home value
$255,179
Median rent
$68032% below the Missouri median
Degree or higher
23.3%11.7 points below the US average
Homeownership
88.9%23.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
9

Where 64778 is

Richards, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population369
Family households70.6%
Born outside the US0%
Speaks a language other than English at home11%
White (non-Hispanic)97.3%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans4.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$28,337
Poverty rate3.3%
Households on SNAP or cash assistance3.3%

Household income distribution

Under $10k0.0%
$10–15k2.6%
$15–20k3.9%
$20–25k0.0%
$25–30k5.9%
$30–35k14.4%
$35–40k0.7%
$40–45k5.2%
$45–50k7.2%
$50–60k11.1%
$60–75k3.9%
$75–100k30.7%
$100–125k4.6%
$125–150k7.8%
$150–200k0.0%
$200k or more2.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed220
Mean adjusted gross income$59,645
Returns declaring $200,000 or more0%
Returns, under $25k31.8%
Returns, $25k–$50k27.3%
Returns, $50k–$75k22.7%
Returns, $75k–$100k0.0%
Returns, $100k–$200k18.2%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent$680
Owner-occupied88.9%
Vacant homes23.1%
Median year built1986

What the homes are

Detached house61.3%
Mobile home38.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$255,179as of 2026-07
Typical home value, 1 yearup 14.4%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher23.3%
High school diploma or higher88.6%
Works from home22.5%
Drives to work alone73.6%
Takes public transport0%
Commutes 45 minutes or more0%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.2% 5.8 pts above the national average of 33.4%
Diagnosed diabetes15.1% 3.1 pts above the national average of 12%
Currently smokes23.3% 10.1 pts above the national average of 13.2%
High blood pressure41.6% 7.5 pts above the national average of 34.1%
Fair or poor general health28.3% 8 pts above the national average of 20.3%
No health insurance (18–64)10.8% 0.5 pts below the national average of 11.3%
Depression27.5% 5.6 pts above the national average of 21.9%
No leisure-time physical activity36.5% 11.1 pts above the national average of 25.4%
Arthritis34.1% 9 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication78.6% 3.9 pts above the national average of 74.7%
Cancer (non-skin)9.4% 1.7 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease9.7% 3.5 pts above the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening81.9% 4 pts below the national average of 85.9%
Cognitive disability22% 7.2 pts above the national average of 14.8%
Colorectal screening57% 7.3 pts below the national average of 64.3%
COPD12.6% 6 pts above the national average of 6.6%
Visited a dentist52.4% 8.9 pts below the national average of 61.3%
Any disability45.2% 14.5 pts above the national average of 30.7%
Lacks emotional support20.6% 4.2 pts below the national average of 24.8%
Food insecurity19% 1.9 pts above the national average of 17.1%
Received food stamps17.2% 2.9 pts above the national average of 14.3%
Hearing disability11.4% 4.7 pts above the national average of 6.7%
High cholesterol40.8% 4.6 pts above the national average of 36.2%
Housing insecurity14.3% 0.5 pts above the national average of 13.8%
Independent living disability13% 4.6 pts above the national average of 8.4%
Lacks transport10.9% 1.7 pts above the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use65.5% 10.4 pts below the national average of 75.9%
Poor mental health (14+ days)20% 3.2 pts above the national average of 16.8%
Mobility disability22.1% 8.1 pts above the national average of 14%
Poor physical health (14+ days)18.7% 5.2 pts above the national average of 13.5%
Self-care disability6% 2 pts above the national average of 4%
Utility shut-off threat11.3% 2.5 pts above the national average of 8.8%
Sleeps under 7 hours38.7% 2.3 pts above the national average of 36.4%
Stroke5% 1.6 pts above the national average of 3.4%
All natural teeth lost23.6% 10.6 pts above the national average of 13%
Vision disability7.5% 1.9 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments9
People employed39
Annual payroll$1,812,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 83.5% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss82.5 out of 100
Community resilience36.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought99.1Relatively High at its worst in this ZIP code
Ice storm88.4Relatively Moderate at its worst in this ZIP code
Cold wave88.2Relatively High at its worst in this ZIP code
River flooding88Relatively High at its worst in this ZIP code
Strong wind84.7Relatively High at its worst in this ZIP code
Landslide84.1Relatively Low at its worst in this ZIP code
Hail81.7Relatively Moderate at its worst in this ZIP code
Heat wave80.7Relatively High at its worst in this ZIP code
Winter weather78.8Relatively High at its worst in this ZIP code
Wildfire66.2Relatively Low at its worst in this ZIP code
Tornado64.9Relatively Moderate at its worst in this ZIP code
Lightning46.7Relatively Moderate at its worst in this ZIP code
Hurricane44.3Very Low at its worst in this ZIP code
Earthquake42.8Relatively Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$68,920$78,538
Income per person$28,337$38,497$43,289
Poverty rate3.3%12.6%12.4%
Median home value$215,600$303,400
Median gross rent$680$996$1,348
Homeownership88.9%67.9%65%
Bachelor's degree or higher23.3%31.9%35%
Unemployment rate0%4.1%5.2%
Works from home22.5%11.6%13.5%
Born outside the US0%4.4%13.9%
Median age38.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT SCOTT, KS US15.7 km away
Rain in a year44 in
Snow in a year8 in

Average high and low by month

January42°F / 21.9°F1.44 in rain, 3.9 in snow
February47.6°F / 26.4°F1.75 in rain, 1 in snow
March57.8°F / 35.3°F2.92 in rain, 0.7 in snow
April67.7°F / 45.3°F4.85 in rain, 0.1 in snow
May76.5°F / 56°F6.19 in rain
June85.9°F / 65.4°F5.74 in rain
July90.7°F / 70°F4.63 in rain
August89.8°F / 68°F3.98 in rain
September81.6°F / 59°F4.46 in rain
October69.9°F / 46.6°F3.64 in rain
November56.6°F / 35.5°F2.84 in rain, 0.4 in snow
December45.7°F / 26.5°F2.05 in rain, 2.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Nevada R-V School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics56more vulnerable than 56% of US census tracts
Racial and ethnic minority status1more vulnerable than 1% of US census tracts
Housing type and transport62more vulnerable than 62% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

64741 Deerfield, MO9.6 km away
64765 Metz, MO14.4 km away
66701 Fort Scott, KS16.6 km away
66738 Fulton, KS18.4 km away
64772 Nevada, MO19.2 km away
64771 Moundville, MO20.1 km away
64752 Hume, MO20.6 km away
66767 Prescott, KS22.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Vernon County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area114.88 sq mi
Water area1.68 sq mi
Population density3 people per sq mi
Latitude, longitude37.9061, -94.5592

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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