64654 ZIP Code
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ZIP code 64654 covers Lock Springs, Missouri, with a median household income of $106,667.
- Median household income
- $106,6671.5× the Missouri median
- Poverty rate
- 9.4%3 points below the US average
- Degree or higher
- 0%35 points below the US average
- Time zone
- Central UTC-06:00observes daylight saving time
Where 64654 is
Lock Springs, Missouri — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Born outside the US | 0% |
|---|---|
| Speaks a language other than English at home | 0% |
| White (non-Hispanic) | 79.7% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 0% |
| Veterans | 12.5% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Median household income | $106,667 |
|---|---|
| Poverty rate | 9.4% |
Housing
American Community Survey 2019–2023 five-year estimates
| Median year built | 1958 |
|---|
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Bachelor's degree or higher | 0% |
|---|---|
| High school diploma or higher | 100% |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 93.8% of US census tracts |
|---|---|
| FEMA rating | Relatively High |
| Expected annual loss | 91.8 out of 100 |
| Community resilience | 30.6 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Tornado | 98.8Very High at its worst in this ZIP code |
|---|---|
| Drought | 98.4Relatively High at its worst in this ZIP code |
| Strong wind | 96.9Very High at its worst in this ZIP code |
| Heat wave | 96.4Relatively High at its worst in this ZIP code |
| Cold wave | 95.6Very High at its worst in this ZIP code |
| Hail | 95.3Relatively High at its worst in this ZIP code |
| Landslide | 94.3Relatively Low at its worst in this ZIP code |
| Lightning | 94Relatively High at its worst in this ZIP code |
| River flooding | 93.1Relatively High at its worst in this ZIP code |
| Wildfire | 89Relatively Moderate at its worst in this ZIP code |
| Winter weather | 86.6Relatively High at its worst in this ZIP code |
| Ice storm | 70.2Relatively Moderate at its worst in this ZIP code |
| Earthquake | 42.9Relatively Low at its worst in this ZIP code |
Compared with Missouri and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | Missouri | United States | |
|---|---|---|---|
| Median household income | $106,667 | $68,920 | $78,538 |
| Income per person | — | $38,497 | $43,289 |
| Poverty rate | 9.4% | 12.6% | 12.4% |
| Median home value | — | $215,600 | $303,400 |
| Median gross rent | — | $996 | $1,348 |
| Homeownership | — | 67.9% | 65% |
| Bachelor's degree or higher | 0% | 31.9% | 35% |
| Unemployment rate | — | 4.1% | 5.2% |
| Works from home | — | 11.6% | 13.5% |
| Born outside the US | 0% | 4.4% | 13.9% |
| Median age | — | 38.9 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | CHILLICOTHE AGRI-SCI, MO US17.2 km away |
|---|---|
| Rain in a year | 40 in |
Average high and low by month
| January | 36.6°F / 18.3°F1.25 in rain |
|---|---|
| February | 42.3°F / 22.2°F1.6 in rain |
| March | 54.1°F / 32.6°F2.8 in rain |
| April | 65.6°F / 42.9°F3.84 in rain |
| May | 74.8°F / 53.5°F5.42 in rain |
| June | 83.5°F / 63.5°F5.29 in rain |
| July | 87.8°F / 67.3°F4.1 in rain |
| August | 86°F / 65.2°F4.76 in rain |
| September | 78.6°F / 55.9°F3.84 in rain |
| October | 66.8°F / 44.1°F3.25 in rain |
| November | 53°F / 32.4°F2.43 in rain |
| December | 41.2°F / 23.1°F1.7 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | None of this ZIP code |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | 100% of this ZIP code's area |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Tri-County R-VII School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 68more vulnerable than 68% of US census tracts |
|---|---|
| Socioeconomic status | 61more vulnerable than 61% of US census tracts |
| Household characteristics | 58more vulnerable than 58% of US census tracts |
| Racial and ethnic minority status | 5more vulnerable than 5% of US census tracts |
| Housing type and transport | 91more vulnerable than 91% of US census tracts |
| Walkability | 5.7 out of 20Least walkable |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 64625 Breckenridge, MO | 10.4 km away |
|---|---|
| 64664 Mooresville, MO | 12.9 km away |
| 64648 Jamesport, MO | 15 km away |
| 64686 Utica, MO | 17.4 km away |
| 64640 Gallatin, MO | 18.2 km away |
| 64601 Chillicothe, MO | 20.2 km away |
| 64644 Hamilton, MO | 22.1 km away |
| 64656 Ludlow, MO | 22.4 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Daviess County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Central (UTC-06:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.1 sq mi |
| Latitude, longitude | 39.8489, -93.7774 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.