Postal Codes

64490 ZIP Code

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ZIP code 64490 covers Stewartsville, Missouri, with a population of about 1,858 and a median household income of $79,194.

Population
1,85821 per square mile
Median age
39.60.9 points above the US average
Median household income
$79,1941.1× the Missouri median
Poverty rate
6.4%6 points below the US average
Typical home value
$277,251up 24.8% in five years
Median rent
$89111% below the Missouri median
Degree or higher
21.7%13.3 points below the US average
Homeownership
84.6%19.6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
31

Where 64490 is

Stewartsville, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,858
Median age39.6
Family households78.3%
Born outside the US0.1%
Speaks a language other than English at home0.1%
White (non-Hispanic)93.4%
Black (non-Hispanic)2.1%
Asian (non-Hispanic)0%
Hispanic or Latino1.7%
Veterans6.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$79,194
Income per person$36,813
Poverty rate6.4%
Households on SNAP or cash assistance2.2%

Household income distribution

Under $10k1.1%
$10–15k1.0%
$15–20k2.7%
$20–25k0.4%
$25–30k5.0%
$30–35k2.9%
$35–40k1.4%
$40–45k4.3%
$45–50k4.2%
$50–60k4.1%
$60–75k18.9%
$75–100k18.9%
$100–125k13.4%
$125–150k9.7%
$150–200k4.3%
$200k or more7.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed990
Mean adjusted gross income$67,569
Returns declaring $200,000 or more3%
Returns, under $25k26.3%
Returns, $25k–$50k23.2%
Returns, $50k–$75k16.2%
Returns, $75k–$100k13.1%
Returns, $100k–$200k18.2%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$203,800
Median gross rent$891
Rent as a share of household income21.1%
Owner-occupied84.6%
Vacant homes12.2%
Median year built1977

What the homes are

Detached house88.8%
Attached house0.2%
2 to 4 units3%
5 to 19 units0.9%
Mobile home7.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$277,251as of 2026-07
Typical home value, 1 yearup 7.4%
Typical home value, 5 yearsup 24.8%
Typical home value, 10 yearsup 84.8%
Typical home value since 2000
201020182026$277,251$130,670

$133,837 in 2010 to $277,251 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2%
Bachelor's degree or higher21.7%
High school diploma or higher95.9%
Works from home13%
Drives to work alone76.8%
Takes public transport0%
Commutes 45 minutes or more21.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.7% 5.3 pts above the national average of 33.4%
Diagnosed diabetes12.3% same as the national average of 12%
Currently smokes16.1% 2.9 pts above the national average of 13.2%
High blood pressure38.9% 4.8 pts above the national average of 34.1%
Fair or poor general health19.8% 0.5 pts below the national average of 20.3%
No health insurance (18–64)7.4% 3.9 pts below the national average of 11.3%
Depression24% 2.1 pts above the national average of 21.9%
No leisure-time physical activity28.4% 3 pts above the national average of 25.4%
Arthritis32.2% 7.1 pts above the national average of 25.1%
Binge drinking16% same as the national average of 16%
Taking blood pressure medication79.5% 4.8 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening86.4% 0.5 pts above the national average of 85.9%
Cognitive disability16.2% 1.4 pts above the national average of 14.8%
Colorectal screening66.2% 1.9 pts above the national average of 64.3%
COPD8.5% 1.9 pts above the national average of 6.6%
Visited a dentist61.3% same as the national average of 61.3%
Any disability36.3% 5.6 pts above the national average of 30.7%
Lacks emotional support18.6% 6.2 pts below the national average of 24.8%
Food insecurity10.8% 6.3 pts below the national average of 17.1%
Received food stamps8% 6.3 pts below the national average of 14.3%
Hearing disability9.2% 2.5 pts above the national average of 6.7%
High cholesterol39.6% 3.4 pts above the national average of 36.2%
Housing insecurity9.6% 4.2 pts below the national average of 13.8%
Independent living disability8.6% same as the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness29.1% 5.3 pts below the national average of 34.4%
Mammography use73.9% 2 pts below the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)14.8% 1.3 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat7% 1.8 pts below the national average of 8.8%
Sleeps under 7 hours35.6% 0.8 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost14.3% 1.3 pts above the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments31
People employed94
Annual payroll$4,535,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss92.5 out of 100
Community resilience48.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado98.3Very High at its worst in this ZIP code
Drought97.6Relatively High at its worst in this ZIP code
Hail95.8Relatively High at its worst in this ZIP code
Strong wind94.6Relatively High at its worst in this ZIP code
Cold wave93.4Very High at its worst in this ZIP code
River flooding90.8Very High at its worst in this ZIP code
Landslide90.4Relatively Low at its worst in this ZIP code
Wildfire89.3Relatively Moderate at its worst in this ZIP code
Heat wave85.4Relatively High at its worst in this ZIP code
Ice storm82.8Relatively Moderate at its worst in this ZIP code
Winter weather78.8Relatively High at its worst in this ZIP code
Lightning70.6Relatively High at its worst in this ZIP code
Earthquake44.2Relatively Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$79,194$68,920$78,538
Income per person$36,813$38,497$43,289
Poverty rate6.4%12.6%12.4%
Median home value$203,800$215,600$303,400
Median gross rent$891$996$1,348
Homeownership84.6%67.9%65%
Bachelor's degree or higher21.7%31.9%35%
Unemployment rate2%4.1%5.2%
Works from home13%11.6%13.5%
Born outside the US0.1%4.4%13.9%
Median age39.638.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationAMITY 4 NE, MO US17 km away
Rain in a year40 in
Snow in a year21 in

Average high and low by month

January34.4°F / 15.1°F1.05 in rain, 5.3 in snow
February39.6°F / 18.8°F1.48 in rain, 5.6 in snow
March51.8°F / 29.2°F2.47 in rain, 2 in snow
April62.9°F / 39.8°F3.89 in rain, 0.5 in snow
May72.8°F / 51.1°F5.65 in rain
June82.3°F / 61.3°F5.35 in rain
July86.5°F / 65.3°F4.64 in rain
August85.1°F / 63°F4.41 in rain
September77.7°F / 54.1°F4.03 in rain
October65.3°F / 42.1°F3.28 in rain, 0.3 in snow
November51°F / 30.3°F2.02 in rain, 1.5 in snow
December39°F / 20.5°F1.61 in rain, 5.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Stewartsville C-2 School District51.6% of this ZIP code's land area
East Buchanan County C-1 School District24.2% of this ZIP code's land area
Maysville R-I School District13.2% of this ZIP code's land area
Clinton County R-III School District10.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status38more vulnerable than 38% of US census tracts
Household characteristics54more vulnerable than 54% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport49more vulnerable than 49% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

64430 Clarksdale, MO2.7 km away
64422 Amity, MO9.5 km away
64474 Osborn, MO10.3 km away
64443 Easton, MO13.1 km away
64436 Cosby, MO16.6 km away
64459 Helena, MO18.3 km away
64469 Maysville, MO18.7 km away
64494 Union Star, MO21.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Clinton County59.9% of this ZIP code's land area
DeKalb County39.9% of this ZIP code's land area
Buchanan County0.2% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area87.1 sq mi
Water area0.36 sq mi
Population density21 people per sq mi
Latitude, longitude39.7984, -94.5175

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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