Postal Codes

64074 ZIP Code

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ZIP code 64074 covers Napoleon, Missouri, with a population of about 498 and a median household income of $106,500.

Population
49824 per square mile
Median age
53.915.2 points above the US average
Median household income
$106,5001.5× the Missouri median
Poverty rate
5.6%6.8 points below the US average
Typical home value
$321,884up 37% in five years
Degree or higher
28.4%6.6 points below the US average
Homeownership
86.2%21.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
13

Where 64074 is

Napoleon, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population498
Median age53.9
Family households71%
Born outside the US0%
Speaks a language other than English at home0.2%
White (non-Hispanic)95.8%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino1.4%
Veterans10.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$106,500
Income per person$59,702
Poverty rate5.6%
Households on SNAP or cash assistance1.4%

Household income distribution

Under $10k3.3%
$10–15k1.0%
$15–20k2.4%
$20–25k1.4%
$25–30k0.5%
$30–35k1.9%
$35–40k1.0%
$40–45k1.0%
$45–50k11.0%
$50–60k12.9%
$60–75k1.4%
$75–100k10.0%
$100–125k15.7%
$125–150k9.5%
$150–200k11.4%
$200k or more15.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed330
Mean adjusted gross income$76,012
Returns declaring $200,000 or more0%
Returns, under $25k21.2%
Returns, $25k–$50k24.2%
Returns, $50k–$75k18.2%
Returns, $75k–$100k12.1%
Returns, $100k–$200k24.2%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Owner-occupied86.2%
Vacant homes4.1%
Median year built1980

What the homes are

Detached house90%
2 to 4 units0.9%
Mobile home9.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$321,884as of 2026-07
Typical home value, 1 yearup 6.8%
Typical home value, 5 yearsup 37%
Typical home value, 10 yearsup 121.2%
Typical home value since 2000
201220192026$321,884$120,223

$122,262 in 2012 to $321,884 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.5%
Bachelor's degree or higher28.4%
High school diploma or higher96.3%
Works from home5.1%
Drives to work alone83%
Takes public transport0%
Commutes 45 minutes or more18.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.9% 6.5 pts above the national average of 33.4%
Diagnosed diabetes14.7% 2.7 pts above the national average of 12%
Currently smokes20.7% 7.5 pts above the national average of 13.2%
High blood pressure41.8% 7.7 pts above the national average of 34.1%
Fair or poor general health25.3% 5 pts above the national average of 20.3%
No health insurance (18–64)9.8% 1.5 pts below the national average of 11.3%
Depression25.3% 3.4 pts above the national average of 21.9%
No leisure-time physical activity33% 7.6 pts above the national average of 25.4%
Arthritis34.4% 9.3 pts above the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication79.4% 4.7 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year78.3% 1.6 pts above the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability19.2% 4.4 pts above the national average of 14.8%
Colorectal screening65.6% 1.3 pts above the national average of 64.3%
COPD11.4% 4.8 pts above the national average of 6.6%
Visited a dentist51.7% 9.6 pts below the national average of 61.3%
Any disability42.2% 11.5 pts above the national average of 30.7%
Lacks emotional support20% 4.8 pts below the national average of 24.8%
Food insecurity14.7% 2.4 pts below the national average of 17.1%
Received food stamps12.5% 1.8 pts below the national average of 14.3%
Hearing disability10.9% 4.2 pts above the national average of 6.7%
High cholesterol43.3% 7.1 pts above the national average of 36.2%
Housing insecurity12% 1.8 pts below the national average of 13.8%
Independent living disability10.7% 2.3 pts above the national average of 8.4%
Lacks transport8.8% same as the national average of 9.2%
Loneliness29.6% 4.8 pts below the national average of 34.4%
Mammography use71.5% 4.4 pts below the national average of 75.9%
Poor mental health (14+ days)18.2% 1.4 pts above the national average of 16.8%
Mobility disability20% 6 pts above the national average of 14%
Poor physical health (14+ days)17.3% 3.8 pts above the national average of 13.5%
Self-care disability5.1% 1.1 pts above the national average of 4%
Utility shut-off threat9.2% same as the national average of 8.8%
Sleeps under 7 hours41.2% 4.8 pts above the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost18.5% 5.5 pts above the national average of 13%
Vision disability6.2% 0.6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments13
People employed77
Annual payroll$4,907,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 87.1% of US census tracts
FEMA ratingRelatively High
Expected annual loss90.6 out of 100
Community resilience66 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave98.9Very High at its worst in this ZIP code
Landslide96.2Relatively Moderate at its worst in this ZIP code
Drought95.6Relatively Moderate at its worst in this ZIP code
Ice storm92Relatively High at its worst in this ZIP code
Strong wind92Relatively High at its worst in this ZIP code
Tornado91.6Relatively High at its worst in this ZIP code
Heat wave90.8Relatively High at its worst in this ZIP code
Hail90Relatively High at its worst in this ZIP code
River flooding83.9Relatively High at its worst in this ZIP code
Winter weather79.4Relatively High at its worst in this ZIP code
Wildfire77.2Relatively Low at its worst in this ZIP code
Lightning67.7Relatively Moderate at its worst in this ZIP code
Earthquake49.8Relatively Low at its worst in this ZIP code
Hurricane33.5Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$106,500$68,920$78,538
Income per person$59,702$38,497$43,289
Poverty rate5.6%12.6%12.4%
Median home value$215,600$303,400
Median gross rent$996$1,348
Homeownership86.2%67.9%65%
Bachelor's degree or higher28.4%31.9%35%
Unemployment rate2.5%4.1%5.2%
Works from home5.1%11.6%13.5%
Born outside the US0%4.4%13.9%
Median age53.938.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRICHMOND 3S, MO US16.7 km away
Rain in a year42 in

Average high and low by month

January37.5°F / 14.9°F1.28 in rain
February42.4°F / 19.9°F1.64 in rain
March53.9°F / 29.9°F2.73 in rain
April64.8°F / 39.8°F4.12 in rain
May74.4°F / 51.2°F6.31 in rain
June83.2°F / 61.3°F5.38 in rain
July87.2°F / 66.1°F4.92 in rain
August85.7°F / 62.5°F4.18 in rain
September78.6°F / 54.4°F4.04 in rain
October67.2°F / 41.4°F3.35 in rain
November53.1°F / 29.9°F2.41 in rain
December41.6°F / 20.6°F1.7 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Wellington-Napoleon R-IX School District77.3% of this ZIP code's land area
Odessa R-VII School District22.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability56more vulnerable than 56% of US census tracts
Socioeconomic status57more vulnerable than 57% of US census tracts
Household characteristics72more vulnerable than 72% of US census tracts
Racial and ethnic minority status12more vulnerable than 12% of US census tracts
Housing type and transport51more vulnerable than 51% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

64066 Levasy, MO5.9 km away
64097 Wellington, MO7.5 km away
64011 Bates City, MO10.3 km away
64017 Camden, MO10.8 km away
64088 Sibley, MO11 km away
64077 Orrick, MO11.8 km away
64016 Buckner, MO11.8 km away
64075 Oak Grove, MO14.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lafayette County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area20.75 sq mi
Water area0.23 sq mi
Population density24 people per sq mi
Latitude, longitude39.1140, -94.0709

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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