Postal Codes

64054 ZIP Code

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ZIP code 64054 covers Independence, Missouri, with a population of about 3,109 and a median household income of $47,639.

Population
3,1091,011 per square mile
Median age
423.3 points above the US average
Median household income
$47,63931% below the Missouri median
Poverty rate
12.2%about the US average
Typical home value
$167,078up 39% in five years
Median rent
$1,1001.1× the Missouri median
Degree or higher
21.8%13.2 points below the US average
Homeownership
65.6%0.6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
60

Where 64054 is

Independence, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,109
Median age42
Family households54.3%
Born outside the US2.5%
Speaks a language other than English at home4%
White (non-Hispanic)80.3%
Black (non-Hispanic)3.7%
Asian (non-Hispanic)1%
Hispanic or Latino8.3%
Veterans7.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$47,639
Income per person$28,135
Poverty rate12.2%
Households on SNAP or cash assistance18.5%

Household income distribution

Under $10k8.8%
$10–15k1.5%
$15–20k2.6%
$20–25k4.1%
$25–30k10.0%
$30–35k5.6%
$35–40k8.1%
$40–45k3.9%
$45–50k6.1%
$50–60k8.0%
$60–75k17.1%
$75–100k6.3%
$100–125k7.2%
$125–150k3.9%
$150–200k3.1%
$200k or more3.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,700
Mean adjusted gross income$44,521
Returns declaring $200,000 or more0%
Returns, under $25k34.7%
Returns, $25k–$50k33.5%
Returns, $50k–$75k17.1%
Returns, $75k–$100k7.6%
Returns, $100k–$200k7.1%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$98,500
Median gross rent$1,100
Rent as a share of household income23.4%
Owner-occupied65.6%
Vacant homes21%
Median year built1955

What the homes are

Detached house74%
Attached house5.9%
2 to 4 units10.5%
5 to 19 units4.4%
20 or more units1.8%
Mobile home3%
Boat, RV or van0.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$167,078as of 2026-07
Typical home value, 1 yearup 4.2%
Typical home value, 5 yearsup 39%
Typical home value, 10 yearsup 191.6%
Typical asking rent$1,474as of 2026-07
Typical home value since 2000
200020132026$167,078$42,450

$50,588 in 2000 to $167,078 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.4%
Bachelor's degree or higher21.8%
High school diploma or higher84.8%
Works from home4.9%
Drives to work alone82.1%
Takes public transport0%
Commutes 45 minutes or more7.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.9% 6.5 pts above the national average of 33.4%
Diagnosed diabetes14.6% 2.6 pts above the national average of 12%
Currently smokes23.3% 10.1 pts above the national average of 13.2%
High blood pressure39% 4.9 pts above the national average of 34.1%
Fair or poor general health29.2% 8.9 pts above the national average of 20.3%
No health insurance (18–64)13.8% 2.5 pts above the national average of 11.3%
Depression28.7% 6.8 pts above the national average of 21.9%
No leisure-time physical activity38.3% 12.9 pts above the national average of 25.4%
Arthritis31.2% 6.1 pts above the national average of 25.1%
Binge drinking16.6% 0.6 pts above the national average of 16%
Taking blood pressure medication75.8% 1.1 pts above the national average of 74.7%
Cancer (non-skin)8.2% 0.5 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease8.5% 2.3 pts above the national average of 6.2%
Routine check-up in past year75.5% 1.2 pts below the national average of 76.7%
Cholesterol screening81.4% 4.5 pts below the national average of 85.9%
Cognitive disability22.6% 7.8 pts above the national average of 14.8%
Colorectal screening59.6% 4.7 pts below the national average of 64.3%
COPD11.8% 5.2 pts above the national average of 6.6%
Visited a dentist50.3% 11 pts below the national average of 61.3%
Any disability44.5% 13.8 pts above the national average of 30.7%
Lacks emotional support23.6% 1.2 pts below the national average of 24.8%
Food insecurity22.9% 5.8 pts above the national average of 17.1%
Received food stamps19.1% 4.8 pts above the national average of 14.3%
Hearing disability10% 3.3 pts above the national average of 6.7%
High cholesterol42.5% 6.3 pts above the national average of 36.2%
Housing insecurity18.4% 4.6 pts above the national average of 13.8%
Independent living disability13.3% 4.9 pts above the national average of 8.4%
Lacks transport12.6% 3.4 pts above the national average of 9.2%
Loneliness33.7% 0.7 pts below the national average of 34.4%
Mammography use66.5% 9.4 pts below the national average of 75.9%
Poor mental health (14+ days)21.8% 5 pts above the national average of 16.8%
Mobility disability21.9% 7.9 pts above the national average of 14%
Poor physical health (14+ days)18.5% 5 pts above the national average of 13.5%
Self-care disability6.2% 2.2 pts above the national average of 4%
Utility shut-off threat13.7% 4.9 pts above the national average of 8.8%
Sleeps under 7 hours36.4% same as the national average of 36.4%
Stroke4.7% 1.3 pts above the national average of 3.4%
All natural teeth lost23.9% 10.9 pts above the national average of 13%
Vision disability7.9% 2.3 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments60
People employed557
Annual payroll$14,975,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.4% of US census tracts
FEMA ratingRelatively Low
Expected annual loss31.8 out of 100
Community resilience41.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide88.6Relatively Low at its worst in this ZIP code
Heat wave87.7Relatively High at its worst in this ZIP code
Hail86.2Relatively Moderate at its worst in this ZIP code
Tornado78.9Relatively High at its worst in this ZIP code
Cold wave55.4Relatively Moderate at its worst in this ZIP code
Strong wind44.8Relatively Low at its worst in this ZIP code
Winter weather43.2Relatively Moderate at its worst in this ZIP code
Wildfire40.8Very Low at its worst in this ZIP code
River flooding33.8Relatively Low at its worst in this ZIP code
Lightning26.4Relatively Low at its worst in this ZIP code
Ice storm23.9Very Low at its worst in this ZIP code
Earthquake21.2Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$47,639$68,920$78,538
Income per person$28,135$38,497$43,289
Poverty rate12.2%12.6%12.4%
Median home value$98,500$215,600$303,400
Median gross rent$1,100$996$1,348
Homeownership65.6%67.9%65%
Bachelor's degree or higher21.8%31.9%35%
Unemployment rate6.4%4.1%5.2%
Works from home4.9%11.6%13.5%
Born outside the US2.5%4.4%13.9%
Median age4238.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINDEPENDENCE, MO US6.9 km away
Rain in a year45 in
Snow in a year13 in

Average high and low by month

January37.6°F / 19.2°F1.5 in rain, 3.6 in snow
February43°F / 23.1°F1.86 in rain, 2.6 in snow
March54.5°F / 32.6°F2.88 in rain, 1.7 in snow
April64.6°F / 42.6°F4.43 in rain, 0.2 in snow
May73.9°F / 53.7°F5.99 in rain
June82.9°F / 63.5°F5.28 in rain
July86.9°F / 67.8°F5.11 in rain
August86°F / 65.7°F5.06 in rain
September78.4°F / 57°F4.77 in rain
October66.5°F / 45.1°F3.54 in rain, 0.4 in snow
November53°F / 33.5°F2.4 in rain, 1.2 in snow
December41.8°F / 23.9°F1.84 in rain, 3.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Independence 30 School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability52more vulnerable than 52% of US census tracts
Socioeconomic status84more vulnerable than 84% of US census tracts
Household characteristics45more vulnerable than 45% of US census tracts
Racial and ethnic minority status31more vulnerable than 31% of US census tracts
Housing type and transport21more vulnerable than 21% of US census tracts
Walkability10.9 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

64053 Independence, MO2 km away
64050 Independence, MO2.8 km away
64051 Independence, MO3 km away
64052 Independence, MO4 km away
64125 Kansas City, MO4.5 km away
64126 Kansas City, MO5.9 km away
64162 Kansas City, MO6.2 km away
64161 Kansas City, MO6.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Jackson County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area3.08 sq mi
Water area0.18 sq mi
Population density1,011 people per sq mi
Latitude, longitude39.1100, -94.4401

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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