Postal Codes

63740 ZIP Code

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ZIP code 63740 covers Chaffee, Missouri, with a population of about 5,447 and a median household income of $54,681.

Population
5,44762 per square mile
Median age
41.83.1 points above the US average
Median household income
$54,68121% below the Missouri median
Poverty rate
9.3%3.1 points below the US average
Typical home value
$144,242up 17.3% in five years
Median rent
$71328% below the Missouri median
Degree or higher
20%15 points below the US average
Homeownership
75.8%10.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
81

Where 63740 is

Chaffee, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,447
Median age41.8
Family households64.5%
Born outside the US0%
Speaks a language other than English at home0.7%
White (non-Hispanic)90.9%
Black (non-Hispanic)2.6%
Asian (non-Hispanic)0%
Hispanic or Latino1%
Veterans6.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,681
Income per person$30,172
Poverty rate9.3%
Households on SNAP or cash assistance13.4%

Household income distribution

Under $10k5.9%
$10–15k3.8%
$15–20k3.5%
$20–25k4.8%
$25–30k9.9%
$30–35k7.6%
$35–40k2.4%
$40–45k4.4%
$45–50k2.2%
$50–60k7.3%
$60–75k14.4%
$75–100k11.8%
$100–125k7.1%
$125–150k4.3%
$150–200k6.0%
$200k or more4.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,140
Mean adjusted gross income$55,772
Returns declaring $200,000 or more1.9%
Returns, under $25k31.3%
Returns, $25k–$50k28.0%
Returns, $50k–$75k15.4%
Returns, $75k–$100k10.7%
Returns, $100k–$200k12.6%
Returns, $200k or more1.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$138,900
Median gross rent$713
Rent as a share of household income28.4%
Owner-occupied75.8%
Vacant homes9.6%
Median year built1973

What the homes are

Detached house72.1%
Attached house2.3%
2 to 4 units9.9%
5 to 19 units4.1%
Mobile home11.3%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$144,242as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 17.3%
Typical home value, 10 yearsup 45.8%
Typical home value since 2000
201620212026$147,129$98,916

$98,916 in 2016 to $144,242 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher20%
High school diploma or higher87.5%
Works from home2.8%
Drives to work alone76.9%
Takes public transport0%
Commutes 45 minutes or more8.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.8% 2.4 pts above the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes17.7% 4.5 pts above the national average of 13.2%
High blood pressure37.9% 3.8 pts above the national average of 34.1%
Fair or poor general health21.3% 1 pts above the national average of 20.3%
No health insurance (18–64)8.4% 2.9 pts below the national average of 11.3%
Depression25.1% 3.2 pts above the national average of 21.9%
No leisure-time physical activity32.8% 7.4 pts above the national average of 25.4%
Arthritis31% 5.9 pts above the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease7.3% 1.1 pts above the national average of 6.2%
Routine check-up in past year78.9% 2.2 pts above the national average of 76.7%
Cholesterol screening84.4% 1.5 pts below the national average of 85.9%
Cognitive disability18% 3.2 pts above the national average of 14.8%
Colorectal screening62.5% 1.8 pts below the national average of 64.3%
COPD9.2% 2.6 pts above the national average of 6.6%
Visited a dentist58.9% 2.4 pts below the national average of 61.3%
Any disability37.7% 7 pts above the national average of 30.7%
Lacks emotional support18.5% 6.3 pts below the national average of 24.8%
Food insecurity13.2% 3.9 pts below the national average of 17.1%
Received food stamps10.4% 3.9 pts below the national average of 14.3%
Hearing disability9.2% 2.5 pts above the national average of 6.7%
High cholesterol39.1% 2.9 pts above the national average of 36.2%
Housing insecurity11.3% 2.5 pts below the national average of 13.8%
Independent living disability9.9% 1.5 pts above the national average of 8.4%
Lacks transport7.9% 1.3 pts below the national average of 9.2%
Loneliness31.1% 3.3 pts below the national average of 34.4%
Mammography use70.7% 5.2 pts below the national average of 75.9%
Poor mental health (14+ days)17.8% 1 pts above the national average of 16.8%
Mobility disability17% 3 pts above the national average of 14%
Poor physical health (14+ days)15.3% 1.8 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat8% 0.8 pts below the national average of 8.8%
Sleeps under 7 hours37.6% 1.2 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost19.6% 6.6 pts above the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments81
People employed496
Annual payroll$14,497,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 80.5% of US census tracts
FEMA ratingRelatively Moderate to Very High across the 6 census tracts this ZIP code covers
Expected annual loss86 out of 100
Community resilience58.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm95.8Very High at its worst in this ZIP code
Drought94.8Relatively Moderate at its worst in this ZIP code
Strong wind92.9Very High at its worst in this ZIP code
Landslide92.2Relatively Low at its worst in this ZIP code
Winter weather92.2Very High at its worst in this ZIP code
Heat wave91.3Relatively High at its worst in this ZIP code
Earthquake88.9Very High at its worst in this ZIP code
Cold wave83.7Relatively High at its worst in this ZIP code
Tornado82.8Very High at its worst in this ZIP code
Lightning75.1Relatively High at its worst in this ZIP code
Hail73.8Relatively High at its worst in this ZIP code
River flooding61.6Relatively High at its worst in this ZIP code
Wildfire61.2Relatively Low at its worst in this ZIP code
Hurricane43.6Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$54,681$68,920$78,538
Income per person$30,172$38,497$43,289
Poverty rate9.3%12.6%12.4%
Median home value$138,900$215,600$303,400
Median gross rent$713$996$1,348
Homeownership75.8%67.9%65%
Bachelor's degree or higher20%31.9%35%
Unemployment rate3.3%4.1%5.2%
Works from home2.8%11.6%13.5%
Born outside the US0%4.4%13.9%
Median age41.838.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCAPE GIRARDEAU MUNI AP, MO US8.9 km away
Rain in a year48 in

Average high and low by month

January43°F / 26.2°F3.51 in rain
February48.2°F / 29.7°F3.31 in rain
March58.1°F / 37.3°F4.69 in rain
April69°F / 46.8°F5.18 in rain
May78.1°F / 57.5°F5.27 in rain
June86.6°F / 65.9°F3.8 in rain
July89.2°F / 69.3°F3.87 in rain
August88.3°F / 66.4°F3.23 in rain
September81.8°F / 57.7°F3.61 in rain
October70.9°F / 46.3°F3.57 in rain
November56.8°F / 36.7°F4.25 in rain
December46.3°F / 29.8°F3.62 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket38% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Delta R-V School District49.8% of this ZIP code's land area
Chaffee R-II School District23.7% of this ZIP code's land area
Kelso C-7 School District22.8% of this ZIP code's land area
Oran R-III School District3.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability41more vulnerable than 41% of US census tracts
Socioeconomic status44more vulnerable than 44% of US census tracts
Household characteristics31more vulnerable than 31% of US census tracts
Racial and ethnic minority status5more vulnerable than 5% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability5.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

63758 Kelso, MO8 km away
63744 Delta, MO8.5 km away
63745 Dutchtown, MO9 km away
63771 Oran, MO9.8 km away
63780 Scott City, MO12 km away
63736 Benton, MO13.4 km away
63774 Perkins, MO14.4 km away
63767 Morley, MO15 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Scott County50.2% of this ZIP code's land area
Cape Girardeau County49.8% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area87.94 sq mi
Water area0.47 sq mi
Population density62 people per sq mi
Latitude, longitude37.1726, -89.6457

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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