Postal Codes

63361 ZIP Code

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ZIP code 63361 covers Montgomery City, Missouri, with a population of about 4,477 and a median household income of $54,091.

Population
4,47728 per square mile
Median age
42.53.8 points above the US average
Median household income
$54,09122% below the Missouri median
Poverty rate
16.2%3.8 points above the US average
Typical home value
$229,231up 24.7% in five years
Median rent
$72427% below the Missouri median
Degree or higher
21.7%13.3 points below the US average
Homeownership
76.1%11.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
102

Where 63361 is

Montgomery City, Missouri — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,477
Median age42.5
Family households60.1%
Born outside the US0.7%
Speaks a language other than English at home2.5%
White (non-Hispanic)90.2%
Black (non-Hispanic)3.5%
Asian (non-Hispanic)0.3%
Hispanic or Latino2.6%
Veterans9.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,091
Income per person$31,734
Poverty rate16.2%
Households on SNAP or cash assistance8.8%

Household income distribution

Under $10k8.3%
$10–15k7.7%
$15–20k4.7%
$20–25k4.0%
$25–30k2.7%
$30–35k6.1%
$35–40k4.4%
$40–45k1.2%
$45–50k3.5%
$50–60k11.6%
$60–75k10.9%
$75–100k10.9%
$100–125k10.7%
$125–150k5.0%
$150–200k6.3%
$200k or more2.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,160
Mean adjusted gross income$58,527
Returns declaring $200,000 or more2.8%
Returns, under $25k32.4%
Returns, $25k–$50k27.8%
Returns, $50k–$75k13.9%
Returns, $75k–$100k10.2%
Returns, $100k–$200k13.0%
Returns, $200k or more2.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$180,000
Median gross rent$724
Rent as a share of household income26.9%
Owner-occupied76.1%
Vacant homes11.3%
Median year built1983

What the homes are

Detached house79%
Attached house0.5%
2 to 4 units6.1%
5 to 19 units4.3%
20 or more units0.4%
Mobile home9.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$229,231as of 2026-07
Typical home value, 1 yearup 9.4%
Typical home value, 5 yearsup 24.7%
Typical home value, 10 yearsup 96%
Typical home value since 2000
200920172026$229,231$88,782

$90,495 in 2009 to $229,231 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.1%
Bachelor's degree or higher21.7%
High school diploma or higher91.4%
Works from home6.6%
Drives to work alone81.8%
Takes public transport0%
Commutes 45 minutes or more27%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.2% 3.8 pts above the national average of 33.4%
Diagnosed diabetes13.8% 1.8 pts above the national average of 12%
Currently smokes18.8% 5.6 pts above the national average of 13.2%
High blood pressure40.2% 6.1 pts above the national average of 34.1%
Fair or poor general health23.5% 3.2 pts above the national average of 20.3%
No health insurance (18–64)8.8% 2.5 pts below the national average of 11.3%
Depression25.1% 3.2 pts above the national average of 21.9%
No leisure-time physical activity32.4% 7 pts above the national average of 25.4%
Arthritis33.6% 8.5 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication79.3% 4.6 pts above the national average of 74.7%
Cancer (non-skin)9.8% 2.1 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease8.3% 2.1 pts above the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening84.2% 1.7 pts below the national average of 85.9%
Cognitive disability18.6% 3.8 pts above the national average of 14.8%
Colorectal screening62.2% 2.1 pts below the national average of 64.3%
COPD10.3% 3.7 pts above the national average of 6.6%
Visited a dentist58.9% 2.4 pts below the national average of 61.3%
Any disability39.7% 9 pts above the national average of 30.7%
Lacks emotional support19.5% 5.3 pts below the national average of 24.8%
Food insecurity14.4% 2.7 pts below the national average of 17.1%
Received food stamps12% 2.3 pts below the national average of 14.3%
Hearing disability10% 3.3 pts above the national average of 6.7%
High cholesterol40.4% 4.2 pts above the national average of 36.2%
Housing insecurity11.6% 2.2 pts below the national average of 13.8%
Independent living disability10.4% 2 pts above the national average of 8.4%
Lacks transport8.6% 0.6 pts below the national average of 9.2%
Loneliness30.3% 4.1 pts below the national average of 34.4%
Mammography use74.8% 1.1 pts below the national average of 75.9%
Poor mental health (14+ days)18% 1.2 pts above the national average of 16.8%
Mobility disability18.8% 4.8 pts above the national average of 14%
Poor physical health (14+ days)16.3% 2.8 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Utility shut-off threat8.9% same as the national average of 8.8%
Sleeps under 7 hours37.6% 1.2 pts above the national average of 36.4%
Stroke4.3% 0.9 pts above the national average of 3.4%
All natural teeth lost17.9% 4.9 pts above the national average of 13%
Vision disability5.8% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments102
People employed804
Annual payroll$30,647,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 83.2% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss82.7 out of 100
Community resilience47.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave96.5Very High at its worst in this ZIP code
Drought93.6Relatively Moderate at its worst in this ZIP code
Hail89.6Relatively High at its worst in this ZIP code
Lightning89.2Relatively High at its worst in this ZIP code
Landslide89.1Relatively Moderate at its worst in this ZIP code
Ice storm88.6Relatively High at its worst in this ZIP code
River flooding87.3Very High at its worst in this ZIP code
Strong wind87Relatively High at its worst in this ZIP code
Wildfire83.3Relatively Low at its worst in this ZIP code
Cold wave80.5Relatively High at its worst in this ZIP code
Earthquake77.1Relatively Moderate at its worst in this ZIP code
Winter weather77Relatively High at its worst in this ZIP code
Tornado69.5Relatively High at its worst in this ZIP code
Hurricane35.8Very Low at its worst in this ZIP code
Compared with Missouri and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMissouriUnited States
Median household income$54,091$68,920$78,538
Income per person$31,734$38,497$43,289
Poverty rate16.2%12.6%12.4%
Median home value$180,000$215,600$303,400
Median gross rent$724$996$1,348
Homeownership76.1%67.9%65%
Bachelor's degree or higher21.7%31.9%35%
Unemployment rate2.1%4.1%5.2%
Works from home6.6%11.6%13.5%
Born outside the US0.7%4.4%13.9%
Median age42.538.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationVANDALIA, MO US36 km away
Rain in a year41 in

Average high and low by month

January35.7°F / 18.5°F2.2 in rain
February40.8°F / 22.1°F2.27 in rain
March52.2°F / 31.4°F3.35 in rain
April64.2°F / 42°F4.23 in rain
May73.6°F / 53.2°F4.97 in rain
June82.5°F / 62.6°F5.07 in rain
July86.4°F / 66.4°F4.59 in rain
August85.1°F / 64.3°F3.37 in rain
September78.6°F / 55.8°F3.69 in rain
October66.6°F / 43.9°F2.76 in rain
November52.5°F / 32.6°F2.73 in rain
December40.5°F / 23.7°F2.04 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket45% of this ZIP code's area
Far from a supermarket45% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Montgomery County R-II School District81.2% of this ZIP code's land area
North Callaway County R-I School District13.5% of this ZIP code's land area
Wellsville-Middletown R-I School District4.3% of this ZIP code's land area
Gasconade County R-I School District1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status13more vulnerable than 13% of US census tracts
Housing type and transport65more vulnerable than 65% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

63363 New Florence, MO9.2 km away
63384 Wellsville, MO11.4 km away
63333 Bellflower, MO13.9 km away
63350 High Hill, MO15.8 km away
63359 Middletown, MO17.1 km away
65264 Martinsburg, MO18.4 km away
63351 Jonesburg, MO21.8 km away
65069 Rhineland, MO21.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Montgomery County76% of this ZIP code's land area
Callaway County24% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area160.97 sq mi
Water area1.15 sq mi
Population density28 people per sq mi
Latitude, longitude38.9839, -91.5085

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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