Postal Codes

62864 ZIP Code

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ZIP code 62864 covers Mount Vernon, Illinois, with a population of about 23,061 and a median household income of $58,082.

Population
23,061161 per square mile
Median age
412.3 points above the US average
Median household income
$58,08229% below the Illinois median
Poverty rate
14.6%2.2 points above the US average
Typical home value
$137,642up 23.2% in five years
Median rent
$88228% below the Illinois median
Degree or higher
21.1%13.9 points below the US average
Homeownership
66%1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
761

Where 62864 is

Mount Vernon, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,061
Median age41
Family households62.5%
Born outside the US2.4%
Speaks a language other than English at home2.7%
White (non-Hispanic)82.5%
Black (non-Hispanic)7.7%
Asian (non-Hispanic)1.3%
Hispanic or Latino3.1%
Veterans8.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,082
Income per person$33,111
Poverty rate14.6%
Households on SNAP or cash assistance19.7%

Household income distribution

Under $10k5.7%
$10–15k3.3%
$15–20k4.6%
$20–25k6.3%
$25–30k4.8%
$30–35k5.7%
$35–40k3.8%
$40–45k3.3%
$45–50k4.3%
$50–60k9.5%
$60–75k11.3%
$75–100k12.7%
$100–125k9.1%
$125–150k4.4%
$150–200k6.2%
$200k or more4.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,450
Mean adjusted gross income$65,319
Returns declaring $200,000 or more3.3%
Returns, under $25k32.3%
Returns, $25k–$50k26.5%
Returns, $50k–$75k15.0%
Returns, $75k–$100k9.6%
Returns, $100k–$200k13.2%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$117,600
Median gross rent$882
Rent as a share of household income25%
Owner-occupied66%
Vacant homes12.4%
Median year built1974

What the homes are

Detached house70.5%
Attached house0.9%
2 to 4 units5.6%
5 to 19 units8.2%
20 or more units2.9%
Mobile home11.9%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$137,642as of 2026-07
Typical home value, 1 yearup 6.4%
Typical home value, 5 yearsup 23.2%
Typical home value, 10 yearsdown 7.4%
Typical asking rent$918as of 2026-07
Typical home value since 2000
200920172026$180,020$101,114

$105,510 in 2009 to $137,642 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.3%
Bachelor's degree or higher21.1%
High school diploma or higher94%
Works from home4%
Drives to work alone81.6%
Takes public transport0.3%
Commutes 45 minutes or more6.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.9% 6.5 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes16.1% 2.9 pts above the national average of 13.2%
High blood pressure38.9% 4.8 pts above the national average of 34.1%
Fair or poor general health21.5% 1.2 pts above the national average of 20.3%
No health insurance (18–64)8.3% 3 pts below the national average of 11.3%
Depression23% 1.1 pts above the national average of 21.9%
No leisure-time physical activity25.7% same as the national average of 25.4%
Arthritis30.3% 5.2 pts above the national average of 25.1%
Binge drinking17.3% 1.3 pts above the national average of 16%
Taking blood pressure medication77.8% 3.1 pts above the national average of 74.7%
Cancer (non-skin)9.5% 1.8 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening86.4% 0.5 pts above the national average of 85.9%
Cognitive disability14.8% same as the national average of 14.8%
Colorectal screening64.1% same as the national average of 64.3%
COPD9% 2.4 pts above the national average of 6.6%
Visited a dentist59.7% 1.6 pts below the national average of 61.3%
Any disability33% 2.3 pts above the national average of 30.7%
Lacks emotional support25% same as the national average of 24.8%
Food insecurity16.6% 0.5 pts below the national average of 17.1%
Received food stamps17.2% 2.9 pts above the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Housing insecurity13% 0.8 pts below the national average of 13.8%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Lacks transport8.9% same as the national average of 9.2%
Loneliness33.8% 0.6 pts below the national average of 34.4%
Mammography use71.2% 4.7 pts below the national average of 75.9%
Poor mental health (14+ days)17.9% 1.1 pts above the national average of 16.8%
Mobility disability16.2% 2.2 pts above the national average of 14%
Poor physical health (14+ days)14.8% 1.3 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat8.9% same as the national average of 8.8%
Sleeps under 7 hours37.5% 1.1 pts above the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost15.2% 2.2 pts above the national average of 13%
Vision disability5.6% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments761
People employed17,837
Annual payroll$890,401,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 86.2% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss87.3 out of 100
Community resilience70.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind97.5Very High at its worst in this ZIP code
Winter weather95.5Very High at its worst in this ZIP code
Earthquake94Very High at its worst in this ZIP code
Tornado89.1Very High at its worst in this ZIP code
Drought88.5Relatively Moderate at its worst in this ZIP code
Heat wave87.6Relatively High at its worst in this ZIP code
Hail86.6Relatively High at its worst in this ZIP code
Landslide85.4Relatively Low at its worst in this ZIP code
Cold wave77.9Relatively High at its worst in this ZIP code
River flooding68.7Relatively High at its worst in this ZIP code
Lightning67.8Relatively High at its worst in this ZIP code
Ice storm57.2Relatively Moderate at its worst in this ZIP code
Wildfire53.8Very Low at its worst in this ZIP code
Hurricane42.2Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$58,082$81,702$78,538
Income per person$33,111$45,104$43,289
Poverty rate14.6%11.7%12.4%
Median home value$117,600$250,500$303,400
Median gross rent$882$1,227$1,348
Homeownership66%66.8%65%
Bachelor's degree or higher21.1%37.2%35%
Unemployment rate7.3%5.8%5.2%
Works from home4%14%13.5%
Born outside the US2.4%14.4%13.9%
Median age4138.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMT VERNON 3 NE, IL US6.1 km away
Rain in a year45 in
Snow in a year10 in

Average high and low by month

January38.5°F / 21.7°F2.6 in rain, 3.2 in snow
February43.6°F / 25°F2.62 in rain, 3.1 in snow
March53.6°F / 33.8°F4 in rain, 1 in snow
April64.9°F / 44.1°F4.96 in rain
May73.8°F / 55°F5.06 in rain
June82.4°F / 63.7°F4.84 in rain
July85.7°F / 67.3°F3.78 in rain
August84.8°F / 64.8°F3.33 in rain
September78.6°F / 56.7°F3.37 in rain
October67.5°F / 44.7°F3.53 in rain, 0.2 in snow
November53.7°F / 34.2°F3.99 in rain, 0.4 in snow
December42.9°F / 26.1°F2.89 in rain, 2.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket43% of this ZIP code's area
Far from a supermarket51% of this ZIP code's area
No vehicle and far from a supermarket42% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 8 school districts, so the address decides which one, not the ZIP code.

Mount Vernon Township High School District 20144.9% of this ZIP code's land area
Field Community Consolidated School District 310.9% of this ZIP code's land area
Spring Garden Community Consolidated School District 1786.8% of this ZIP code's land area
McClellan Community Consolidated School District 126.5% of this ZIP code's land area
Rome Community Consolidated School District 26.5% of this ZIP code's land area
Mount Vernon School District 804.5% of this ZIP code's land area
Woodlawn Unit District 209 (KG-8) in Mount Vernon4% of this ZIP code's land area
Summersville School District 792.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status44more vulnerable than 44% of US census tracts
Household characteristics67more vulnerable than 67% of US census tracts
Racial and ethnic minority status19more vulnerable than 19% of US census tracts
Housing type and transport65more vulnerable than 65% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

62889 Texico, IL12.5 km away
62872 Opdyke, IL12.7 km away
62816 Bonnie, IL13.3 km away
62830 Dix, IL13.8 km away
62814 Bluford, IL13.8 km away
62898 Woodlawn, IL16.1 km away
62894 Waltonville, IL16.4 km away
62866 Nason, IL17.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Jefferson County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area142.98 sq mi
Water area0.64 sq mi
Population density161 people per sq mi
Latitude, longitude38.3170, -88.9105

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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