Postal Codes

61545 ZIP Code

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ZIP code 61545 covers Lowpoint, Illinois, with a population of about 814 and a median household income of $75,822.

Population
81430 per square mile
Median age
38.5about the US average
Median household income
$75,8227% below the Illinois median
Poverty rate
13.4%1 points above the US average
Typical home value
$211,817up 25.6% in five years
Median rent
$1,266about the Illinois median
Degree or higher
28%7 points below the US average
Homeownership
94.7%29.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
14

Where 61545 is

Lowpoint, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population814
Median age38.5
Family households66.8%
Born outside the US9.5%
Speaks a language other than English at home1.2%
White (non-Hispanic)97.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino1.1%
Veterans6.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$75,822
Income per person$36,095
Poverty rate13.4%
Households on SNAP or cash assistance6.1%

Household income distribution

Under $10k14.2%
$10–15k0.0%
$15–20k2.5%
$20–25k2.2%
$25–30k0.8%
$30–35k1.1%
$35–40k4.7%
$40–45k8.7%
$45–50k1.7%
$50–60k0.0%
$60–75k7.3%
$75–100k29.3%
$100–125k8.7%
$125–150k6.4%
$150–200k6.7%
$200k or more5.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed350
Mean adjusted gross income$76,137
Returns declaring $200,000 or more5.7%
Returns, under $25k28.6%
Returns, $25k–$50k20.0%
Returns, $50k–$75k17.1%
Returns, $75k–$100k11.4%
Returns, $100k–$200k17.1%
Returns, $200k or more5.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$188,400
Median gross rent$1,266
Rent as a share of household income51%
Owner-occupied94.7%
Vacant homes3.5%
Median year built1959

What the homes are

Detached house98.4%
Attached house1.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$211,817as of 2026-07
Typical home value, 1 yearup 11.4%
Typical home value, 5 yearsup 25.6%
Typical home value since 2000
201820222026$211,817$132,515

$132,515 in 2018 to $211,817 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.7%
Bachelor's degree or higher28%
High school diploma or higher99.1%
Works from home5.1%
Drives to work alone81.8%
Takes public transport0%
Commutes 45 minutes or more21%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.5% 6.1 pts above the national average of 33.4%
Diagnosed diabetes12.2% same as the national average of 12%
Currently smokes14.7% 1.5 pts above the national average of 13.2%
High blood pressure37.7% 3.6 pts above the national average of 34.1%
Fair or poor general health18.3% 2 pts below the national average of 20.3%
No health insurance (18–64)6.7% 4.6 pts below the national average of 11.3%
Depression21.7% same as the national average of 21.9%
No leisure-time physical activity22.4% 3 pts below the national average of 25.4%
Arthritis29% 3.9 pts above the national average of 25.1%
Binge drinking18.7% 2.7 pts above the national average of 16%
Taking blood pressure medication77.6% 2.9 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease7.1% 0.9 pts above the national average of 6.2%
Routine check-up in past year78.7% 2 pts above the national average of 76.7%
Cholesterol screening88% 2.1 pts above the national average of 85.9%
Cognitive disability12.8% 2 pts below the national average of 14.8%
Colorectal screening65% 0.7 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist62% 0.7 pts above the national average of 61.3%
Any disability29.3% 1.4 pts below the national average of 30.7%
Lacks emotional support23.4% 1.4 pts below the national average of 24.8%
Food insecurity11.4% 5.7 pts below the national average of 17.1%
Received food stamps10.6% 3.7 pts below the national average of 14.3%
Hearing disability7.5% 0.8 pts above the national average of 6.7%
High cholesterol39.3% 3.1 pts above the national average of 36.2%
Housing insecurity9.3% 4.5 pts below the national average of 13.8%
Independent living disability7.6% 0.8 pts below the national average of 8.4%
Lacks transport6.3% 2.9 pts below the national average of 9.2%
Loneliness31.7% 2.7 pts below the national average of 34.4%
Mammography use70.2% 5.7 pts below the national average of 75.9%
Poor mental health (14+ days)16.1% 0.7 pts below the national average of 16.8%
Mobility disability13.5% 0.5 pts below the national average of 14%
Poor physical health (14+ days)13.6% same as the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat6% 2.8 pts below the national average of 8.8%
Sleeps under 7 hours34.1% 2.3 pts below the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost16% 3 pts above the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments14
People employed52
Annual payroll$1,977,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 71.8% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss68.8 out of 100
Community resilience94 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought97.7Relatively High at its worst in this ZIP code
Landslide93Relatively Low at its worst in this ZIP code
Cold wave88.8Relatively High at its worst in this ZIP code
River flooding83.5Relatively High at its worst in this ZIP code
Strong wind80.4Relatively Moderate at its worst in this ZIP code
Tornado71.1Relatively Moderate at its worst in this ZIP code
Winter weather64.4Relatively Moderate at its worst in this ZIP code
Ice storm64.1Relatively Low at its worst in this ZIP code
Earthquake60.4Relatively Low at its worst in this ZIP code
Hail56.2Relatively Low at its worst in this ZIP code
Heat wave54.5Relatively Low at its worst in this ZIP code
Lightning41.6Relatively Low at its worst in this ZIP code
Wildfire40Very Low at its worst in this ZIP code
Hurricane34.8Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$75,822$81,702$78,538
Income per person$36,095$45,104$43,289
Poverty rate13.4%11.7%12.4%
Median home value$188,400$250,500$303,400
Median gross rent$1,266$1,227$1,348
Homeownership94.7%66.8%65%
Bachelor's degree or higher28%37.2%35%
Unemployment rate8.7%5.8%5.2%
Works from home5.1%14%13.5%
Born outside the US9.5%14.4%13.9%
Median age38.538.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLACON, IL US15.9 km away
Rain in a year38 in
Snow in a year25 in

Average high and low by month

January33.8°F / 18°F2.07 in rain, 8.1 in snow
February38.3°F / 21.5°F2.06 in rain, 6.2 in snow
March51.4°F / 31.3°F2.65 in rain, 3.2 in snow
April64.5°F / 41.4°F4 in rain, 0.7 in snow
May75°F / 51.7°F4.76 in rain
June84.4°F / 61.2°F4.29 in rain
July87°F / 65.1°F3.97 in rain
August85.6°F / 63°F3.33 in rain
September79.6°F / 55.1°F3.3 in rain
October66.6°F / 43.5°F3.16 in rain, 0.1 in snow
November51.2°F / 32.6°F2.63 in rain, 1.1 in snow
December38.3°F / 23.2°F2.17 in rain, 5.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Lowpoint-Washburn Community Unit School District 2171.5% of this ZIP code's land area
Metamora Community Consolidated School District 114.3% of this ZIP code's land area
County of Woodford School14.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability44more vulnerable than 44% of US census tracts
Socioeconomic status56more vulnerable than 56% of US census tracts
Household characteristics82more vulnerable than 82% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport22more vulnerable than 22% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

61570 Washburn, IL8.3 km away
61562 Rome, IL11.5 km away
61652 Peoria, IL11.7 km away
61548 Metamora, IL11.7 km away
61523 Chillicothe, IL11.7 km away
61540 Lacon, IL16 km away
61541 La Rose, IL16.1 km away
61561 Roanoke, IL16.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Woodford County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area27.01 sq mi
Population density30 people per sq mi
Latitude, longitude40.8793, -89.3703

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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