Postal Codes

61109 ZIP Code

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ZIP code 61109 covers Rockford, Illinois, with a population of about 26,714 and a median household income of $61,702.

Population
26,714693 per square mile
Median age
34.83.9 points below the US average
Median household income
$61,70224% below the Illinois median
Poverty rate
18.5%6.1 points above the US average
Typical home value
$195,906up 63.2% in five years
Median rent
$91625% below the Illinois median
Degree or higher
17.9%17.1 points below the US average
Homeownership
62.5%2.5 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
609

Where 61109 is

Rockford, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,714
Median age34.8
Family households61%
Born outside the US12.8%
Speaks a language other than English at home20.6%
White (non-Hispanic)56.8%
Black (non-Hispanic)12.9%
Asian (non-Hispanic)5%
Hispanic or Latino20.7%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,702
Income per person$31,394
Poverty rate18.5%
Households on SNAP or cash assistance22.7%

Household income distribution

Under $10k6.1%
$10–15k5.2%
$15–20k3.6%
$20–25k4.1%
$25–30k5.1%
$30–35k4.1%
$35–40k4.8%
$40–45k3.4%
$45–50k3.8%
$50–60k7.2%
$60–75k14.0%
$75–100k14.7%
$100–125k8.2%
$125–150k5.8%
$150–200k6.9%
$200k or more2.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,610
Mean adjusted gross income$53,088
Returns declaring $200,000 or more1.5%
Returns, under $25k32.5%
Returns, $25k–$50k29.8%
Returns, $50k–$75k16.0%
Returns, $75k–$100k9.6%
Returns, $100k–$200k10.5%
Returns, $200k or more1.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$124,900
Median gross rent$916
Rent as a share of household income28.7%
Owner-occupied62.5%
Vacant homes6.7%
Median year built1974

What the homes are

Detached house69.1%
Attached house2.4%
2 to 4 units5.2%
5 to 19 units16.8%
20 or more units4.5%
Mobile home1.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$195,906as of 2026-07
Typical home value, 1 yearup 11.3%
Typical home value, 5 yearsup 63.2%
Typical home value, 10 yearsup 159.9%
Typical asking rent$1,149as of 2026-07
Typical home value since 2000
200020132026$195,906$63,102

$63,102 in 2000 to $195,906 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.7%
Bachelor's degree or higher17.9%
High school diploma or higher84.8%
Works from home5.4%
Drives to work alone81.7%
Takes public transport0.2%
Commutes 45 minutes or more9.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.6% 9.2 pts above the national average of 33.4%
Diagnosed diabetes13.9% 1.9 pts above the national average of 12%
Currently smokes17% 3.8 pts above the national average of 13.2%
High blood pressure36.9% 2.8 pts above the national average of 34.1%
Fair or poor general health24% 3.7 pts above the national average of 20.3%
No health insurance (18–64)13% 1.7 pts above the national average of 11.3%
Depression22.8% 0.9 pts above the national average of 21.9%
No leisure-time physical activity28.5% 3.1 pts above the national average of 25.4%
Arthritis27.6% 2.5 pts above the national average of 25.1%
Binge drinking16.9% 0.9 pts above the national average of 16%
Taking blood pressure medication76.1% 1.4 pts above the national average of 74.7%
Cancer (non-skin)7.6% same as the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year77.5% 0.8 pts above the national average of 76.7%
Cholesterol screening84.5% 1.4 pts below the national average of 85.9%
Cognitive disability16% 1.2 pts above the national average of 14.8%
Colorectal screening58.9% 5.4 pts below the national average of 64.3%
COPD8.5% 1.9 pts above the national average of 6.6%
Visited a dentist55.7% 5.6 pts below the national average of 61.3%
Any disability34.1% 3.4 pts above the national average of 30.7%
Lacks emotional support28.3% 3.5 pts above the national average of 24.8%
Food insecurity22% 4.9 pts above the national average of 17.1%
Received food stamps21.2% 6.9 pts above the national average of 14.3%
Hearing disability7.4% 0.7 pts above the national average of 6.7%
High cholesterol37.3% 1.1 pts above the national average of 36.2%
Housing insecurity17% 3.2 pts above the national average of 13.8%
Independent living disability10.2% 1.8 pts above the national average of 8.4%
Lacks transport11% 1.8 pts above the national average of 9.2%
Loneliness35.8% 1.4 pts above the national average of 34.4%
Mammography use68.9% 7 pts below the national average of 75.9%
Poor mental health (14+ days)18.5% 1.7 pts above the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.9% 0.9 pts above the national average of 4%
Utility shut-off threat10.8% 2 pts above the national average of 8.8%
Sleeps under 7 hours37.7% 1.3 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost15.9% 2.9 pts above the national average of 13%
Vision disability6.7% 1.1 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments609
People employed18,907
Annual payroll$1,036,828,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 48.6% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 12 census tracts this ZIP code covers
Expected annual loss55.1 out of 100
Community resilience58.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail83.1Relatively High at its worst in this ZIP code
Cold wave81.2Relatively High at its worst in this ZIP code
Strong wind77.7Relatively High at its worst in this ZIP code
Tornado77.3Relatively High at its worst in this ZIP code
Drought75.4Relatively Moderate at its worst in this ZIP code
Landslide66.2Very Low at its worst in this ZIP code
Ice storm59.9Relatively Moderate at its worst in this ZIP code
Lightning53.2Relatively Moderate at its worst in this ZIP code
Winter weather52.9Relatively Moderate at its worst in this ZIP code
River flooding52.4Relatively High at its worst in this ZIP code
Earthquake44.6Relatively Low at its worst in this ZIP code
Wildfire44.1Very Low at its worst in this ZIP code
Heat wave34.3Relatively Low at its worst in this ZIP code
Hurricane19.2Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$61,702$81,702$78,538
Income per person$31,394$45,104$43,289
Poverty rate18.5%11.7%12.4%
Median home value$124,900$250,500$303,400
Median gross rent$916$1,227$1,348
Homeownership62.5%66.8%65%
Bachelor's degree or higher17.9%37.2%35%
Unemployment rate7.7%5.8%5.2%
Works from home5.4%14%13.5%
Born outside the US12.8%14.4%13.9%
Median age34.838.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationROCKFORD GTR ROCKFORD AP, IL US4.3 km away
Rain in a year37 in
Snow in a year37 in

Average high and low by month

January29.1°F / 14.5°F1.6 in rain, 10.9 in snow
February33.4°F / 17.8°F1.63 in rain, 8.5 in snow
March46.5°F / 28.1°F2.4 in rain, 4.9 in snow
April59.7°F / 38.5°F3.75 in rain, 0.9 in snow
May71.2°F / 49.5°F4.18 in rain
June80.7°F / 59.6°F5.23 in rain
July83.9°F / 63.6°F3.81 in rain
August82°F / 61.8°F4.19 in rain
September75.3°F / 53.5°F3.62 in rain
October62.3°F / 41.8°F2.63 in rain, 0.2 in snow
November47.1°F / 30.5°F2.27 in rain, 2.3 in snow
December34.3°F / 20.2°F1.93 in rain, 9.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket26% of this ZIP code's area
Far from a supermarket69% of this ZIP code's area
No vehicle and far from a supermarket31% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Rockford School District 20588.6% of this ZIP code's land area
Meridian Community Unit School District 22311.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability38more vulnerable than 38% of US census tracts
Socioeconomic status51more vulnerable than 51% of US census tracts
Household characteristics41more vulnerable than 41% of US census tracts
Racial and ethnic minority status42more vulnerable than 42% of US census tracts
Housing type and transport22more vulnerable than 22% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

61108 Rockford, IL4.5 km away
61104 Rockford, IL4.8 km away
61107 Rockford, IL7 km away
61105 Rockford, IL7 km away
61016 Cherry Valley, IL7.4 km away
61102 Rockford, IL7.4 km away
61112 Rockford, IL7.4 km away
61103 Rockford, IL9.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Winnebago County96.7% of this ZIP code's land area
Ogle County3.3% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area38.52 sq mi
Water area0.48 sq mi
Population density693 people per sq mi
Latitude, longitude42.2166, -89.0512

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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