Postal Codes

61054 ZIP Code

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ZIP code 61054 covers Mount Morris, Illinois, with a population of about 3,617 and a median household income of $43,852.

Population
3,61787 per square mile
Median age
48.29.5 points above the US average
Median household income
$43,85246% below the Illinois median
Poverty rate
18.3%5.9 points above the US average
Typical home value
$155,789up 36.2% in five years
Degree or higher
19.1%15.9 points below the US average
Homeownership
67.4%2.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
54

Where 61054 is

Mount Morris, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,617
Median age48.2
Family households47.9%
Born outside the US5.7%
Speaks a language other than English at home4%
White (non-Hispanic)92.8%
Black (non-Hispanic)1.5%
Asian (non-Hispanic)0.2%
Hispanic or Latino2.2%
Veterans13.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$43,852
Income per person$26,148
Poverty rate18.3%
Households on SNAP or cash assistance23%

Household income distribution

Under $10k7.0%
$10–15k1.1%
$15–20k15.6%
$20–25k8.3%
$25–30k7.3%
$30–35k1.1%
$35–40k4.8%
$40–45k8.1%
$45–50k3.1%
$50–60k3.3%
$60–75k15.9%
$75–100k12.0%
$100–125k4.0%
$125–150k8.4%
$150–200k0.0%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,680
Mean adjusted gross income$55,972
Returns declaring $200,000 or more2.4%
Returns, under $25k32.1%
Returns, $25k–$50k25.6%
Returns, $50k–$75k16.1%
Returns, $75k–$100k10.1%
Returns, $100k–$200k13.7%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$118,500
Rent as a share of household income28%
Owner-occupied67.4%
Vacant homes2.5%
Median year built1960

What the homes are

Detached house68.7%
Attached house4.1%
2 to 4 units3.5%
5 to 19 units1.1%
20 or more units13.7%
Mobile home9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$155,789as of 2026-07
Typical home value, 1 yearup 6.9%
Typical home value, 5 yearsup 36.2%
Typical home value, 10 yearsup 120.3%
Typical home value since 2000
200920172026$155,789$70,709

$98,845 in 2009 to $155,789 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.5%
Bachelor's degree or higher19.1%
High school diploma or higher82%
Works from home5.7%
Drives to work alone70.6%
Takes public transport0.5%
Commutes 45 minutes or more8.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.6% 9.2 pts above the national average of 33.4%
Diagnosed diabetes14.8% 2.8 pts above the national average of 12%
Currently smokes16.9% 3.7 pts above the national average of 13.2%
High blood pressure41.9% 7.8 pts above the national average of 34.1%
Fair or poor general health24.2% 3.9 pts above the national average of 20.3%
No health insurance (18–64)9.8% 1.5 pts below the national average of 11.3%
Depression22.9% 1 pts above the national average of 21.9%
No leisure-time physical activity28.7% 3.3 pts above the national average of 25.4%
Arthritis33.5% 8.4 pts above the national average of 25.1%
Binge drinking16.2% same as the national average of 16%
Taking blood pressure medication80% 5.3 pts above the national average of 74.7%
Cancer (non-skin)10.9% 3.2 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease9.4% 3.2 pts above the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening86.8% 0.9 pts above the national average of 85.9%
Cognitive disability15.6% 0.8 pts above the national average of 14.8%
Colorectal screening63.9% same as the national average of 64.3%
COPD11% 4.4 pts above the national average of 6.6%
Visited a dentist59.1% 2.2 pts below the national average of 61.3%
Any disability36.6% 5.9 pts above the national average of 30.7%
Lacks emotional support23.9% 0.9 pts below the national average of 24.8%
Food insecurity16.5% 0.6 pts below the national average of 17.1%
Received food stamps17.3% 3 pts above the national average of 14.3%
Hearing disability10% 3.3 pts above the national average of 6.7%
High cholesterol40.5% 4.3 pts above the national average of 36.2%
Housing insecurity12% 1.8 pts below the national average of 13.8%
Independent living disability10.8% 2.4 pts above the national average of 8.4%
Lacks transport8.5% 0.7 pts below the national average of 9.2%
Loneliness32.3% 2.1 pts below the national average of 34.4%
Mammography use70.5% 5.4 pts below the national average of 75.9%
Poor mental health (14+ days)17.4% 0.6 pts above the national average of 16.8%
Mobility disability19.5% 5.5 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability5.2% 1.2 pts above the national average of 4%
Utility shut-off threat8% 0.8 pts below the national average of 8.8%
Sleeps under 7 hours35.6% 0.8 pts below the national average of 36.4%
Stroke4.9% 1.5 pts above the national average of 3.4%
All natural teeth lost24.3% 11.3 pts above the national average of 13%
Vision disability6.5% 0.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments54
People employed559
Annual payroll$19,039,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 80.4% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss84.1 out of 100
Community resilience78.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail94.9Relatively High at its worst in this ZIP code
Drought94.5Relatively Moderate at its worst in this ZIP code
Strong wind92.5Relatively High at its worst in this ZIP code
Cold wave92Relatively High at its worst in this ZIP code
Tornado91.3Very High at its worst in this ZIP code
Landslide86.3Relatively Low at its worst in this ZIP code
River flooding86.1Very High at its worst in this ZIP code
Ice storm78.1Relatively Moderate at its worst in this ZIP code
Earthquake59.8Relatively Low at its worst in this ZIP code
Lightning59.6Relatively Moderate at its worst in this ZIP code
Wildfire47.6Very Low at its worst in this ZIP code
Winter weather39.9Relatively Low at its worst in this ZIP code
Heat wave33.7Relatively Low at its worst in this ZIP code
Hurricane27.3Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$43,852$81,702$78,538
Income per person$26,148$45,104$43,289
Poverty rate18.3%11.7%12.4%
Median home value$118,500$250,500$303,400
Median gross rent$1,227$1,348
Homeownership67.4%66.8%65%
Bachelor's degree or higher19.1%37.2%35%
Unemployment rate3.5%5.8%5.2%
Works from home5.7%14%13.5%
Born outside the US5.7%14.4%13.9%
Median age48.238.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPOLO 5NW, IL US14.3 km away
Rain in a year40 in

Average high and low by month

January30.1°F / 13.3°F1.94 in rain
February34.7°F / 16.8°F1.95 in rain
March47.8°F / 27.5°F2.79 in rain
April61.1°F / 37.7°F3.85 in rain
May73°F / 49.3°F4.72 in rain
June82°F / 59°F5.07 in rain
July84.5°F / 61.6°F4.4 in rain
August82.8°F / 59.2°F3.71 in rain
September76.8°F / 51.2°F3.59 in rain
October63.9°F / 40.3°F3.21 in rain
November48.2°F / 29.3°F2.65 in rain
December35.1°F / 19.2°F2.14 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket63% of this ZIP code's area
Far from a supermarket63% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Oregon Community Unit School District 22091.6% of this ZIP code's land area
Byron Community Unit School District 2264.1% of this ZIP code's land area
Forrestville Valley Community Unit School District 2213.1% of this ZIP code's land area
Polo Community Unit School District 2221.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability56more vulnerable than 56% of US census tracts
Socioeconomic status32more vulnerable than 32% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status16more vulnerable than 16% of US census tracts
Housing type and transport73more vulnerable than 73% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

61061 Oregon, IL8.6 km away
61047 Leaf River, IL12.1 km away
61030 Forreston, IL14.8 km away
61064 Polo, IL15 km away
61010 Byron, IL16.6 km away
61091 Woosung, IL18.3 km away
61039 German Valley, IL19.1 km away
61015 Chana, IL19.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ogle County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area41.77 sq mi
Population density87 people per sq mi
Latitude, longitude42.0479, -89.4346

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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