Postal Codes

61038 ZIP Code

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ZIP code 61038 covers Garden Prairie, Illinois, with a population of about 1,395.

Population
1,39533 per square mile
Median age
46.78 points above the US average
Poverty rate
21.9%9.5 points above the US average
Typical home value
$334,484up 42% in five years
Degree or higher
14.7%20.3 points below the US average
Homeownership
94.9%29.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
23

Where 61038 is

Garden Prairie, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,395
Median age46.7
Family households73.2%
Born outside the US2.2%
Speaks a language other than English at home0%
White (non-Hispanic)95.3%
Black (non-Hispanic)0%
Asian (non-Hispanic)2.2%
Hispanic or Latino0%
Veterans4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$26,526
Poverty rate21.9%
Households on SNAP or cash assistance14.5%

Household income distribution

Under $10k0.0%
$10–15k0.0%
$15–20k0.0%
$20–25k10.3%
$25–30k5.1%
$30–35k3.8%
$35–40k9.4%
$40–45k3.6%
$45–50k2.0%
$50–60k2.9%
$60–75k13.4%
$75–100k8.7%
$100–125k9.4%
$125–150k27.5%
$150–200k4.0%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed640
Mean adjusted gross income$68,025
Returns declaring $200,000 or more4.7%
Returns, under $25k26.6%
Returns, $25k–$50k23.4%
Returns, $50k–$75k15.6%
Returns, $75k–$100k10.9%
Returns, $100k–$200k18.8%
Returns, $200k or more4.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$274,200
Owner-occupied94.9%
Vacant homes6.7%
Median year built1955

What the homes are

Detached house91.2%
Mobile home8.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$334,484as of 2026-07
Typical home value, 1 yearup 8.2%
Typical home value, 5 yearsup 42%
Typical home value, 10 yearsup 91.2%
Typical home value since 2000
200320142026$334,484$139,001

$139,001 in 2003 to $334,484 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher14.7%
High school diploma or higher94%
Works from home10.3%
Drives to work alone80.7%
Takes public transport0%
Commutes 45 minutes or more17.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.4% 2 pts above the national average of 33.4%
Diagnosed diabetes12.2% same as the national average of 12%
Currently smokes14.2% 1 pts above the national average of 13.2%
High blood pressure36.7% 2.6 pts above the national average of 34.1%
Fair or poor general health19.8% 0.5 pts below the national average of 20.3%
No health insurance (18–64)8.7% 2.6 pts below the national average of 11.3%
Depression22.7% 0.8 pts above the national average of 21.9%
No leisure-time physical activity24.2% 1.2 pts below the national average of 25.4%
Arthritis30% 4.9 pts above the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication78.7% 4 pts above the national average of 74.7%
Cancer (non-skin)9.9% 2.2 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease7.3% 1.1 pts above the national average of 6.2%
Routine check-up in past year78.7% 2 pts above the national average of 76.7%
Cholesterol screening87.2% 1.3 pts above the national average of 85.9%
Cognitive disability13.8% 1 pts below the national average of 14.8%
Colorectal screening68.1% 3.8 pts above the national average of 64.3%
COPD8.3% 1.7 pts above the national average of 6.6%
Visited a dentist64% 2.7 pts above the national average of 61.3%
Any disability31.3% 0.6 pts above the national average of 30.7%
Lacks emotional support23.8% 1 pts below the national average of 24.8%
Food insecurity13.2% 3.9 pts below the national average of 17.1%
Received food stamps12.1% 2.2 pts below the national average of 14.3%
Hearing disability7.8% 1.1 pts above the national average of 6.7%
High cholesterol38.6% 2.4 pts above the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability8.4% same as the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness33.1% 1.3 pts below the national average of 34.4%
Mammography use73.1% 2.8 pts below the national average of 75.9%
Poor mental health (14+ days)16.8% same as the national average of 16.8%
Mobility disability14.8% 0.8 pts above the national average of 14%
Poor physical health (14+ days)14.1% 0.6 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat6.3% 2.5 pts below the national average of 8.8%
Sleeps under 7 hours34.4% 2 pts below the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost10.9% 2.1 pts below the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments23
People employed117
Annual payroll$5,669,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 80.6% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss83.6 out of 100
Community resilience62.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado93.5Very High at its worst in this ZIP code
Drought92.4Relatively Moderate at its worst in this ZIP code
Hail92Relatively High at its worst in this ZIP code
Cold wave91.6Relatively High at its worst in this ZIP code
Lightning91Very High at its worst in this ZIP code
Strong wind89.9Relatively High at its worst in this ZIP code
River flooding87.8Very High at its worst in this ZIP code
Landslide79.9Relatively Low at its worst in this ZIP code
Winter weather69.2Relatively Moderate at its worst in this ZIP code
Wildfire60.3Relatively Low at its worst in this ZIP code
Earthquake52Relatively Low at its worst in this ZIP code
Ice storm50.2Relatively Low at its worst in this ZIP code
Heat wave49.3Relatively Moderate at its worst in this ZIP code
Hurricane25.5Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$81,702$78,538
Income per person$26,526$45,104$43,289
Poverty rate21.9%11.7%12.4%
Median home value$274,200$250,500$303,400
Median gross rent$1,227$1,348
Homeownership94.9%66.8%65%
Bachelor's degree or higher14.7%37.2%35%
Unemployment rate5.4%5.8%5.2%
Works from home10.3%14%13.5%
Born outside the US2.2%14.4%13.9%
Median age46.738.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMARENGO, IL US11.3 km away
Rain in a year38 in
Snow in a year31 in

Average high and low by month

January29.2°F / 12.7°F1.67 in rain, 8 in snow
February33.2°F / 15.8°F1.64 in rain, 9.1 in snow
March44.9°F / 25.9°F2.08 in rain, 2.4 in snow
April58.6°F / 36.2°F3.81 in rain, 0.4 in snow
May70.2°F / 47.2°F4.57 in rain
June79.9°F / 57.2°F4.62 in rain
July83.5°F / 61.7°F4.05 in rain
August81.8°F / 59.6°F4.22 in rain
September75.4°F / 51.8°F3.68 in rain
October62.4°F / 39.9°F2.98 in rain
November46.9°F / 29.1°F2.35 in rain, 1.6 in snow
December34.5°F / 18.5°F1.94 in rain, 9.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket40% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Belvidere Consolidated Unit School District 10083% of this ZIP code's land area
North Boone Community Unit School District 2008.5% of this ZIP code's land area
Harvard Community Unit School District 505.7% of this ZIP code's land area
Marengo Community High School District 1541.4% of this ZIP code's land area
Riley Community Consolidated School District 181.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability40more vulnerable than 40% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status33more vulnerable than 33% of US census tracts
Housing type and transport32more vulnerable than 32% of US census tracts
Walkability4.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

61008 Belvidere, IL8.9 km away
60152 Marengo, IL11.2 km away
61065 Poplar Grove, IL14.6 km away
60145 Kingston, IL16.3 km away
61012 Capron, IL17.5 km away
60135 Genoa, IL17.6 km away
61016 Cherry Valley, IL18.3 km away
60180 Union, IL18.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Boone County92.8% of this ZIP code's land area
McHenry County7.2% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area42.72 sq mi
Water area0.19 sq mi
Population density33 people per sq mi
Latitude, longitude42.2510, -88.7437

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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