Postal Codes

60970 ZIP Code

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ZIP code 60970 covers Watseka, Illinois, with a population of about 5,965 and a median household income of $48,456.

Population
5,96547 per square mile
Median age
47.99.2 points above the US average
Median household income
$48,45641% below the Illinois median
Poverty rate
23.4%11 points above the US average
Typical home value
$121,635up 17.4% in five years
Median rent
$81633% below the Illinois median
Degree or higher
13.4%21.6 points below the US average
Homeownership
69.8%4.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
200

Where 60970 is

Watseka, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,965
Median age47.9
Family households55.7%
Born outside the US2.8%
Speaks a language other than English at home4.1%
White (non-Hispanic)87.5%
Black (non-Hispanic)1%
Asian (non-Hispanic)1.4%
Hispanic or Latino4.7%
Veterans7.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$48,456
Income per person$31,360
Poverty rate23.4%
Households on SNAP or cash assistance21.3%

Household income distribution

Under $10k5.4%
$10–15k9.0%
$15–20k4.7%
$20–25k7.2%
$25–30k4.4%
$30–35k4.5%
$35–40k5.6%
$40–45k7.9%
$45–50k1.7%
$50–60k4.8%
$60–75k8.9%
$75–100k12.1%
$100–125k11.6%
$125–150k4.8%
$150–200k3.4%
$200k or more4.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,770
Mean adjusted gross income$64,773
Returns declaring $200,000 or more3.6%
Returns, under $25k32.1%
Returns, $25k–$50k27.4%
Returns, $50k–$75k12.3%
Returns, $75k–$100k9.4%
Returns, $100k–$200k15.2%
Returns, $200k or more3.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$120,700
Median gross rent$816
Rent as a share of household income32.3%
Owner-occupied69.8%
Vacant homes12.9%
Median year built1969

What the homes are

Detached house75.7%
Attached house6.3%
2 to 4 units5.8%
5 to 19 units4%
20 or more units2.1%
Mobile home6.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$121,635as of 2026-07
Typical home value, 1 yeardown 3.5%
Typical home value, 5 yearsup 17.4%
Typical home value, 10 yearsup 44.8%
Typical home value since 2000
201220192026$126,017$77,292

$79,015 in 2012 to $121,635 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.2%
Bachelor's degree or higher13.4%
High school diploma or higher87.5%
Works from home3.2%
Drives to work alone79.9%
Takes public transport0.8%
Commutes 45 minutes or more11.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity43.7% 10.3 pts above the national average of 33.4%
Diagnosed diabetes16.7% 4.7 pts above the national average of 12%
Currently smokes20.9% 7.7 pts above the national average of 13.2%
High blood pressure44% 9.9 pts above the national average of 34.1%
Fair or poor general health28% 7.7 pts above the national average of 20.3%
No health insurance (18–64)11.1% same as the national average of 11.3%
Depression24.1% 2.2 pts above the national average of 21.9%
No leisure-time physical activity32.4% 7 pts above the national average of 25.4%
Arthritis34.9% 9.8 pts above the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication80% 5.3 pts above the national average of 74.7%
Cancer (non-skin)10.3% 2.6 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease10.2% 4 pts above the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening85.1% 0.8 pts below the national average of 85.9%
Cognitive disability17.6% 2.8 pts above the national average of 14.8%
Colorectal screening61.3% 3 pts below the national average of 64.3%
COPD13.1% 6.5 pts above the national average of 6.6%
Visited a dentist54.5% 6.8 pts below the national average of 61.3%
Any disability40.2% 9.5 pts above the national average of 30.7%
Lacks emotional support25.7% 0.9 pts above the national average of 24.8%
Food insecurity21.8% 4.7 pts above the national average of 17.1%
Received food stamps24.3% 10 pts above the national average of 14.3%
Hearing disability10.6% 3.9 pts above the national average of 6.7%
High cholesterol41.7% 5.5 pts above the national average of 36.2%
Housing insecurity14.9% 1.1 pts above the national average of 13.8%
Independent living disability12.6% 4.2 pts above the national average of 8.4%
Lacks transport10.7% 1.5 pts above the national average of 9.2%
Loneliness34.6% same as the national average of 34.4%
Mammography use69.5% 6.4 pts below the national average of 75.9%
Poor mental health (14+ days)19.1% 2.3 pts above the national average of 16.8%
Mobility disability21.8% 7.8 pts above the national average of 14%
Poor physical health (14+ days)18.5% 5 pts above the national average of 13.5%
Self-care disability6.3% 2.3 pts above the national average of 4%
Utility shut-off threat10.4% 1.6 pts above the national average of 8.8%
Sleeps under 7 hours37.9% 1.5 pts above the national average of 36.4%
Stroke5.5% 2.1 pts above the national average of 3.4%
All natural teeth lost17.7% 4.7 pts above the national average of 13%
Vision disability8% 2.4 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments200
People employed2,453
Annual payroll$107,366,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 89.9% of US census tracts
FEMA ratingRelatively High to Very High across the 5 census tracts this ZIP code covers
Expected annual loss91.2 out of 100
Community resilience53.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave99Very High at its worst in this ZIP code
River flooding94.9Very High at its worst in this ZIP code
Hail85.3Relatively Moderate at its worst in this ZIP code
Strong wind82.5Relatively High at its worst in this ZIP code
Landslide77.3Relatively Low at its worst in this ZIP code
Earthquake72.5Relatively Low at its worst in this ZIP code
Tornado72.3Relatively High at its worst in this ZIP code
Lightning56.9Relatively Moderate at its worst in this ZIP code
Winter weather54Relatively Moderate at its worst in this ZIP code
Heat wave44.5Relatively Moderate at its worst in this ZIP code
Wildfire42.6Very Low at its worst in this ZIP code
Hurricane39.8Very Low at its worst in this ZIP code
Ice storm35.2Relatively Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$48,456$81,702$78,538
Income per person$31,360$45,104$43,289
Poverty rate23.4%11.7%12.4%
Median home value$120,700$250,500$303,400
Median gross rent$816$1,227$1,348
Homeownership69.8%66.8%65%
Bachelor's degree or higher13.4%37.2%35%
Unemployment rate6.2%5.8%5.2%
Works from home3.2%14%13.5%
Born outside the US2.8%14.4%13.9%
Median age47.938.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWATSEKA 2 NW, IL US3 km away
Rain in a year38 in
Snow in a year17 in

Average high and low by month

January32.7°F / 15.5°F2.07 in rain, 5.4 in snow
February37.4°F / 18.4°F1.98 in rain, 4.7 in snow
March49.6°F / 28.5°F2.42 in rain, 1.6 in snow
April62.3°F / 38.3°F3.65 in rain, 0.3 in snow
May73.5°F / 50.2°F4.41 in rain
June82.1°F / 59.8°F5.02 in rain
July84.8°F / 62.7°F4.2 in rain
August83.2°F / 60°F3.5 in rain
September78.7°F / 52.2°F3.19 in rain
October65.9°F / 41.3°F3.24 in rain
November50.7°F / 30.9°F2.65 in rain, 0.7 in snow
December38°F / 21.4°F2.1 in rain, 4.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket39% of this ZIP code's area
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Iroquois County Community Unit School District 962.6% of this ZIP code's land area
Crescent Iroquois Community Unit School District 24924.3% of this ZIP code's land area
Donovan Community Unit School District 312.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability43more vulnerable than 43% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport43more vulnerable than 43% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

60974 Woodland, IL6.5 km away
60928 Crescent City, IL10.6 km away
60966 Sheldon, IL13.3 km away
60945 Iroquois, IL13.7 km away
60951 Martinton, IL14.7 km away
60953 Milford, IL16.5 km away
60931 Donovan, IL16.7 km away
60967 Stockland, IL21.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Iroquois County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area127.34 sq mi
Water area0.44 sq mi
Population density47 people per sq mi
Latitude, longitude40.7734, -87.7309

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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