60044 ZIP Code — Lake Bluff, IL

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ZIP code 60044 covers Lake Bluff, Illinois, with a population of about 10,289 and a median household income of $127,546.

Population: 10,2891,516 per square mile
Median age: 44.35.6 points above the US average
Median household income: $127,5461.6× the Illinois median
Poverty rate: 4.3%8.1 points below the US average
Typical home value: $671,015up 46.5% in five years
Median rent: $1,6721.4× the Illinois median
Degree or higher: 66.5%31.5 points above the US average
Homeownership: 68.9%3.9 points above the US average
Time zone: Central UTC-06:00observes daylight saving time
Businesses: 488

Where 60044 is

Lake Bluff, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population	10,289
Median age	44.3
Family households	67.9%
Born outside the US	15.6%
Speaks a language other than English at home	21.5%
White (non-Hispanic)	75.6%
Black (non-Hispanic)	2%
Asian (non-Hispanic)	9.4%
Hispanic or Latino	9.8%
Veterans	3.7%

Population by age

Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income	$127,546
Income per person	$85,400
Poverty rate	4.3%
Households on SNAP or cash assistance	2.5%

Household income distribution

Under $10k	3.9%
$10–15k	0.8%
$15–20k	1.8%
$20–25k	1.4%
$25–30k	1.6%
$30–35k	2.3%
$35–40k	0.7%
$40–45k	3.0%
$45–50k	2.5%
$50–60k	4.6%
$60–75k	9.8%
$75–100k	6.7%
$100–125k	10.6%
$125–150k	5.1%
$150–200k	13.7%
$200k or more	31.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed	5,060
Mean adjusted gross income	$270,073
Returns declaring $200,000 or more	27.3%
Returns, under $25k	18.8%
Returns, $25k–$50k	12.6%
Returns, $50k–$75k	11.9%
Returns, $75k–$100k	8.9%
Returns, $100k–$200k	20.6%
Returns, $200k or more	27.3%

Housing

American Community Survey 2019–2023 five-year estimates

Median home value	$568,500
Median gross rent	$1,672
Rent as a share of household income	30.3%
Owner-occupied	68.9%
Vacant homes	6.8%
Median year built	1981

What the homes are

Detached house	65.7%
Attached house	7%
2 to 4 units	7.2%
5 to 19 units	10.7%
20 or more units	9.2%
Mobile home	0.2%

Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value	$671,015as of 2026-07
Typical home value, 1 year	up 9.2%
Typical home value, 5 years	up 46.5%
Typical home value, 10 years	up 56.6%
Typical asking rent	$2,133as of 2026-07

Typical home value since 2000

$297,179 in 2000 to $671,015 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate	2.2%
Bachelor's degree or higher	66.5%
High school diploma or higher	94.8%
Works from home	28.8%
Drives to work alone	58.8%
Takes public transport	3.7%
Commutes 45 minutes or more	18.9%

Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity	28.8% 4.6 pts below the national average of 33.4%
Diagnosed diabetes	9.4% 2.6 pts below the national average of 12%
Currently smokes	7.4% 5.8 pts below the national average of 13.2%
High blood pressure	31.5% 2.6 pts below the national average of 34.1%
Fair or poor general health	11.5% 8.8 pts below the national average of 20.3%
No health insurance (18–64)	4.9% 6.4 pts below the national average of 11.3%
Depression	17.6% 4.3 pts below the national average of 21.9%
No leisure-time physical activity	14.7% 10.7 pts below the national average of 25.4%
Arthritis	22.8% 2.3 pts below the national average of 25.1%
Binge drinking	15.9% same as the national average of 16%
Taking blood pressure medication	76.7% 2 pts above the national average of 74.7%
Cancer (non-skin)	9.5% 1.8 pts above the national average of 7.7%
Current asthma	8.8% 1.6 pts below the national average of 10.4%
Coronary heart disease	5% 1.2 pts below the national average of 6.2%
Routine check-up in past year	79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening	91.2% 5.3 pts above the national average of 85.9%
Cognitive disability	8.4% 6.4 pts below the national average of 14.8%
Colorectal screening	68.9% 4.6 pts above the national average of 64.3%
COPD	4.4% 2.2 pts below the national average of 6.6%
Visited a dentist	75.3% 14 pts above the national average of 61.3%
Any disability	19.6% 11.1 pts below the national average of 30.7%
Lacks emotional support	19.9% 4.9 pts below the national average of 24.8%
Food insecurity	6.8% 10.3 pts below the national average of 17.1%
Received food stamps	5% 9.3 pts below the national average of 14.3%
Hearing disability	5.6% 1.1 pts below the national average of 6.7%
High cholesterol	38% 1.8 pts above the national average of 36.2%
Housing insecurity	6.2% 7.6 pts below the national average of 13.8%
Independent living disability	4.8% 3.6 pts below the national average of 8.4%
Lacks transport	4% 5.2 pts below the national average of 9.2%
Loneliness	27.7% 6.7 pts below the national average of 34.4%
Mammography use	77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)	11.9% 4.9 pts below the national average of 16.8%
Mobility disability	8.9% 5.1 pts below the national average of 14%
Poor physical health (14+ days)	9.2% 4.3 pts below the national average of 13.5%
Self-care disability	2.1% 1.9 pts below the national average of 4%
Utility shut-off threat	3.7% 5.1 pts below the national average of 8.8%
Sleeps under 7 hours	28.3% 8.1 pts below the national average of 36.4%
Stroke	2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost	4.7% 8.3 pts below the national average of 13%
Vision disability	2.9% 2.7 pts below the national average of 5.6%

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments	488
People employed	5,589
Annual payroll	$423,421,000

Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall risk	Higher than 43.9% of US census tracts
FEMA rating	Very Low to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss	57.5 out of 100
Community resilience	69.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave	81.3Relatively High at its worst in this ZIP code
Tornado	80.6Very High at its worst in this ZIP code
Strong wind	72.6Relatively High at its worst in this ZIP code
Drought	69.8Very Low at its worst in this ZIP code
Hail	62.1Relatively Moderate at its worst in this ZIP code
Landslide	55.9Very Low at its worst in this ZIP code
River flooding	52.3Very High at its worst in this ZIP code
Wildfire	51.6Relatively Low at its worst in this ZIP code
Lightning	46.4Relatively Moderate at its worst in this ZIP code
Earthquake	44Relatively Low at its worst in this ZIP code
Heat wave	33.7Relatively Moderate at its worst in this ZIP code
Winter weather	26.4Relatively Low at its worst in this ZIP code
Coastal flooding	20Very Low at its worst in this ZIP code
Hurricane	16.5Very Low at its worst in this ZIP code
Ice storm	14.4Very Low at its worst in this ZIP code

Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Illinois	United States
Median household income	$127,546	$81,702	$78,538
Income per person	$85,400	$45,104	$43,289
Poverty rate	4.3%	11.7%	12.4%
Median home value	$568,500	$250,500	$303,400
Median gross rent	$1,672	$1,227	$1,348
Homeownership	68.9%	66.8%	65%
Bachelor's degree or higher	66.5%	37.2%	35%
Unemployment rate	2.2%	5.8%	5.2%
Works from home	28.8%	14%	13.5%
Born outside the US	15.6%	14.4%	13.9%
Median age	44.3	38.9	38.7

Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather station	WAUKEGAN, IL US7.8 km away

Average high and low by month

January	29.8°F / 15.6°F
February	33.7°F / 17.8°F
March	44.1°F / 27.4°F
April	55.3°F / 35.3°F
May	67.4°F / 47.4°F
June	76.3°F / 56.9°F
July	81.7°F / 63°F
August	79.9°F / 61.5°F
September	73.9°F / 53.8°F
October	61.2°F / 42.9°F
November	47.7°F / 31.4°F
December	35.5°F / 21.7°F

Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket	None of this ZIP code
Far from a supermarket	92% of this ZIP code's area
No vehicle and far from a supermarket	8% of this ZIP code's area

School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Lake Bluff Elementary School District 65	38% of this ZIP code's land area
Lake Forest Community High School District 115	38% of this ZIP code's land area
Libertyville Community High School District 128	10.9% of this ZIP code's land area
Rondout School District 72	6.4% of this ZIP code's land area
Oak Grove School District 68	4.5% of this ZIP code's land area
North Chicago School District 187	2.1% of this ZIP code's land area

Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability	24more vulnerable than 24% of US census tracts
Socioeconomic status	8more vulnerable than 8% of US census tracts
Household characteristics	50more vulnerable than 50% of US census tracts
Racial and ethnic minority status	31more vulnerable than 31% of US census tracts
Housing type and transport	45more vulnerable than 45% of US census tracts
Walkability	9.4 out of 20Below average

Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

60088 Great Lakes, IL	2.5 km away
60064 North Chicago, IL	4.7 km away
60045 Lake Forest, IL	5 km away
60048 Libertyville, IL	7.7 km away
60085 Waukegan, IL	8.1 km away
60037 Fort Sheridan, IL	9 km away
60079 Waukegan, IL	9.1 km away
60040 Highwood, IL	9.4 km away

Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lake County	100% of this ZIP code's land area
Time zone	Central (UTC-06:00 standard)
Daylight saving time	Observed
Land area	6.79 sq mi
Water area	1.44 sq mi
Population density	1,516 people per sq mi
Latitude, longitude	42.2820, -87.8560

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.