Postal Codes

60020 ZIP Code

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ZIP code 60020 covers Fox Lake, Illinois, with a population of about 10,846 and a median household income of $71,028.

Population
10,8462,302 per square mile
Median age
45.36.6 points above the US average
Median household income
$71,02813% below the Illinois median
Poverty rate
10.1%2.3 points below the US average
Typical home value
$268,170up 35.2% in five years
Median rent
$1,228about the Illinois median
Degree or higher
26.5%8.5 points below the US average
Homeownership
72%7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
251

Where 60020 is

Fox Lake, Illinois — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population10,846
Median age45.3
Family households53.6%
Born outside the US10.1%
Speaks a language other than English at home12.6%
White (non-Hispanic)80.4%
Black (non-Hispanic)3.4%
Asian (non-Hispanic)0.9%
Hispanic or Latino12.4%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,028
Income per person$43,247
Poverty rate10.1%
Households on SNAP or cash assistance8.8%

Household income distribution

Under $10k5.7%
$10–15k1.7%
$15–20k3.2%
$20–25k5.7%
$25–30k4.1%
$30–35k3.1%
$35–40k3.2%
$40–45k3.3%
$45–50k2.5%
$50–60k9.3%
$60–75k10.5%
$75–100k9.9%
$100–125k10.4%
$125–150k8.5%
$150–200k11.8%
$200k or more7.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,720
Mean adjusted gross income$75,831
Returns declaring $200,000 or more4.5%
Returns, under $25k25.3%
Returns, $25k–$50k22.9%
Returns, $50k–$75k17.7%
Returns, $75k–$100k11.5%
Returns, $100k–$200k18.0%
Returns, $200k or more4.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$215,700
Median gross rent$1,228
Rent as a share of household income33.4%
Owner-occupied72%
Vacant homes9%
Median year built1982

What the homes are

Detached house48.7%
Attached house27.2%
2 to 4 units8%
5 to 19 units11.2%
20 or more units4.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$268,170as of 2026-07
Typical home value, 1 yearup 4%
Typical home value, 5 yearsup 35.2%
Typical home value, 10 yearsup 91.5%
Typical asking rent$1,698as of 2026-07
Typical home value since 2000
200020132026$268,170$108,998

$116,579 in 2000 to $268,170 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6%
Bachelor's degree or higher26.5%
High school diploma or higher95.5%
Works from home12.4%
Drives to work alone73.3%
Takes public transport2.1%
Commutes 45 minutes or more33.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.9% 2.5 pts above the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes14.1% 0.9 pts above the national average of 13.2%
High blood pressure35.8% 1.7 pts above the national average of 34.1%
Fair or poor general health18.5% 1.8 pts below the national average of 20.3%
No health insurance (18–64)9% 2.3 pts below the national average of 11.3%
Depression20.7% 1.2 pts below the national average of 21.9%
No leisure-time physical activity22.2% 3.2 pts below the national average of 25.4%
Arthritis26.2% 1.1 pts above the national average of 25.1%
Binge drinking16.2% same as the national average of 16%
Taking blood pressure medication75.7% 1 pts above the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year76.8% same as the national average of 76.7%
Cholesterol screening87.7% 1.8 pts above the national average of 85.9%
Cognitive disability13.1% 1.7 pts below the national average of 14.8%
Colorectal screening62.1% 2.2 pts below the national average of 64.3%
COPD7.6% 1 pts above the national average of 6.6%
Visited a dentist62.5% 1.2 pts above the national average of 61.3%
Any disability27.9% 2.8 pts below the national average of 30.7%
Lacks emotional support23.7% 1.1 pts below the national average of 24.8%
Food insecurity13.6% 3.5 pts below the national average of 17.1%
Received food stamps12.4% 1.9 pts below the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol38.4% 2.2 pts above the national average of 36.2%
Housing insecurity11.4% 2.4 pts below the national average of 13.8%
Independent living disability8% same as the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness30.9% 3.5 pts below the national average of 34.4%
Mammography use72.8% 3.1 pts below the national average of 75.9%
Poor mental health (14+ days)16.1% 0.7 pts below the national average of 16.8%
Mobility disability13.7% same as the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat7% 1.8 pts below the national average of 8.8%
Sleeps under 7 hours33.3% 3.1 pts below the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost12.9% same as the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments251
People employed2,191
Annual payroll$100,397,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 78.8% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss80.4 out of 100
Community resilience69.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding91.8Very High at its worst in this ZIP code
Cold wave88.8Relatively High at its worst in this ZIP code
Tornado85.5Very High at its worst in this ZIP code
Strong wind79.4Relatively High at its worst in this ZIP code
Landslide74.6Relatively Low at its worst in this ZIP code
Drought73.6Relatively Low at its worst in this ZIP code
Hail59.6Relatively Low at its worst in this ZIP code
Lightning58.6Relatively Moderate at its worst in this ZIP code
Wildfire58.3Very Low at its worst in this ZIP code
Heat wave48.7Relatively Moderate at its worst in this ZIP code
Winter weather31.9Relatively Low at its worst in this ZIP code
Earthquake31.8Relatively Low at its worst in this ZIP code
Ice storm20.8Very Low at its worst in this ZIP code
Hurricane16Very Low at its worst in this ZIP code
Compared with Illinois and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIllinoisUnited States
Median household income$71,028$81,702$78,538
Income per person$43,247$45,104$43,289
Poverty rate10.1%11.7%12.4%
Median home value$215,700$250,500$303,400
Median gross rent$1,228$1,227$1,348
Homeownership72%66.8%65%
Bachelor's degree or higher26.5%37.2%35%
Unemployment rate6%5.8%5.2%
Works from home12.4%14%13.5%
Born outside the US10.1%14.4%13.9%
Median age45.338.938.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLAKE VILLA 2NE, IL US9.6 km away
Rain in a year38 in
Snow in a year43 in

Average high and low by month

January29.9°F / 14.6°F2.07 in rain, 15.7 in snow
February34°F / 17.5°F1.89 in rain, 8 in snow
March44.8°F / 26.6°F2.64 in rain, 5.8 in snow
April56.8°F / 37.1°F4.12 in rain, 1.5 in snow
May68.8°F / 47.8°F4.44 in rain
June78.4°F / 57.9°F4.2 in rain
July82.3°F / 63.1°F3.92 in rain
August80.6°F / 61.8°F3.27 in rain
September73.4°F / 54.4°F3.36 in rain
October60.4°F / 43.1°F3.04 in rain, 0.1 in snow
November47.1°F / 30.9°F2.54 in rain, 3.1 in snow
December35°F / 20.8°F2.28 in rain, 9.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket35% of this ZIP code's area
Far from a supermarket81% of this ZIP code's area
No vehicle and far from a supermarket35% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Grant Community High School District 12449.5% of this ZIP code's land area
Fox Lake Grade School District 11427.8% of this ZIP code's land area
Big Hollow School District 3820% of this ZIP code's land area
Gavin School District 371.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status54more vulnerable than 54% of US census tracts
Household characteristics45more vulnerable than 45% of US census tracts
Racial and ethnic minority status35more vulnerable than 35% of US census tracts
Housing type and transport28more vulnerable than 28% of US census tracts
Walkability8.6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

60041 Ingleside, IL3.4 km away
60051 Mchenry, IL6.9 km away
60073 Round Lake, IL6.9 km away
60081 Spring Grove, IL7.2 km away
60002 Antioch, IL8.8 km away
60030 Grayslake, IL10.2 km away
60072 Ringwood, IL11.6 km away
60050 Mchenry, IL12.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lake County99.1% of this ZIP code's land area
McHenry County0.9% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area4.71 sq mi
Water area3.68 sq mi
Population density2,302 people per sq mi
Latitude, longitude42.3937, -88.1648

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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