Postal Codes

59912 ZIP Code

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ZIP code 59912 covers Columbia Falls, Montana, with a population of about 15,745 and a median household income of $73,515.

Population
15,74583 per square mile
Median age
412.3 points above the US average
Median household income
$73,5151.1× the Montana median
Poverty rate
9.8%2.6 points below the US average
Typical home value
$615,673up 30.8% in five years
Median rent
$1,052about the Montana median
Degree or higher
30.7%4.3 points below the US average
Homeownership
77.4%12.4 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
589

Where 59912 is

Columbia Falls, Montana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population15,745
Median age41
Family households71.3%
Born outside the US2.1%
Speaks a language other than English at home3.3%
White (non-Hispanic)93.2%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.7%
Hispanic or Latino1.9%
Veterans9.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$73,515
Income per person$35,569
Poverty rate9.8%
Households on SNAP or cash assistance6.8%

Household income distribution

Under $10k3.0%
$10–15k3.5%
$15–20k2.0%
$20–25k3.9%
$25–30k2.8%
$30–35k3.0%
$35–40k3.7%
$40–45k7.2%
$45–50k3.1%
$50–60k9.2%
$60–75k9.7%
$75–100k14.6%
$100–125k13.3%
$125–150k6.7%
$150–200k6.3%
$200k or more8.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,890
Mean adjusted gross income$71,207
Returns declaring $200,000 or more4.8%
Returns, under $25k26.9%
Returns, $25k–$50k26.1%
Returns, $50k–$75k16.3%
Returns, $75k–$100k10.5%
Returns, $100k–$200k15.3%
Returns, $200k or more4.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$438,000
Median gross rent$1,052
Rent as a share of household income30.4%
Owner-occupied77.4%
Vacant homes11.8%
Median year built1989

What the homes are

Detached house74.1%
Attached house2.2%
2 to 4 units5.9%
5 to 19 units4.8%
20 or more units0.6%
Mobile home12.4%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$615,673as of 2026-07
Typical home value, 1 yearup 0.7%
Typical home value, 5 yearsup 30.8%
Typical home value, 10 yearsup 141.3%
Typical asking rent$1,642as of 2026-07
Typical home value since 2000
200920172026$631,376$191,896

$248,411 in 2009 to $615,673 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.1%
Bachelor's degree or higher30.7%
High school diploma or higher93.2%
Works from home15.7%
Drives to work alone77.7%
Takes public transport0.1%
Commutes 45 minutes or more4.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.5% 1.9 pts below the national average of 33.4%
Diagnosed diabetes9.6% 2.4 pts below the national average of 12%
Currently smokes13.6% same as the national average of 13.2%
High blood pressure31.7% 2.4 pts below the national average of 34.1%
Fair or poor general health18.7% 1.6 pts below the national average of 20.3%
No health insurance (18–64)9.3% 2 pts below the national average of 11.3%
Depression24.1% 2.2 pts above the national average of 21.9%
No leisure-time physical activity20.1% 5.3 pts below the national average of 25.4%
Arthritis29.5% 4.4 pts above the national average of 25.1%
Binge drinking19.9% 3.9 pts above the national average of 16%
Taking blood pressure medication73.6% 1.1 pts below the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease6.8% 0.6 pts above the national average of 6.2%
Routine check-up in past year71% 5.7 pts below the national average of 76.7%
Cholesterol screening83.3% 2.6 pts below the national average of 85.9%
Cognitive disability14% 0.8 pts below the national average of 14.8%
Colorectal screening65.5% 1.2 pts above the national average of 64.3%
COPD7.5% 0.9 pts above the national average of 6.6%
Visited a dentist64.8% 3.5 pts above the national average of 61.3%
Any disability31.5% 0.8 pts above the national average of 30.7%
Lacks emotional support21.6% 3.2 pts below the national average of 24.8%
Food insecurity10.9% 6.2 pts below the national average of 17.1%
Received food stamps7.7% 6.6 pts below the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol33.5% 2.7 pts below the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability7.9% 0.5 pts below the national average of 8.4%
Lacks transport7.1% 2.1 pts below the national average of 9.2%
Loneliness29.4% 5 pts below the national average of 34.4%
Mammography use73.7% 2.2 pts below the national average of 75.9%
Poor mental health (14+ days)16.2% 0.6 pts below the national average of 16.8%
Mobility disability13% 1 pts below the national average of 14%
Poor physical health (14+ days)14.3% 0.8 pts above the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat6.3% 2.5 pts below the national average of 8.8%
Sleeps under 7 hours31.5% 4.9 pts below the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost11.5% 1.5 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments589
People employed3,882
Annual payroll$189,565,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 97.2% of US census tracts
FEMA ratingRelatively Low to Very High across the 9 census tracts this ZIP code covers
Expected annual loss97.7 out of 100
Community resilience36.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Avalanche97.7Very High at its worst in this ZIP code
Wildfire96.8Relatively High at its worst in this ZIP code
Landslide92.9Relatively High at its worst in this ZIP code
Winter weather90.1Very High at its worst in this ZIP code
Cold wave86.8Very High at its worst in this ZIP code
Drought74.2Relatively Low at its worst in this ZIP code
Earthquake70.8Relatively High at its worst in this ZIP code
Ice storm61.4Relatively Moderate at its worst in this ZIP code
River flooding59.2Relatively Moderate at its worst in this ZIP code
Lightning46.3Relatively Moderate at its worst in this ZIP code
Hail32.1Relatively Low at its worst in this ZIP code
Heat wave24.5Relatively Low at its worst in this ZIP code
Strong wind18.2Relatively Low at its worst in this ZIP code
Tornado1.9Very Low at its worst in this ZIP code
Compared with Montana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMontanaUnited States
Median household income$73,515$69,922$78,538
Income per person$35,569$39,842$43,289
Poverty rate9.8%12%12.4%
Median home value$438,000$338,100$303,400
Median gross rent$1,052$1,031$1,348
Homeownership77.4%69.4%65%
Bachelor's degree or higher30.7%34.5%35%
Unemployment rate3.1%3.8%5.2%
Works from home15.7%11.6%13.5%
Born outside the US2.1%2.3%13.9%
Median age4140.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationKALISPELL GLACIER AP, MT US8.3 km away
Rain in a year17 in
Snow in a year54 in

Average high and low by month

January31°F / 16.3°F1.4 in rain, 13.9 in snow
February35.5°F / 18.1°F0.96 in rain, 8.4 in snow
March45.1°F / 24°F1.11 in rain, 5.4 in snow
April55°F / 30.5°F1.34 in rain, 1.2 in snow
May65.1°F / 38.1°F1.84 in rain, 0.2 in snow
June71.2°F / 44°F2.84 in rain, 0.3 in snow
July82.2°F / 47.6°F1.14 in rain
August81.7°F / 45.7°F0.76 in rain
September70.4°F / 38.3°F1.17 in rain
October54.1°F / 29.1°F1.35 in rain, 1.1 in snow
November39.4°F / 23.5°F1.35 in rain, 8 in snow
December31°F / 17.2°F1.5 in rain, 15.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket32% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Columbia Falls High School District43.8% of this ZIP code's land area
Columbia Falls Elementary School District43.8% of this ZIP code's land area
Flathead High School District5.5% of this ZIP code's land area
Deer Park Elementary School District3.9% of this ZIP code's land area
Fair-Mont-Egan Elementary School District1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability22more vulnerable than 22% of US census tracts
Socioeconomic status26more vulnerable than 26% of US census tracts
Household characteristics18more vulnerable than 18% of US census tracts
Racial and ethnic minority status17more vulnerable than 17% of US census tracts
Housing type and transport43more vulnerable than 43% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

59919 Hungry Horse, MT9.4 km away
59926 Martin City, MT11.2 km away
59913 Coram, MT12.6 km away
59904 Kalispell, MT13.8 km away
59937 Whitefish, MT13.9 km away
59921 Lake Mc Donald, MT18 km away
59901 Kalispell, MT19.1 km away
59936 West Glacier, MT22 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Flathead County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area188.9 sq mi
Water area3.29 sq mi
Population density83 people per sq mi
Latitude, longitude48.3534, -114.1784

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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