Postal Codes

59864 ZIP Code

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ZIP code 59864 covers Ronan, Montana, with a population of about 7,399 and a median household income of $60,305.

Population
7,39940 per square mile
Median age
36.52.2 points below the US average
Median household income
$60,30514% below the Montana median
Poverty rate
23.7%11.3 points above the US average
Typical home value
$447,152up 29.7% in five years
Median rent
$84118% below the Montana median
Degree or higher
23.3%11.7 points below the US average
Homeownership
68.1%3.1 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
206

Where 59864 is

Ronan, Montana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,399
Median age36.5
Family households67.5%
Born outside the US1.4%
Speaks a language other than English at home6.5%
White (non-Hispanic)50.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.7%
Hispanic or Latino4.4%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$60,305
Income per person$27,227
Poverty rate23.7%
Households on SNAP or cash assistance16.9%

Household income distribution

Under $10k9.4%
$10–15k5.1%
$15–20k4.0%
$20–25k6.7%
$25–30k2.5%
$30–35k3.9%
$35–40k5.6%
$40–45k2.5%
$45–50k4.6%
$50–60k5.0%
$60–75k13.8%
$75–100k15.5%
$100–125k9.2%
$125–150k4.7%
$150–200k2.5%
$200k or more5.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,980
Mean adjusted gross income$53,887
Returns declaring $200,000 or more2.7%
Returns, under $25k36.6%
Returns, $25k–$50k26.8%
Returns, $50k–$75k13.8%
Returns, $75k–$100k8.7%
Returns, $100k–$200k11.4%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$271,700
Median gross rent$841
Rent as a share of household income25.3%
Owner-occupied68.1%
Vacant homes12.5%
Median year built1985

What the homes are

Detached house71.1%
Attached house4.6%
2 to 4 units6.9%
5 to 19 units2.3%
20 or more units0.6%
Mobile home13.5%
Boat, RV or van1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$447,152as of 2026-07
Typical home value, 1 yearup 1.6%
Typical home value, 5 yearsup 29.7%
Typical home value, 10 yearsup 126.8%
Typical home value since 2000
200920172026$447,152$155,376

$165,810 in 2009 to $447,152 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8%
Bachelor's degree or higher23.3%
High school diploma or higher92.1%
Works from home6%
Drives to work alone71.8%
Takes public transport0%
Commutes 45 minutes or more7.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.4% 2 pts above the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes19.1% 5.9 pts above the national average of 13.2%
High blood pressure36.2% 2.1 pts above the national average of 34.1%
Fair or poor general health24.9% 4.6 pts above the national average of 20.3%
No health insurance (18–64)12.1% 0.8 pts above the national average of 11.3%
Depression26.5% 4.6 pts above the national average of 21.9%
No leisure-time physical activity26.6% 1.2 pts above the national average of 25.4%
Arthritis32.1% 7 pts above the national average of 25.1%
Binge drinking18.4% 2.4 pts above the national average of 16%
Taking blood pressure medication74% 0.7 pts below the national average of 74.7%
Cancer (non-skin)9% 1.3 pts above the national average of 7.7%
Current asthma12.9% 2.5 pts above the national average of 10.4%
Coronary heart disease8.5% 2.3 pts above the national average of 6.2%
Routine check-up in past year73.1% 3.6 pts below the national average of 76.7%
Cholesterol screening80.1% 5.8 pts below the national average of 85.9%
Cognitive disability18% 3.2 pts above the national average of 14.8%
Colorectal screening59.8% 4.5 pts below the national average of 64.3%
COPD9.8% 3.2 pts above the national average of 6.6%
Visited a dentist53.6% 7.7 pts below the national average of 61.3%
Any disability37.2% 6.5 pts above the national average of 30.7%
Lacks emotional support23.9% 0.9 pts below the national average of 24.8%
Food insecurity20.5% 3.4 pts above the national average of 17.1%
Received food stamps15.9% 1.6 pts above the national average of 14.3%
Hearing disability10.7% 4 pts above the national average of 6.7%
High cholesterol32.3% 3.9 pts below the national average of 36.2%
Housing insecurity14.9% 1.1 pts above the national average of 13.8%
Independent living disability11.5% 3.1 pts above the national average of 8.4%
Lacks transport12.7% 3.5 pts above the national average of 9.2%
Loneliness32.7% 1.7 pts below the national average of 34.4%
Mammography use69% 6.9 pts below the national average of 75.9%
Poor mental health (14+ days)20% 3.2 pts above the national average of 16.8%
Mobility disability18.2% 4.2 pts above the national average of 14%
Poor physical health (14+ days)17.8% 4.3 pts above the national average of 13.5%
Self-care disability5.4% 1.4 pts above the national average of 4%
Utility shut-off threat11.3% 2.5 pts above the national average of 8.8%
Sleeps under 7 hours34.3% 2.1 pts below the national average of 36.4%
Stroke4.8% 1.4 pts above the national average of 3.4%
All natural teeth lost19% 6 pts above the national average of 13%
Vision disability7.4% 1.8 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments206
People employed2,217
Annual payroll$95,556,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 94.3% of US census tracts
FEMA ratingRelatively High
Expected annual loss93.8 out of 100
Community resilience39.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather99.5Very High at its worst in this ZIP code
Cold wave98.1Very High at its worst in this ZIP code
Wildfire96.1Relatively Moderate at its worst in this ZIP code
Earthquake92.1Relatively High at its worst in this ZIP code
Landslide90.7Relatively Low at its worst in this ZIP code
Avalanche86.7Relatively Moderate at its worst in this ZIP code
Ice storm82.6Relatively Moderate at its worst in this ZIP code
Drought82.4Relatively Low at its worst in this ZIP code
Lightning69.4Relatively Moderate at its worst in this ZIP code
River flooding52.2Relatively Moderate at its worst in this ZIP code
Heat wave45.5Relatively Low at its worst in this ZIP code
Hail45.1Relatively Low at its worst in this ZIP code
Strong wind43.5Relatively Low at its worst in this ZIP code
Tornado3.4Very Low at its worst in this ZIP code
Compared with Montana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMontanaUnited States
Median household income$60,305$69,922$78,538
Income per person$27,227$39,842$43,289
Poverty rate23.7%12%12.4%
Median home value$271,700$338,100$303,400
Median gross rent$841$1,031$1,348
Homeownership68.1%69.4%65%
Bachelor's degree or higher23.3%34.5%35%
Unemployment rate8%3.8%5.2%
Works from home6%11.6%13.5%
Born outside the US1.4%2.3%13.9%
Median age36.540.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPOLSON, MT US15 km away
Rain in a year15 in

Average high and low by month

January33.4°F / 22°F0.94 in rain
February36.9°F / 22°F0.79 in rain
March47.3°F / 28.2°F0.89 in rain
April56.2°F / 33.6°F1.43 in rain
May65.8°F / 40.8°F1.99 in rain
June72.3°F / 47.3°F2.44 in rain
July82.8°F / 53.3°F0.84 in rain
August82.2°F / 52.5°F0.76 in rain
September70.9°F / 45.6°F1.19 in rain
October55.6°F / 35.7°F1.59 in rain
November41.3°F / 27.3°F1.22 in rain
December33.1°F / 22°F0.93 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Ronan Elementary School District47.4% of this ZIP code's land area
Ronan High School District47.4% of this ZIP code's land area
Charlo Elementary School District2.3% of this ZIP code's land area
Charlo High School District2.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability86more vulnerable than 86% of US census tracts
Socioeconomic status80more vulnerable than 80% of US census tracts
Household characteristics85more vulnerable than 85% of US census tracts
Racial and ethnic minority status66more vulnerable than 66% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability5.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

59855 Pablo, MT5.4 km away
59824 Charlo, MT13.6 km away
59860 Polson, MT15.2 km away
59865 Saint Ignatius, MT24.8 km away
59826 Condon, MT30.3 km away
59831 Dixon, MT30.6 km away
59910 Big Arm, MT30.7 km away
59863 Ravalli, MT31.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lake County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area186.22 sq mi
Water area2.55 sq mi
Population density40 people per sq mi
Latitude, longitude47.5525, -114.1054

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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