Postal Codes

59644 ZIP Code

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ZIP code 59644 covers Townsend, Montana, with a population of about 4,337 and a median household income of $59,082.

Population
4,3376 per square mile
Median age
48.910.2 points above the US average
Median household income
$59,08216% below the Montana median
Poverty rate
15.5%3.1 points above the US average
Typical home value
$454,430up 31.9% in five years
Median rent
$1,022about the Montana median
Degree or higher
17%18 points below the US average
Homeownership
75.1%10.1 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
129

Where 59644 is

Townsend, Montana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,337
Median age48.9
Family households66.6%
Born outside the US2.4%
Speaks a language other than English at home2%
White (non-Hispanic)86.1%
Black (non-Hispanic)0.6%
Asian (non-Hispanic)0.7%
Hispanic or Latino1.5%
Veterans12.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$59,082
Income per person$33,801
Poverty rate15.5%
Households on SNAP or cash assistance10.1%

Household income distribution

Under $10k2.2%
$10–15k4.3%
$15–20k5.7%
$20–25k1.5%
$25–30k7.0%
$30–35k7.8%
$35–40k5.2%
$40–45k0.8%
$45–50k3.8%
$50–60k13.0%
$60–75k10.3%
$75–100k13.0%
$100–125k9.0%
$125–150k4.1%
$150–200k8.2%
$200k or more4.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,320
Mean adjusted gross income$75,788
Returns declaring $200,000 or more3.9%
Returns, under $25k25.9%
Returns, $25k–$50k24.1%
Returns, $50k–$75k16.4%
Returns, $75k–$100k12.5%
Returns, $100k–$200k17.2%
Returns, $200k or more3.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$307,500
Median gross rent$1,022
Rent as a share of household income35%
Owner-occupied75.1%
Vacant homes7%
Median year built1987

What the homes are

Detached house79.5%
Attached house0.8%
2 to 4 units2.8%
5 to 19 units1.9%
20 or more units0.3%
Mobile home14.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$454,430as of 2026-07
Typical home value, 1 yeardown 0.5%
Typical home value, 5 yearsup 31.9%
Typical home value, 10 yearsup 138.2%
Typical home value since 2000
201320192026$456,574$159,591

$159,591 in 2013 to $454,430 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.3%
Bachelor's degree or higher17%
High school diploma or higher88.7%
Works from home9%
Drives to work alone80.4%
Takes public transport0%
Commutes 45 minutes or more21%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.1% 2.3 pts below the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes14.5% 1.3 pts above the national average of 13.2%
High blood pressure37.5% 3.4 pts above the national average of 34.1%
Fair or poor general health19.6% 0.7 pts below the national average of 20.3%
No health insurance (18–64)9.3% 2 pts below the national average of 11.3%
Depression23.1% 1.2 pts above the national average of 21.9%
No leisure-time physical activity22.9% 2.5 pts below the national average of 25.4%
Arthritis32.4% 7.3 pts above the national average of 25.1%
Binge drinking18.5% 2.5 pts above the national average of 16%
Taking blood pressure medication77% 2.3 pts above the national average of 74.7%
Cancer (non-skin)11% 3.3 pts above the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year73.6% 3.1 pts below the national average of 76.7%
Cholesterol screening85.1% 0.8 pts below the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening65.6% 1.3 pts above the national average of 64.3%
COPD8.4% 1.8 pts above the national average of 6.6%
Visited a dentist60% 1.3 pts below the national average of 61.3%
Any disability32.8% 2.1 pts above the national average of 30.7%
Lacks emotional support20.9% 3.9 pts below the national average of 24.8%
Food insecurity10.9% 6.2 pts below the national average of 17.1%
Received food stamps7.8% 6.5 pts below the national average of 14.3%
Hearing disability10% 3.3 pts above the national average of 6.7%
High cholesterol36.4% same as the national average of 36.2%
Housing insecurity8.5% 5.3 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport6.9% 2.3 pts below the national average of 9.2%
Loneliness29% 5.4 pts below the national average of 34.4%
Mammography use73.3% 2.6 pts below the national average of 75.9%
Poor mental health (14+ days)16.3% 0.5 pts below the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)15.2% 1.7 pts above the national average of 13.5%
Self-care disability4% same as the national average of 4%
Utility shut-off threat6% 2.8 pts below the national average of 8.8%
Sleeps under 7 hours29.8% 6.6 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost11.9% 1.1 pts below the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments129
People employed653
Annual payroll$27,935,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 95% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 2 census tracts this ZIP code covers
Expected annual loss93.6 out of 100
Community resilience18.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning99.9Very High at its worst in this ZIP code
Winter weather99.5Very High at its worst in this ZIP code
Landslide98.6Relatively High at its worst in this ZIP code
Cold wave98.3Very High at its worst in this ZIP code
Wildfire96.4Relatively High at its worst in this ZIP code
River flooding92.3Relatively High at its worst in this ZIP code
Drought91.6Relatively Low at its worst in this ZIP code
Earthquake85.4Relatively High at its worst in this ZIP code
Hail83.2Relatively Moderate at its worst in this ZIP code
Avalanche80.5Relatively Moderate at its worst in this ZIP code
Strong wind54.8Relatively Moderate at its worst in this ZIP code
Tornado29Very Low at its worst in this ZIP code
Ice storm25.5Very Low at its worst in this ZIP code
Heat wave14.5Very Low at its worst in this ZIP code
Compared with Montana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMontanaUnited States
Median household income$59,082$69,922$78,538
Income per person$33,801$39,842$43,289
Poverty rate15.5%12%12.4%
Median home value$307,500$338,100$303,400
Median gross rent$1,022$1,031$1,348
Homeownership75.1%69.4%65%
Bachelor's degree or higher17%34.5%35%
Unemployment rate8.3%3.8%5.2%
Works from home9%11.6%13.5%
Born outside the US2.4%2.3%13.9%
Median age48.940.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTOWNSEND 3SE, MT US5 km away
Rain in a year11 in
Snow in a year24 in

Average high and low by month

January33.9°F / 13.7°F0.28 in rain, 4.4 in snow
February38.7°F / 16.5°F0.28 in rain, 3.2 in snow
March49.4°F / 23.5°F0.42 in rain, 4 in snow
April58.2°F / 31°F0.85 in rain, 2.3 in snow
May67°F / 39.4°F1.78 in rain, 0.1 in snow
June74.1°F / 46.8°F2.51 in rain
July83.4°F / 51.7°F1.21 in rain
August82.6°F / 49.7°F1.1 in rain
September72.7°F / 41.6°F0.78 in rain
October58.5°F / 31.9°F0.65 in rain, 1.4 in snow
November43.7°F / 22.2°F0.39 in rain, 3.9 in snow
December33.8°F / 14.2°F0.3 in rain, 4.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Townsend K-12 Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics18more vulnerable than 18% of US census tracts
Racial and ethnic minority status13more vulnerable than 13% of US census tracts
Housing type and transport14more vulnerable than 14% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

59641 Radersburg, MT17.9 km away
59647 Winston, MT18.1 km away
59643 Toston, MT19.7 km away
59634 Clancy, MT40.6 km away
59635 East Helena, MT43.1 km away
59645 White Sulphur Springs, MT47.4 km away
59752 Three Forks, MT50.6 km away
59604 Helena, MT52 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Broadwater County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area716.3 sq mi
Water area23.37 sq mi
Population density6 people per sq mi
Latitude, longitude46.3346, -111.4919

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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