Postal Codes

59102 ZIP Code

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ZIP code 59102 covers Billings, Montana, with a population of about 48,700 and a median household income of $75,140.

Population
48,7003,239 per square mile
Median age
40.72 points above the US average
Median household income
$75,1401.1× the Montana median
Poverty rate
8.9%3.5 points below the US average
Typical home value
$388,202up 27.9% in five years
Median rent
$1,1481.1× the Montana median
Degree or higher
42.9%7.9 points above the US average
Homeownership
66.9%1.9 points above the US average
Time zone
Mountain UTC-07:00observes daylight saving time
Businesses
2,082

Where 59102 is

Billings, Montana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population48,700
Median age40.7
Family households58.3%
Born outside the US2.3%
Speaks a language other than English at home4.1%
White (non-Hispanic)87.5%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)1.2%
Hispanic or Latino5.6%
Veterans9.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$75,140
Income per person$46,642
Poverty rate8.9%
Households on SNAP or cash assistance7.5%

Household income distribution

Under $10k3.2%
$10–15k2.4%
$15–20k4.0%
$20–25k3.5%
$25–30k3.7%
$30–35k3.7%
$35–40k4.0%
$40–45k4.1%
$45–50k4.3%
$50–60k7.6%
$60–75k9.4%
$75–100k12.6%
$100–125k12.1%
$125–150k6.6%
$150–200k9.5%
$200k or more9.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed24,040
Mean adjusted gross income$78,248
Returns declaring $200,000 or more5.1%
Returns, under $25k26.2%
Returns, $25k–$50k25.7%
Returns, $50k–$75k15.8%
Returns, $75k–$100k11.0%
Returns, $100k–$200k16.2%
Returns, $200k or more5.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$307,400
Median gross rent$1,148
Rent as a share of household income28.9%
Owner-occupied66.9%
Vacant homes5.7%
Median year built1975

What the homes are

Detached house62.5%
Attached house7.4%
2 to 4 units9.1%
5 to 19 units6.8%
20 or more units8.1%
Mobile home6.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$388,202as of 2026-07
Typical home value, 1 yearup 1.9%
Typical home value, 5 yearsup 27.9%
Typical home value, 10 yearsup 68.9%
Typical asking rent$1,432as of 2026-07
Typical asking rent, 1 yearup 2.3%
Typical asking rent, 5 yearsup 28.6%
Typical home value since 2000
200920172026$388,202$190,354

$190,354 in 2009 to $388,202 in 2026.

Typical asking rent
202120232026$1,432$1,114

$1,114 in 2021 to $1,432 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.8%
Bachelor's degree or higher42.9%
High school diploma or higher97.4%
Works from home8.7%
Drives to work alone79.6%
Takes public transport0.9%
Commutes 45 minutes or more3.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.4% 1 pts below the national average of 33.4%
Diagnosed diabetes9.5% 2.5 pts below the national average of 12%
Currently smokes12.2% 1 pts below the national average of 13.2%
High blood pressure32.3% 1.8 pts below the national average of 34.1%
Fair or poor general health17.4% 2.9 pts below the national average of 20.3%
No health insurance (18–64)8.2% 3.1 pts below the national average of 11.3%
Depression26.5% 4.6 pts above the national average of 21.9%
No leisure-time physical activity20.1% 5.3 pts below the national average of 25.4%
Arthritis28.5% 3.4 pts above the national average of 25.1%
Binge drinking19.2% 3.2 pts above the national average of 16%
Taking blood pressure medication74.8% same as the national average of 74.7%
Cancer (non-skin)10.2% 2.5 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease6.2% same as the national average of 6.2%
Routine check-up in past year76.1% 0.6 pts below the national average of 76.7%
Cholesterol screening84.3% 1.6 pts below the national average of 85.9%
Cognitive disability13.8% 1 pts below the national average of 14.8%
Colorectal screening68.7% 4.4 pts above the national average of 64.3%
COPD6.3% same as the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability31.3% 0.6 pts above the national average of 30.7%
Lacks emotional support20.9% 3.9 pts below the national average of 24.8%
Food insecurity10.1% 7 pts below the national average of 17.1%
Received food stamps6.8% 7.5 pts below the national average of 14.3%
Hearing disability8.5% 1.8 pts above the national average of 6.7%
High cholesterol32.7% 3.5 pts below the national average of 36.2%
Housing insecurity8.1% 5.7 pts below the national average of 13.8%
Independent living disability7.6% 0.8 pts below the national average of 8.4%
Lacks transport6.6% 2.6 pts below the national average of 9.2%
Loneliness30.8% 3.6 pts below the national average of 34.4%
Mammography use79.6% 3.7 pts above the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability12.6% 1.4 pts below the national average of 14%
Poor physical health (14+ days)13.3% same as the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Utility shut-off threat5.6% 3.2 pts below the national average of 8.8%
Sleeps under 7 hours32.7% 3.7 pts below the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost10.7% 2.3 pts below the national average of 13%
Vision disability4.1% 1.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments2,082
People employed27,313
Annual payroll$1,179,099,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 48.8% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 15 census tracts this ZIP code covers
Expected annual loss51.3 out of 100
Community resilience74.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather98.3Very High at its worst in this ZIP code
Cold wave93.6Very High at its worst in this ZIP code
Lightning80Relatively High at its worst in this ZIP code
Hail72.9Relatively Moderate at its worst in this ZIP code
Strong wind56.8Relatively Moderate at its worst in this ZIP code
River flooding53.4Relatively High at its worst in this ZIP code
Earthquake48.3Relatively Moderate at its worst in this ZIP code
Wildfire45.1Relatively High at its worst in this ZIP code
Heat wave40.5Relatively Moderate at its worst in this ZIP code
Tornado27.7Relatively Low at its worst in this ZIP code
Drought27.4Very Low at its worst in this ZIP code
Ice storm18.2Relatively Low at its worst in this ZIP code
Landslide14.6Very Low at its worst in this ZIP code
Compared with Montana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMontanaUnited States
Median household income$75,140$69,922$78,538
Income per person$46,642$39,842$43,289
Poverty rate8.9%12%12.4%
Median home value$307,400$338,100$303,400
Median gross rent$1,148$1,031$1,348
Homeownership66.9%69.4%65%
Bachelor's degree or higher42.9%34.5%35%
Unemployment rate2.8%3.8%5.2%
Works from home8.7%11.6%13.5%
Born outside the US2.3%2.3%13.9%
Median age40.740.238.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBILLINGS WFO, MT US3.5 km away
Rain in a year15 in
Snow in a year48 in

Average high and low by month

January37.2°F / 15.1°F0.58 in rain, 9.2 in snow
February41.1°F / 17.5°F0.6 in rain, 9.6 in snow
March51.3°F / 25.1°F1.02 in rain, 7.2 in snow
April59.2°F / 33.7°F1.8 in rain, 3.7 in snow
May68.9°F / 42.9°F2.45 in rain, 0.4 in snow
June79°F / 51.4°F2.09 in rain
July88.7°F / 57°F1.37 in rain
August87.2°F / 54.9°F0.8 in rain
September75.9°F / 45.7°F1.4 in rain, 0.3 in snow
October60.7°F / 35.1°F1.47 in rain, 3.5 in snow
November46.9°F / 23.8°F0.63 in rain, 5.6 in snow
December37.4°F / 16.6°F0.61 in rain, 8.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket7% of this ZIP code's area
Far from a supermarket33% of this ZIP code's area
No vehicle and far from a supermarket27% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Billings High School District50% of this ZIP code's land area
Billings Elementary School District41.5% of this ZIP code's land area
Elysian Elementary School District8.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability43more vulnerable than 43% of US census tracts
Socioeconomic status36more vulnerable than 36% of US census tracts
Household characteristics50more vulnerable than 50% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability9.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

59103 Billings, MT5.6 km away
59104 Billings, MT5.6 km away
59108 Billings, MT5.6 km away
59111 Billings, MT5.6 km away
59112 Billings, MT5.6 km away
59114 Billings, MT5.6 km away
59115 Billings, MT5.6 km away
59116 Billings, MT5.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Yellowstone County100% of this ZIP code's land area
Time zoneMountain (UTC-07:00 standard)
Daylight saving timeObserved
Land area15.04 sq mi
Population density3,239 people per sq mi
Latitude, longitude45.7813, -108.5727

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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