Postal Codes

56545 ZIP Code

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ZIP code 56545 covers Gary, Minnesota, with a population of about 705 and a median household income of $76,806.

Population
7055 per square mile
Median age
37.61.1 points below the US average
Median household income
$76,80612% below the Minnesota median
Poverty rate
3.3%9.1 points below the US average
Median home value
$168,80045% below the Minnesota median
Degree or higher
11%24 points below the US average
Homeownership
85.7%20.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
16

Where 56545 is

Gary, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population705
Median age37.6
Family households75.1%
Born outside the US2.6%
Speaks a language other than English at home7.7%
White (non-Hispanic)87.2%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.3%
Hispanic or Latino7.2%
Veterans7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,806
Income per person$38,361
Poverty rate3.3%
Households on SNAP or cash assistance5.3%

Household income distribution

Under $10k2.6%
$10–15k1.5%
$15–20k0.4%
$20–25k3.8%
$25–30k2.3%
$30–35k2.6%
$35–40k6.0%
$40–45k1.9%
$45–50k2.6%
$50–60k9.1%
$60–75k14.7%
$75–100k18.1%
$100–125k12.1%
$125–150k8.3%
$150–200k6.4%
$200k or more7.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed310
Mean adjusted gross income$73,090
Returns declaring $200,000 or more0%
Returns, under $25k22.6%
Returns, $25k–$50k25.8%
Returns, $50k–$75k19.4%
Returns, $75k–$100k12.9%
Returns, $100k–$200k19.4%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$168,800
Rent as a share of household income12.1%
Owner-occupied85.7%
Vacant homes15.9%
Median year built1955

What the homes are

Detached house93.3%
Attached house1.3%
Mobile home5.4%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.7%
Bachelor's degree or higher11%
High school diploma or higher92.8%
Works from home5.1%
Drives to work alone72.2%
Takes public transport1.1%
Commutes 45 minutes or more16.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.7% 2.3 pts above the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes16.4% 3.2 pts above the national average of 13.2%
High blood pressure37.2% 3.1 pts above the national average of 34.1%
Fair or poor general health19.3% 1 pts below the national average of 20.3%
No health insurance (18–64)7.8% 3.5 pts below the national average of 11.3%
Depression24% 2.1 pts above the national average of 21.9%
No leisure-time physical activity26.8% 1.4 pts above the national average of 25.4%
Arthritis26.8% 1.7 pts above the national average of 25.1%
Binge drinking17.8% 1.8 pts above the national average of 16%
Taking blood pressure medication79% 4.3 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year75.2% 1.5 pts below the national average of 76.7%
Cholesterol screening85.2% 0.7 pts below the national average of 85.9%
Cognitive disability14.2% 0.6 pts below the national average of 14.8%
Colorectal screening67.7% 3.4 pts above the national average of 64.3%
COPD7.4% 0.8 pts above the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability32% 1.3 pts above the national average of 30.7%
Lacks emotional support21.1% 3.7 pts below the national average of 24.8%
Food insecurity11.9% 5.2 pts below the national average of 17.1%
Received food stamps8.8% 5.5 pts below the national average of 14.3%
Hearing disability9.3% 2.6 pts above the national average of 6.7%
High cholesterol36.2% same as the national average of 36.2%
Housing insecurity9.2% 4.6 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport7.3% 1.9 pts below the national average of 9.2%
Loneliness28.6% 5.8 pts below the national average of 34.4%
Mammography use77.5% 1.6 pts above the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)13.7% same as the national average of 13.5%
Self-care disability4% same as the national average of 4%
Utility shut-off threat6.1% 2.7 pts below the national average of 8.8%
Sleeps under 7 hours31.9% 4.5 pts below the national average of 36.4%
Stroke4% 0.6 pts above the national average of 3.4%
All natural teeth lost10.7% 2.3 pts below the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments16
People employed45
Annual payroll$1,653,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 71.5% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss73.5 out of 100
Community resilience41.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought98.1Relatively High at its worst in this ZIP code
Winter weather97.6Very High at its worst in this ZIP code
Cold wave96.8Very High at its worst in this ZIP code
Hail96.8Relatively High at its worst in this ZIP code
Strong wind95.3Relatively High at its worst in this ZIP code
Wildfire90.7Relatively Moderate at its worst in this ZIP code
Landslide84.1Relatively Low at its worst in this ZIP code
Ice storm83.4Relatively Moderate at its worst in this ZIP code
Tornado60.8Relatively Moderate at its worst in this ZIP code
River flooding48.8Relatively Moderate at its worst in this ZIP code
Lightning32Relatively Low at its worst in this ZIP code
Heat wave12.3Very Low at its worst in this ZIP code
Earthquake3.5Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$76,806$87,556$78,538
Income per person$38,361$46,957$43,289
Poverty rate3.3%9.2%12.4%
Median home value$168,800$305,500$303,400
Median gross rent$1,235$1,348
Homeownership85.7%72.4%65%
Bachelor's degree or higher11%38.8%35%
Unemployment rate2.7%3.9%5.2%
Works from home5.1%15.8%13.5%
Born outside the US2.6%8.6%13.9%
Median age37.638.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMAHNOMEN, MN US19.4 km away
Rain in a year26 in

Average high and low by month

January15.2°F / -2.5°F0.79 in rain
February21.3°F / 1.5°F0.73 in rain
March34.4°F / 15.2°F1.08 in rain
April51.9°F / 29.9°F1.71 in rain
May66°F / 43.3°F3.15 in rain
June74.2°F / 53.5°F4.72 in rain
July78.5°F / 57.6°F3.76 in rain
August78.1°F / 55°F3.44 in rain
September69.2°F / 46.6°F2.76 in rain
October53.5°F / 34.4°F2.26 in rain
November34.1°F / 19.5°F0.96 in rain
December21.5°F / 5.6°F1.05 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Norman County East School District93.5% of this ZIP code's land area
Fertile-Beltrami School District3.9% of this ZIP code's land area
Ada-Borup-West Public Schools1.3% of this ZIP code's land area
Mahnomen Public School District1.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability47more vulnerable than 47% of US census tracts
Socioeconomic status32more vulnerable than 32% of US census tracts
Household characteristics67more vulnerable than 67% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport69more vulnerable than 69% of US census tracts
Walkability4.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

56584 Twin Valley, MN13.2 km away
56540 Fertile, MN19.4 km away
56516 Bejou, MN22.2 km away
56541 Flom, MN24.1 km away
56557 Mahnomen, MN25.1 km away
56592 Winger, MN25.2 km away
56517 Beltrami, MN29 km away
56510 Ada, MN29.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Norman County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area153.51 sq mi
Water area0.34 sq mi
Population density5 people per sq mi
Latitude, longitude47.3675, -96.2152

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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